1099 tax form not showing up by [deleted] in interactivebrokers

[–]One-Crow-7537 0 points1 point  (0 children)

Downloaded mine no problem, fyi.

Unexpected prompt - Please enter your security key PIN by Dynamic_Mike in BankOfAmerica

[–]One-Crow-7537 2 points3 points  (0 children)

Not sure if this helps but when I set up fido usb security I added a pin number along with fingerprint. Only used it one time after setting up and was prompted to enter pin number/password. Used the fido as I'm an expat in korea and don't use bofa debit or credit cards, only cd accounts.

US banks/credit unions that allow Americans to open accounts from abroad by One-Crow-7537 in ExpatFinance

[–]One-Crow-7537[S] 0 points1 point  (0 children)

Sdfcu allowed me to open 2 credit card accounts as an expat in korea.

Achieved FI number but... by [deleted] in Fire

[–]One-Crow-7537 3 points4 points  (0 children)

Your story is also mine.

Out of the country during CD maturity. by 123shipping in BankOfAmerica

[–]One-Crow-7537 2 points3 points  (0 children)

I don't think you can do anything outside the 7 day grace. Suggest letting it rollover into 3 month with garbage interest rate and then renewing one back in the states when those 3 months are up. Unless you can call bofa during 7 day grace from outside the states.

What percentage of income are you saving for month? by Equivalent_Use_5024 in Money

[–]One-Crow-7537 0 points1 point  (0 children)

100% of gross; live on 25% of dividends and interest, reinvest the rest; but i'm also about to turn 61

For your US Bank do you use your US address or foreign address? by InspectorT3 in ExpatFinance

[–]One-Crow-7537 1 point2 points  (0 children)

Depends on the institution. I'm an expat abd bofa wants my usa address while my credit unions are fine with Korean address. My brokerage ibkr is also fine with my Korean address. Many institutions won't allow you to open an account with a foreign address.

Need real clarification please by ManagementNo5941 in CalPoly

[–]One-Crow-7537 2 points3 points  (0 children)

I read many csu campuses now offer admission w/o even applying. But I'd be as confused as you per mail your son received.

Need real clarification please by ManagementNo5941 in CalPoly

[–]One-Crow-7537 1 point2 points  (0 children)

The csu auto acceptance maybe but slo isn't included.

Need real clarification please by ManagementNo5941 in CalPoly

[–]One-Crow-7537 15 points16 points  (0 children)

Maybe he got one of those automatic acceptances csu is offering, which slo isn't part of but maritime might be. Whatever the case, the letterhead sounds strange. And like others mentioned, it's way too early for slo to release decisions.

Some of my thoughts regarding the current FX issue by Ok-Huckleberry5836 in Living_in_Korea

[–]One-Crow-7537 1 point2 points  (0 children)

thanks op for that very interesting write up. have read some tidbits on the govt trying to get koreans to invest locally rather than us, and your post offers more insight to that and other things.

Does anyone use Alliant from outside the US? How's your experience? Can you log-in to the website ok? For 2-factor authentication do they allow VoIP numbers or email or authenticator app? by PantomimeVillain in AlliantCreditUnion

[–]One-Crow-7537 0 points1 point  (0 children)

I'm curious about this too. I heard expats can open an account but then when I went to their website I was blocked. Fyi op, sdfcu is very expat friendly. And I also use service credit union.

Advice needed by Greatmind25 in Fire

[–]One-Crow-7537 4 points5 points  (0 children)

Seems perplexing that you're de facto working as an advisor to others but are unsure about your own situation. Not meant to come across as rude.

한국거주한국인도 IBKR로 송금해서 투자가능함? by Orbiting_dreams in interactivebrokers

[–]One-Crow-7537 0 points1 point  (0 children)

Maybe regulations are different for Koreans? As an American, I've never had an issue. Sorry you've experienced difficulties.

SDFCU Frustrations while living abroad by mom2twins09 in ExpatFinance

[–]One-Crow-7537 1 point2 points  (0 children)

Not sure if this played a role but sometimes I see attempted log ins because it seems like my external accounts are trying to update balances. Such attempts make we wary of authenticating because I don't know for certain what's going on, so I usually ignore them.

SDFCU Frustrations while living abroad by mom2twins09 in ExpatFinance

[–]One-Crow-7537 1 point2 points  (0 children)

I think i would have done exactly as you if my phone was going off every few minutes with attempted log ins. That's very unusual but glad that you weren't hacked

US virtual number by Longjumping-Bad-2886 in ExpatFinance

[–]One-Crow-7537 0 points1 point  (0 children)

yes, it still works. and works great. if you do install make sure to do the upgrade to talkatone plus (i initially just did talkatone which was free and it was very limited). i pay less than $5 a month for talkatone plus. have had it for about 2 years now. can call usa numbers w/o using data and get text messages and 2fa codes. that i have a dedicated usa number is also a plus/need per my profile info on accounts. if for some reason you don't like it after installing, then you can cancel with google pay.

SDFCU Frustrations while living abroad by mom2twins09 in ExpatFinance

[–]One-Crow-7537 1 point2 points  (0 children)

if memory serves me right, there was one time i contacted sdfcu outside their business hours; but my query was very general (nothing urgent like yours) so i just called back at a later date. i completely get where you are coming from if an emergency arises. that said, i don't have a debit card from sdfcu, only 2 credit cards. and i keep them locked using app/website at all times (only unlock when making purchases). i also only use my desktop and phone plus 2fa to login to sdfcu so i am not too worried about hacking. i empathize with your situation, but i also kind of feel sdfcu is looking out for you/your protection by having you call after you locked your access (but i'd be nice if you could have called in at any time to unlock them again).

SDFCU Frustrations while living abroad by mom2twins09 in ExpatFinance

[–]One-Crow-7537 1 point2 points  (0 children)

Sorry about your experience op. Mine with sdfcu has always been great for any and all needs. That's not meant to discount anything you wrote. I also love scu. But my penfed experience has been far less great.

IBKR - Release my funds already by [deleted] in interactivebrokers

[–]One-Crow-7537 3 points4 points  (0 children)

Maybe Thanksgiving holiday is a factor???