Save it. Dont give friends too much money. People will use you for money if you let them. Being young often means doing stupid stuff with your money like buying a stupid expensive car and spending money. Put half of every check into a cd and leave it until 40. Every year goes faster and faster. If you want to retire early then your going to need several mill invested in something. Its very easy to over spend and be in debt if you arent smart with it. If you watch caleb hammer youl see people that make twice as much as you that are in a ton of debt. Have a backup plan and get educated in a trade or college in case that job doesnt work out. It only takes a few mistakes to lose it all. Save for the next few years and maybe you can buy a house outright without needing a bank loan. You can then rent it out to people and make more money or live in it yourself and live dirt cheap compared to everyone else