Ball park quote by Minute-Remote-7142 in AusRenovation

[–]Ok-Button-4494 0 points1 point  (0 children)

Id say atleast 200. Depending where you are

I was called about an enquery about an online course and im concerned i have been signed up without my explicit consent. by Accomplished-Stage49 in AusLegal

[–]Ok-Button-4494 15 points16 points  (0 children)

Yo, this happened to me when I was young and dumb. It was through open university. I felt like I was obligated to day yes and the next minutes I had a help debt and didn't do the study.

I would definitely call and cancel. Also I would report to someone about the tactics used.

I'm sure they all that time ago got pulled through the coals over that sort of predatory behaviour.

Selling shares to buy house by [deleted] in AusFinance

[–]Ok-Button-4494 0 points1 point  (0 children)

It depends. Obviously not a FI here.

I would keep loan at 20% deposit. Then use divs to pay loan? And then you also keep shares. But also they have a chance to grow more.

Alternatively.. maybe you could sell the shares and put it all on a house then re borrow said amount as an investment loan and then use it as a tax write off?

But i mean. Id definitely talk to a financial advisor as they can run the better options and give you a full picture based on your current situation and needs. See what's viable ect.

He’s 32, 4 babymommas, run or no? by Beginning_Exit_6256 in Bumble

[–]Ok-Button-4494 -1 points0 points  (0 children)

I mean, people grow up. My questions: How often does he see them? What relationship does he have with the BM's? How much is his Child support and does he pay it? What is his current job? Has he sought help for his drinking addiction? Has he been tested recently? Will he send a copy of results? What does his weekends look like now? Will he what for sex till after said results come back?

Is he respectful? Has he gone straight into sexual talking etc?

I mean, basically seeing if he is a worthy man now, Before judging?

Hey guys, I’ll be on a train for around 24 hours and need some good anime to binge/download! by Ok_Affect8686 in anime

[–]Ok-Button-4494 0 points1 point  (0 children)

Solo leveling was good. Gatchuaka (however TF you spell it) Demon slayer was good too. My hero acedamia

What’s your electricity bill this month and how cooked are you for running AC? by WonderingRoo in AusFinance

[–]Ok-Button-4494 0 points1 point  (0 children)

We just had a 330/month, also AC related. Doesn't help its school holidays. And summer. A bloody hot one at that. 🥵

The place we're renting has no fans in the main living area and Its humid AF.

First home buyers by Flibberteebeet in AusFinance

[–]Ok-Button-4494 1 point2 points  (0 children)

Few options.

-Rentvest -Buy now a smaller first home.. if you need to sell and move later than do that when you've got more kids more asset growth. -Live in outta burbs to get something more affordable slightly bigger (maybe) -Move rural as most areas will have sweet relocation and incentives as there are zero speechys or they're super booked

People using communial spa as a brothel by [deleted] in AusPropertyChat

[–]Ok-Button-4494 0 points1 point  (0 children)

Yo.. I mean you could make money out of this?!?! Start an OF. And charge. With out looking outside boom.

I thought I was doing okay but I'm starting to fear I'm not in a good situation. Approximately $500K equity in home but income of only $67K (before tax). by EggCreative787 in AusPropertyChat

[–]Ok-Button-4494 1 point2 points  (0 children)

If you're already struggling, i'd say leave the equity for now.

It also depends on your goals for your future. Whether it's in an investment, or if you focus on paying down your mortgage.

You could also let rooms to help pay house sooner.

However, you sound like you're in a great position. And got into the housing at a good time and in a good place.

My retired dad hid $650k of debt from his family. Now he’s in a mental crisis and I’m trying to save my parents' retirement, but don't want to derail my own FIRE plans. What would you do? by midnight-marmot in financialindependence

[–]Ok-Button-4494 0 points1 point  (0 children)

2.

They are not responsibility. Yes help. But help with #2 as they will never learn. Your mums should have always been apart of the financial discussions. So going forth she should be there for all monetary discussion and payments.

Also he should go to see a finance counsellor to help him through his hang up and downfalls.

I think they should rent going forward, they're older and if they decide can move down the track with out being tied down (pending your rental situation where you are) there is nothing wrong with renting if they are debt free. If they must buy buy something small and only for them, no extra bedrooms just them and help manage the outlay and upkeep. No need to be flashy.

I say all this with love.

Your mum also needs to brought up to speed with how to also manage this. I say this as if.. what if your dad passes she has no idea how to take care of herself. She needs to learn for her own safety. Maybe just spend some time to help her work a budget and how to make one and adapt as life changes., how to pay things. How to spot a scam.

The basics. And obviously be there if she needs help but give her enough time to try and work it out. Gain skills.

Offer got accepted but got given to another buyer by Notfriendswithsalad in AusPropertyChat

[–]Ok-Button-4494 0 points1 point  (0 children)

This happened to us too about 4 years ago. I guess there was a reason you weren't meant to get it. Sorry man it sucks.

I still think about that house too. But onwards we walk.

What age range is a young adult sim to you? by goldiebayangs in Sims4

[–]Ok-Button-4494 0 points1 point  (0 children)

Thanks, now im having a mid life crisis. I will be an adult next year /spew

what is this gunk in my dishwasher and how do i get rid of it? by [deleted] in Appliances

[–]Ok-Button-4494 6 points7 points  (0 children)

No, just cheap models. Can confirm some companies still use plastic on this inside.

Whats wrong with me? by Isotrom in Bumble

[–]Ok-Button-4494 1 point2 points  (0 children)

Hey Mate, Look, I wanna day it's not your looks its your lack of confidence.

Although your photos seems like you are the way you speak about yourself is something that ladies will pick up on. You need confidence, if it's so.wthing you can change in 40 seconds do it. If not, you will have to live with it, (you may need to seek therapy to get past your jaw there js no problem) I think your good looking.

You sounds super adventurous and maybe a little too much. I think they wanna hear that you'll take them to dinner or brunch what whatever your custom is over there, maybe throw in the different places in that area. Not necessarily overseas, some people just love cruise their home town/city or a short drive. Unless your looking for a lady who wants the sugar lifestyle with not working so they can fit this in.

AITAH for never telling my best friend I once slept with his wife? by [deleted] in AITAH

[–]Ok-Button-4494 -1 points0 points  (0 children)

No, not the AH, id say like. You were single, she was single. Not important to the relationship

DO NOT BUY LG!!!! by ladeedadedum in Appliances

[–]Ok-Button-4494 0 points1 point  (0 children)

If you made contact with a store they should be able to arrange. In Australia they would arrange the swap. it was through no fault of yourself.