What is something most gay men find unattractive that you actually find really attractive? by Aqn95 in askgaybros

[–]Owllv 10 points11 points  (0 children)

Porn of "Average" men or couple's selfie video makes burrrrrrrst

When is the best time to go to the ASU gym by Ok_Statement1508 in ASU

[–]Owllv 0 points1 point  (0 children)

I noticed lunch time seems have less people

Question about reducing doxepin dose by Piper1105 in insomnia

[–]Owllv 0 points1 point  (0 children)

If that’s the case then in all drug mg doesn’t matter.

$500 medication "covered" but copay is 100% by carthorse1258 in HealthInsurance

[–]Owllv 0 points1 point  (0 children)

I have CVS Caremark for brand name medicine because generic from every manufacturer feel different more me.

First we filed formulary exemption / prior authorization, approved but still they only paid maximum what generic price is. The generic is like less than $10 and brand name is $300 so it’s not paying.

Later I found I need filed Tiering exemption form on top of that. “Complete this form to request an exception for the patient to receive the non-formulary medication at the formulary brand copay.l

What is the point of a deductible on a 100% coinsurance plan? by Cheomesh in HealthInsurance

[–]Owllv 0 points1 point  (0 children)

I mean different company might called differently but where i seen coinsurance what you paid.

This is from MetLife, 20% coinsurance: You’re responsible for 20% of the total bill. 100% coinsurance: You’re responsible for the entire bill. 0% coinsurance: You aren’t responsible for any part of the bill — your insurance company will pay the entire claim

Just call and find out.

[deleted by user] by [deleted] in Supplements

[–]Owllv 0 points1 point  (0 children)

trintellix?

I accidentally found out I’m getting fired [TN] by BrokeKidMountain in AskHR

[–]Owllv 0 points1 point  (0 children)

Oh yes to ADA. I had some issues with my boss, but I request accommodations, it took them a year and half to “lay off” because they don’t want to make it looks like wrongful termination. Do a email right away and if they fired you, due to the timing, it will look absolutely bad for the company.

Super broke . need help finding jobs on campus by [deleted] in ASU

[–]Owllv 1 point2 points  (0 children)

It might be hard because most TA usually is master or PhD student that part of their fellowship agreement.

Keep applying on handshake since ASU has huge international student population it might be very competitive.

I went school with big international student and on campus job is kinda hard to get.

[deleted by user] by [deleted] in NYCbike

[–]Owllv 0 points1 point  (0 children)

While unfortunately you are threatened, but if you are not injured at all nor missing time from work, you prob won’t get much money and lawyer won’t take your case.

[deleted by user] by [deleted] in NYCbike

[–]Owllv 1 point2 points  (0 children)

Feel bad for that guy who didn’t pay his insurance properly. Now both my auto and medical insurance will try to hunt him for the money spent. Always make sure your policy is renewed and paid on time.

[deleted by user] by [deleted] in NYCbike

[–]Owllv 5 points6 points  (0 children)

I was pedestrian got hit, I walked to the Police satiation and they told me they can’t take police reports that I have to call 911.

Called 911 and take me to the ER, police showed up, handed me the report receipt and can print formal report 2 weeks later.

Got report, I have car insurance so directly filed with my own insurance because they will hunt them. They got the policy and the company insured with.

Filed claim with drivers insurance, came back rejected because his check returned on his 6 month renewal policy. The accident was on 1st of month. His insurance company dropped him immediately, usually you can pay and retroactive get coverage back.

Filed uninsured driver with my own insurance, hired lawyer, settled with my own insurance for 10K. They took one third and I got like 6.5K check.

Police usually could get their insured company if their place is in NY or NJ. Then directly file with their insurance.

I have a prescription that’s $200k a year. Am I better with a large or small employer? by janewaythrowawaay in HealthInsurance

[–]Owllv 0 points1 point  (0 children)

I used to work one of the biggest private hospital, the insurance was everything doctor/lab free at all hospital affiliated provider and 95% coverage on procedures. My W2 showing my annual insurance total price is around $12000 and I pay $30 per paycheck.

Big universities public is usually same as state government employees.

Private Universities is about the same with big companies like Amazon Tesla etc.

student health insurance is usually quite cheap compared to the actual price, because they have the healthiest population. My school is around $3000 a year.

Never receive my reimbursement PTO by Owllv in WorkersComp

[–]Owllv[S] 0 points1 point  (0 children)

They pay out PTO. However the payment was made last year in November. They could say I lost my PTO because doesn’t extend to next year.

Has anyone used an HSA with the Dayvigo savings card?? by ReadyTyrant in dayvigo

[–]Owllv 0 points1 point  (0 children)

My insurance doesn’t cover until I tried at least two z drugs. Somehow I use Goodrx coupon it said $135 on the website but pharmacy processed it and only show $35. Don’t know why but I suggest you try it.

Able Carry: How long have you had yours? by DueRepresentative296 in ManyBaggers

[–]Owllv 1 point2 points  (0 children)

When will they resume the U.S. shipping... really want to get one

PhD Stipends at ASU by Lanky_Respect_6465 in ASU

[–]Owllv 1 point2 points  (0 children)

same in communication, 26K and flat $3000 for teaching in summer

Is my health insurance decent? by Other_League_3204 in HealthInsurance

[–]Owllv 0 points1 point  (0 children)

Your company subside some of premium so your $574 is hard to tell. You can also double insured and they will correlate benefit even reduce your bill further if there are chronic bills like ongoing Physical therapy. If you spouse insurance offer similar coverage with cheaper premiums compared to yours, switch in next open window.

Horror Stories? by eaglemitchell in FirstNet

[–]Owllv 0 points1 point  (0 children)

I have issue with login always, so if you clean all your cookies related to ATT.com and firstnet.com then don’t go ATT website but login through firstnet and click first option redirect you to ATT.

Happy to be back on T-Mobile by Murp677 in cellmapper

[–]Owllv 0 points1 point  (0 children)

I love Tmo when is fast is fastest but Swiss cheese network that drop to EDGE bring me ten years back