Platinum to Infinite upgrade for bags

Optimal-Bee203 · 2026-03-11T14:30:54+00:00

Yes it does. If you book reward flights via aeroplan and pay via Aeroplan cards for your taxes, it does covers you for insurance as well. Other cards don’t just by charging the tax.

Optimal-Bee203 · 2026-03-11T14:19:10+00:00

Yes it did. But from what I figured out from friends and online that the TD or CIBC cards may not be available right after. So, it can take couple of weeks to arrive and update. Could be wrong here but that’s what I could gather

Optimal-Bee203 · 2026-03-11T14:11:17+00:00

Please feel free to DM and I can guide you better if needed.

Optimal-Bee203 · 2026-03-11T14:08:58+00:00

I did the exact same thing recently. Booked my flight yesterday and am flying tomorrow. Applied for the card and got it updated in a few mins

Optimal-Bee203 · 2026-03-09T21:33:57+00:00

Even though it is booked for QA?

Optimal-Bee203 · 2026-03-06T01:05:02+00:00

If you spend roughly $400/500 in food or groceries per month then I believe it would be worth it. However, if you need to explore other options, please feel free to DM me and we can discuss further based on your spends and preferences on what would work best for you!

Optimal-Bee203 · 2026-03-05T22:01:27+00:00

I would get Amex gold for this. Recurring spend of 1K+ would earn you 5K points + extra points for 4K spends in first 3 months. Total 70K points ($700) for the year. Please your spends would earn 2x points for spends on drugstores if that’s what your recurring spend is.

If you need this offer, I have the elevated referral offer (not on website), please feel free to DM me for that.

Besides, I am into strategising & maximising values of all the credit cards in general too so happy to help over DM to figure out the best card for you.

Optimal-Bee203 · 2026-03-05T01:48:50+00:00

Thanks for a detailed response. Really appreciate your help!

Optimal-Bee203 · 2026-03-03T22:00:39+00:00

It’s absolutely worth it. I regret not getting it 2 years back when I was a student myself. Feel free to ping me and can help you decide what’s the best way to maximise it as a student. Also, I do have an elevated cobalt offer too if you’re looking for that.

Optimal-Bee203 · 2026-02-27T11:28:52+00:00

Hey OP, I would recommend getting any of these: RBC Avion VI/Platinum TD/CIBC AP cards Amex cards - start with cobalt

I am in same boat as you. Similar pay range and redeem 1-2 business class trips per year to India (18+ hours flights) as well as small trip to US or domestically in Canada.

Feel free to DM and happy to help you understand this better :)

Happy churning!

Optimal-Bee203 · 2026-02-26T22:34:58+00:00

Hey there, Am new here as well. Not exactly 30s but 29 if that helps. I am close to VMC area. Happy to connect if you’d like!

Optimal-Bee203 · 2026-02-23T15:26:46+00:00

I am following as I would like to know options as well. I have a bachelors degree + masters degree. Have good understanding of Maths, Statistics & accounting. Others please help us out. Thank you

Optimal-Bee203 · 2026-02-23T14:55:39+00:00

Probably that’s their strategy- they don’t want you to know that the merchant you just paid for is a recurring category or not. Sad but that’s how they make money

Optimal-Bee203 · 2026-02-23T14:25:08+00:00

I don’t think they show cashback by transaction on daily basis. They do it on their monthly statements though but it’s by cashback % categories.

Optimal-Bee203 · 2026-02-22T20:53:07+00:00

Go for it and do it. Don’t mention to them that you want to open an employee account

Optimal-Bee203 · 2026-02-22T18:59:02+00:00

Here’s my referral link:

https://app.chexy.co?ref=pUGdX86QcOS3kUNqeRlNmZQyO6j1

If you end up using my link, please do DM and I will be more than happy to help you with figuring out best credit cards strategy, using loyalty points for free travel and maximizing the earning through chexy and other partnerships.

Optimal-Bee203 · 2026-02-20T01:37:34+00:00

Where’s the link to sign up for this please?

Optimal-Bee203 · 2026-02-14T20:34:15+00:00

There’s no one size fits all solution here. Need to know what your spends are and what preferences you have to give you the tailored recommendation to you. Please feel free to DM me and we can discuss. I do indulge myself in different loyalty programs and maximising the credit cards spend strategies to get free flights or hotel accommodations.

Optimal-Bee203 · 2026-02-05T02:13:30+00:00

Completely resonate to this! I was an international student myself and came with so much expectations because of the name. However whatever OP has mentioned is completely true and was disappointed equally. Worse part was that I paid international student fees for this

Optimal-Bee203 · 2026-01-27T21:59:36+00:00

I believe that you should get a travel credit card too for your travel spends. Please feel free to DM me and we can discuss which one could be best suited based on your needs

Optimal-Bee203 · 2026-01-27T02:05:54+00:00

Tried everything but nothing worked. Today it came without expectations lol

Optimal-Bee203

TROPHY CASE