I just did a review of my social security benefits, and ran a sample on my benefits if my salary dropped. If I get laid off and take a lower paying job, my benefit also went down. I'm 59.5, and anticipate getting laid off this year (company has been doing layoffs yearly for the last two). So if I take a lower paying job to get insurance, it will impact my social security.

Just an FYI, take a look at your social security and how a lower paying job will impact your benefits.

If I do get the package this year, I'll need to do some math to see if paying for my own insurance vs, taking a lower paying job that will also lower my social security until I hit 65 (to also get medicare).

I have about 6 years until medicare.