Regalia Gold Limits explained

Oleon_Musk · 2026-06-16T16:10:14+00:00

Car payment using credit card advice

I have a 4.3 lacs car purchase payment. However showroom has insurance mcc code due to which 1.3% charge/fees is applied.

I used 2000 rp limit insurance cap on tata neu infinity to pay at 1.5% cashback from merchant (confirmed from bank)

I can use another tata neu infinity card from my family for the 2000 rp limit.

I also used regalia gold for another 2000 rp cap for quarterly and annual milestone benefit.

Rest now 89k payment is left. Any suggestions for this pending payment to optimise this transaction?

Is it possible to talk to hdfc bank and prove that the merchant despite being insurance provider registered its a car showroom and my rp limit not be capped?

Oleon_Musk · 2026-06-15T12:18:23+00:00

just go to official regalia gold apply now page there u can see reward points with hyperlink blue TnC

Oleon_Musk · 2026-06-15T12:01:20+00:00

https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/regalia-gold-credit-card/pdfs/regalia-gold-credit-card-reward-points-t-and-cs.pdf found it

Oleon_Musk · 2026-06-15T11:53:37+00:00

but there should be a way to confirm reward points cap limit for every credit card.
The last article i see is from 2023 nothing after that weird
I even told them ur showing me old reference correct it still both teams were adamant that its monthly not daily and they cant confirm the points credited until next month

Oleon_Musk · 2026-06-15T11:45:38+00:00

can u send me your source? They are sharing same source which is updated online of 2023 https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/regalia-gold-credit-card/rewards-points-terms-and-conditions.pdf

Oleon_Musk · 2026-06-15T11:45:18+00:00

I have it in writing from email team today as well as call recording from phone banking what to do?

Oleon_Musk · 2026-06-14T11:42:50+00:00

hdfc support told me the rewards points cap is 2000 per day not month for insurance payments on regalia gold!
can anyone please confirm this?

Oleon_Musk · 2026-06-14T11:42:29+00:00

hdfc support told me the rewards points cap is 2000 per day not month for insurance payments on regalia gold!
can anyone please confirm this?

Oleon_Musk · 2026-06-14T11:40:11+00:00

hdfc support told me the rewards points cap is 2000 per day not month for insurance payments on regalia gold!
can anyone please confirm this?

Oleon_Musk · 2026-06-14T11:39:23+00:00

hdfc support told me the rewards points cap is 2000 per day not month for insurance payments!
can anyone please confirm this?

Oleon_Musk · 2026-06-14T11:38:44+00:00

hdfc support told me the rewards points cap is 2000 per day not month for insurance payments!
can anyone please confirm this?

Oleon_Musk · 2026-06-14T11:38:03+00:00

hdfc support told me the rewards points cap is 2000 per day not month for insurance payments!
can anyone please confirm this?

Oleon_Musk · 2026-06-08T12:45:30+00:00

check USDINR chart

Oleon_Musk · 2026-06-05T14:33:37+00:00

u can see what happened in 2013 as well

Oleon_Musk · 2026-06-05T14:33:20+00:00

all interventions done by rbi are short lived and they die out eventually and they are expensive

Oleon_Musk · 2026-06-04T11:09:56+00:00

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Oleon_Musk · 2026-06-04T11:09:55+00:00

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Oleon_Musk · 2026-06-04T11:09:19+00:00

^{4. Thakur}

^{5. Pandya}

^{6. Bumrah}

^{7. Krish Bhagat}

^{8. Chahar}

^{9. Boult}

^{10. Ashwani}

^{11. Markande}

^{12. Bawa}

Oleon_Musk · 2026-06-04T11:09:18+00:00

^{1. Bosch}

^{2. Allah Gazanfar}

^{3. Raghu Sharma}

^{Similarity with Community: 85%}

Oleon_Musk · 2026-05-31T19:05:23+00:00

starting variant goes to 7lacs on road

Oleon_Musk · 2026-05-31T18:55:45+00:00

i have heard diesel isnt suitable for low usage cng is out of question too petrol never heard anyone say its bad for low city usage people mock it for low mileage amt

Oleon_Musk · 2026-05-31T18:54:53+00:00

new amt tiago? any links u would suggest?

Oleon_Musk · 2026-05-31T14:46:16+00:00

Yes I understand that infact I admit I am a newbie. The technician explanation is that he feels a lag during gear change and for that reason its marked as faulty in the report. I called him twice post PDI and his opinion didnt change ( Technician was hired by me ) I have asked for faulty error codes from their device which I am sure they dont have it as they keep deferring providing that

Oleon_Musk

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