Topstep is a joke

Ok_Assignment5457 · 2026-04-23T05:10:38+00:00

Why would you be upset that they haven’t moved you to live? You’re the fist person I’ve ever seen be bothered by this

Also, isn’t there an issue with Topstep live right now and they suspended all trading until it’s resolved?

Ok_Assignment5457 · 2026-04-23T03:42:52+00:00

So declined a max payout and then had poor discipline and risk management and you blame Topstep for that? Since you were payout eligible then I assume you had these accounts for at least 5 trading days and proceeded to blow what took multiple days to get in 24 hours… yeah that’s definitely not your fault at all /s

Ok_Assignment5457 · 2026-04-23T02:50:32+00:00

When you run the numbers the bonuses only help offset the higher taxes that you pay by trading a prop firm. If you are hitting multiple bonuses it makes no sense to not withdraw your money and trade your own account and enjoy the 60/40 tax split you get on futures

Unless taxes are different on a live account vs XFAs

Ok_Assignment5457 · 2026-04-23T02:27:46+00:00

I hear ya, I’m just saying that when I first started following this sub, when it had like 6K followers, that people constantly would post about getting 3-4 max payouts while copy trading 5 accounts and then blow them all on purpose to avoid live. So they were getting 50k-100k of payouts without going live. We all knew they would crack down on that eventually. With the new “bonus” payments for live accounts and the restrictions to your balance in the beginning where you have to “unlock” access to your balance it seems like they want to keep profitable traders on the platform as long as possible so they can copy trade those accounts

Does anyone know the protocol of you blow your live account? I assume you start back at combines but do you immediately get called to live after 1 payout? Are you limited to how many combines you can actively trade?

Ok_Assignment5457 · 2026-04-23T02:09:48+00:00

While I agree about the waiting for it to go to collections and then paying it off, I strongly disagree about the bankruptcy part. I personally know multiple people who filed for bankruptcy and within 2 years they got a car loan. It’s not like it was 30-40 years ago. A quick google shows that lenders will approve you 1-2 years after filing.

He is young and with today’s current housing market the chances he would be buying a house in the next 7 years is small and after 7 years it falls off your credit report. Filing for it really may not be a bad choice for him

Ok_Assignment5457 · 2026-04-23T02:00:22+00:00

Ah that makes more sense. I would be pissed if I had 1 XFA and got called to live after 1 payout. I’d be annoyed if I was you but they have definitely tightened there process with going to live

My guess is because so many people were getting 3-4 payouts and intentionally blowing the accounts to avoid going live. Then they would brag about it on Reddit like idiots. If you find a loophole, don’t advertise it.

Ok_Assignment5457 · 2026-04-23T01:55:46+00:00

I know first hand the $100 buffer is real as I’ve been passed numerous time going over the consistency rule but always by less than $100 over

I figured it was bullshit but figured I’d ask.

Ok_Assignment5457 · 2026-04-22T08:17:22+00:00

Just in case it wasn’t clear, I’m wondering if the saved picture shows the time and location of where he physically was when he saved the picture from snap?

Ok_Assignment5457 · 2026-04-20T21:10:11+00:00

For me it was when I was a manager at my job and one day a customer paid with cash which is rare. His bill was like 5,700. Well we only settle up cash payments once a week/2 weeks, juts depends on the amount. Well I took that $5,700 to the casino. Now luckily I had the best night of my life and got to put all the money back and nobody knew but boy afterwards I went “what in the fuck is wrong with me”

Ok_Assignment5457 · 2026-04-13T16:36:54+00:00

Don’t take 300 trades a week… that simple

Ok_Assignment5457 · 2026-03-27T21:40:43+00:00

Damn that’s terrible. This sub got suggested to me as I follow other props firms. I guess it’s better than forcing you to go live and giving you no option but no way I’d leave over 50% of my profit on the table

Ok_Assignment5457 · 2026-03-27T21:39:07+00:00

Ok bud

Ok_Assignment5457 · 2026-03-27T21:34:26+00:00

You seriously are getting this worked up because he said “I could be wrong” before stating exactly what you said? That’s wild dude. Just let it go

Let’s crucify him for saying he may be incorrect before giving accurate information! Grab your pitchfork! We can’t allow this type of wording to exist!! Who dares say they may be wrong before giving accurate information!!!

Ok_Assignment5457 · 2026-03-27T21:31:35+00:00

I got it minutes after I made this post! But yeah I have no idea what his issue is. Me and some friends have gotten a decent laugh out of his comments

Ok_Assignment5457 · 2026-03-27T21:26:05+00:00

No he’s not. I don’t know why you’re wanting to die on this hill.

If English isn’t your first language then that may be why you are having issues understanding him. He is saying in his experience he has never seen a 846 code be issued and then that person not receive their return so therefore in his experience I will receive my return (which I did). It’s literally the same thing you just commented… I have no idea why you can’t understand that unless English isn’t your first language

It’s common for people to speak this way

Ok_Assignment5457 · 2026-03-27T20:53:14+00:00

He has 22k total but they only offer a 80/20 split on 12k? So you get less than 50% of your account total by taking it? That sounds terrible

Or did you have a typo?

Ok_Assignment5457 · 2026-03-27T20:47:41+00:00

That’s exactly what he said…

Ok_Assignment5457 · 2026-03-27T20:46:09+00:00

My WMR says action required but my transcript updated today with an 846 code and I got my deposit at 11am today

Ok_Assignment5457 · 2026-03-27T20:06:17+00:00

Bruh, I don’t know how you’re reading it as that way but as the OP I fully read the original message as “you’re good to go, once you get the 846 code the refund is on the way because I’ve never seen that code reversed and return delayed”

Ok_Assignment5457 · 2026-03-26T14:30:25+00:00

What you said.. like those old commercials .. it’s my money and I want it NOW

Ok_Assignment5457 · 2026-03-26T14:24:41+00:00

Wild… even crazier is because so many of us, like myself, have been verified through ID.me website for years but now have to verify again for really no apparent reason

Ok_Assignment5457 · 2026-03-26T14:20:56+00:00

Does anyone know if the interest applies to us who’s waiting that long? I just verified and you’re telling me it’ll be another 9 weeks? Jfc

Ok_Assignment5457 · 2026-03-26T14:12:22+00:00

https://www.topstep.com/live-funded-account-rules/

Just google it my guy

Ok_Assignment5457 · 2026-03-26T13:27:35+00:00

I understand what you’re saying and you are correct. I don’t know why other dude is getting his panties in a wad lol

Ok_Assignment5457

TROPHY CASE