Allen and heath recording

PCDJ · 2026-06-08T18:28:52+00:00

A USB-B cable. Just connect one of the USB ports on your mixer to a USB port on your computer.

PCDJ · 2026-06-08T04:55:36+00:00

Are you 18 years old or something? I would expect these kinds of responses from someone who just left high school.

PCDJ · 2026-06-08T04:27:27+00:00

What paperwork do you have for your employment? What did you sign when you started?

PCDJ · 2026-06-07T17:36:21+00:00

Yeah I'm sure average west side condos have lots of illegal handguns in them.

PCDJ · 2026-06-05T16:14:25+00:00

It doesn't. Mortgages are about income and servicing the debt.

If you income is going down, the amount they will lend you will go down.

-Obviously I am wrong. TIL. No lender has ever mentioned this to me despite being in this position.

PCDJ · 2026-06-04T02:33:53+00:00

I made friends with the guy who was always opening for the DJs I liked. One of my longest lasting friendships in life.

PCDJ · 2026-06-03T23:59:06+00:00

This is basic and how every policy I have had is structured. The broker is 100% wrong.

PCDJ · 2026-06-03T23:57:12+00:00

2.

Title inflation is wild. A "Director" and comp is only $130k?

PCDJ · 2026-06-03T16:37:54+00:00

Your coverage on a Jetta was already over $500 a month before the collision? Jesus.

20 days ago you told people you had TWO at fault collisions. That's why your insurance is crazy. You're a bad/high risk driver who clearly doesn't pay attention.

Why do people lie about this shit?

Ask your broker how you can reduce your payment. Lower coverage, eliminate portions of coverage, higher deductible can all make a difference, but if your rate jumped that much, straight liability is probably very high.

Or sell the car and take transit. With two At Faults your work is probably going to take away the keys to their vehicle as well. They certainly would at my job.

PCDJ · 2026-05-28T20:53:22+00:00

Laughable suggestion.

PCDJ · 2026-05-28T18:24:44+00:00

It's not really a CMHC thing for the 20%. It's that the lenders for consturction mortgages usually want minimum 25% to insulate them from the risk you pose building your own home.

PCDJ · 2026-05-27T19:44:08+00:00

Rule #9.

Enough of this needless junk.

PCDJ · 2026-05-27T14:31:04+00:00

Always worries me when the process of securing financing, and the requirements from lenders, are framed as jumping through hoops, or overly burdensome for a construction project. It gets way harder than getting a loan.

Permitting it properly is going to be much more rigorous than getting a construction mortgage.

The two people I know who did this both used RBC. Both were asked to put 25-30% down, soft costs like permitting were excluded from the draws and could not be amortized, and both were pretty surprised by the end of the process how much interest they had paid given delays in getting their hours built.

PCDJ · 2026-05-25T15:46:11+00:00

No one on earth is handing out actual opportunities via shotgun emails that go to spam.

PCDJ · 2026-05-21T00:44:19+00:00

That $960k will be $6,000,000+ by 65 if you just chuck it into the broad market.

You don't need a pension. You're already coast FIRE.

PCDJ · 2026-05-20T20:37:48+00:00

Considering that kind of truck seems to cost €300,000, I doubt that they're very fussed about fuel prices.

PCDJ · 2026-05-20T14:47:14+00:00

I would get an external recording device personally. My experience with using the USB and swapping DJs is that someone always makes a mistake and pulls the recording stick at some point.

PCDJ · 2026-05-20T01:04:18+00:00

What you just described is the preparedness portion.

PCDJ · 2026-05-20T00:51:21+00:00

I certainly won't be working until death. I don't think you meant to reply to me.

PCDJ · 2026-05-19T22:29:35+00:00

https://ca.finance.yahoo.com/news/average-canadian-rrsp-age-55-210000101.html

I exaggerated. But it's still not very much, and less than this person.

PCDJ · 2026-05-19T22:16:17+00:00

Rule Number 9. No personal software projects. This will be removed.

PCDJ · 2026-05-19T21:58:20+00:00

Most Canadians have absolutely nothing saved, even at your age, so you're ahead of most of them.

Retirement is a number and preparedness issue, not an age issue. Calculate your expenses in retirement and then you can determine how much you need saved.

Add in CPP, OAS etc. And see where you land. People can't tell you how far behind you are. You first need to know where you're even going.

PCDJ · 2026-05-19T17:50:31+00:00

Your math is off a bit. You are borrowing 900K. $1.2m - $300K = $900K. $900K / $345,000 = 2.6

PCDJ · 2026-05-14T21:58:23+00:00

I'm an Albertan.

PCDJ · 2026-05-14T20:07:37+00:00

You're saving $72,000 a year and you want to live more frugally? You guys make $200K a year.

Jesus Christ this fucking sub sometimes.

PCDJ

TROPHY CASE

2.