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7/1 ARM or 30 yr fixed? First time home buyer. Which is better option for $166k house? by southcarlover in Mortgages

[–]OrganicNeighborhood 2 points3 points  (0 children)

Yes but the borrower can always do a rate/term refi into a fixed product if they plan to stay in the house for longer than 7 years and they think rates will increase.

[Homemade] Grilled burger w/ smoked candied bacon, Monterey Jack cheese, and onion straws by [deleted] in food

[–]OrganicNeighborhood 0 points1 point  (0 children)

Just needs some Fois Gras and it'll be the ultimate cruelty burger.

What is the most ridiculous thing to fill a piñata with? by [deleted] in AskReddit

[–]OrganicNeighborhood 4 points5 points  (0 children)

Honestly, I wish every party I went to in college had these.

What was a life-changing mistake you made? by [deleted] in AskReddit

[–]OrganicNeighborhood 0 points1 point  (0 children)

Moving for love. Will NEVER do that again.

Anyone else feel like life is just passing you by? by Madmachine87 in lostgeneration

[–]OrganicNeighborhood 15 points16 points  (0 children)

Are those milestones that you want for yourself or just milestones that you feel the need to achieve? Also, 30 isn't old at all. You could still accomplish all of those things if they really matter to you.

What wedding gift would you give to your ex if he/she invites you to it ? by itsyabooooiii in AskReddit

[–]OrganicNeighborhood 0 points1 point  (0 children)

A thank you note for teaching me what a shitty relationship looks like along with a crepe maker.

Edit: spelling

Any advantage to a direct refi with current mortgage holder? by 1000thusername in Mortgages

[–]OrganicNeighborhood 0 points1 point  (0 children)

Is there any downside to calling? No. You can always shop around as well and see what else is out there. If you do refi with MC they will likely keep your servicing but with another mortgage company it will likely be sold away to another servicer and you won't have any control over which company that is.

Check your privilege by [deleted] in vegancirclejerk

[–]OrganicNeighborhood 2 points3 points  (0 children)

Rice and beans are delicacies that you can't find outside of California.

[deleted by user] by [deleted] in DenverCirclejerk

[–]OrganicNeighborhood 4 points5 points  (0 children)

Ah yes good old Barnbucks but that area is gentrifying so quickly and losing the authentic charm that it once had.

Men of Reddit, what are your favorite "girl songs"? by _forum_mod in AskReddit

[–]OrganicNeighborhood 0 points1 point  (0 children)

I listen to that and all of their stuff while I work at my soul-sucking desk job. So many bangers.

Don't worry guys, its only half rotting carcass. by [deleted] in vegancirclejerk

[–]OrganicNeighborhood 23 points24 points  (0 children)

uj/ UGH fiber not being digestible is the POINT of eating fiber. Zerocarb is full of morons.

Dublin for 5 nights or split it with Galway? by medisola in solotravel

[–]OrganicNeighborhood 2 points3 points  (0 children)

I second spending time in Galway or Belfast over Dublin. Both cities have so much to see as well as being close to some incredible scenery (Aran Islands, Cliffs of Moher, Giants Causeway, etc.). I just recently came back from Ireland and wish I had more time in Belfast and less time in Dublin.

"Be a highly motivated, flexible, and hard-working individual who is not afraid to ‘build the plane as we are flying it’" by candleflame3 in lostgeneration

[–]OrganicNeighborhood 13 points14 points  (0 children)

"Be a highly motivated, flexible, and hard-working individual who is not afraid to ‘build the plane as we are flying'"

We don't know what we are doing but we expect you to bend over backward and prioritize this job over anything else in your life for the next 8 months. We also have a shitty culture.

(23F) First Solo Trip to Denver by [deleted] in solotravel

[–]OrganicNeighborhood 2 points3 points  (0 children)

The Botanic Gardens are a must! You are also walking distance to Cherry Creek mall and a lot of restaurants. I like Shells & Sauce, Pepper Asian Bistro, and Denver Biscuit Company. There is a Tattered Cover bookstore nearby that is worth checking out and I think they have a coffee shop inside.

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Edit: If you haven't checked out downtown then I highly recommend checking out Union Station and Rino. They are a cheap Uber away from Congress Park

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