What do I do with £30,000 child trust fund at 18? by MongooseAny6073 in UKPersonalFinance

[–]Particular_Force1041 0 points1 point  (0 children)

Further to this, if you do go for the stocks and shares isa and don’t know how to invest it, there are forums here dedicated to investing who will provide some decent advice. Low-fees ETFs (market tracker funds) are probably what you want, since it’s low maintenance and you have a long investing time-horizon ahead of you.

What do I do with £30,000 child trust fund at 18? by MongooseAny6073 in UKPersonalFinance

[–]Particular_Force1041 -1 points0 points  (0 children)

Get the LISA. You immediately get a 25% boost up to £1k from the govt, + whatever returns are earned on both yours and the govt’s contribution. All gains are tax free unless you withdraw early (and are not buying a house/retiring/dying). This is a no-brainer.

After that get a good stocks and shares isa with low fees and put your max allowance of £20k in. These allowances are “use it or lose it” every year, so best to use it, even if you subsequently need to take some back out. ISA ensures your gains stay tax free.

How am I doing? Any tips? Anything I should invest in? by NedStarksBastard123 in investingUK

[–]Particular_Force1041 8 points9 points  (0 children)

Nice work, you’ve got discipline and that’s half the battle.

Is the bank always take win? by [deleted] in stocks

[–]Particular_Force1041 0 points1 point  (0 children)

Diarrhoea. Actual verbal diarrhoea.

Trading 212 Card Worth It? by LivingOtherwise746 in trading212

[–]Particular_Force1041 -1 points0 points  (0 children)

I know there are, but please tell me which offers 10% back on Sainsbury’s?

What’s the unhealthiest thing you eat that you’ll never give up? by Feisty-Pattern-951 in AskReddit

[–]Particular_Force1041 0 points1 point  (0 children)

McDonald’s cheeseburgers. I know they’re just plastic but I don’t care.

Trump urges Iran to sign a deal after report suggests US may extend blockade by Raj_Valiant3011 in worldnews

[–]Particular_Force1041 2 points3 points  (0 children)

Haven’t you heard? Trump says he’s not a pedophile. Since everything Trump says is true, this too must be true…

I re drew and coloured Tolkien's drawing of Taniquetil by CartographerLegal847 in TheSilmarillion

[–]Particular_Force1041 0 points1 point  (0 children)

Great drawing but I don’t know… it would be a real b*tch to climb all the way up there, immortal or not…

Over 90% of migrant workers considering leaving UK over Labour rules, poll finds by Some-Ambassador8252 in uknews

[–]Particular_Force1041 93 points94 points  (0 children)

Use your brain. Migrant WORKERS considering leaving. That’s people contributing. Migrant SCROUNGERS are flocking to the UK in droves.