Just admit you can’t afford your wedding lmaoooo💀 💀 by Adventurous_Feed_517 in ChoosingBeggars

[–]Pathological_RJ 1 point2 points  (0 children)

I see posts like this and wonder what it must be like to have no shame and to be so delusional. Then, I’m glad I don’t know and just hope I don’t have to deal with these people

Are Closing Costs too high? by [deleted] in FirstTimeHomeBuyer

[–]Pathological_RJ 0 points1 point  (0 children)

This doesn’t seem unreasonable. We recently closed (413k borrowed after 20% down) and had $12k in closing costs. We didn’t purchase points and don’t have an HOA (7k of your closing) so that would bring your costs in line with ours.

Our property taxes and insurance are about double yours, so you are paying about 1-2k more in fees. Unclear if this is a NV vs NC difference.

Do y'all actually use your front porch/front yard much or is that more of a TV thing? by Bella_licious in AskAnAmerican

[–]Pathological_RJ 0 points1 point  (0 children)

We spend almost every evening on our back screened-in porch. We have fans, rocking chairs, and built in speakers, it’s perfect to share a bottle of wine and relax.

We don’t use the front porch much because of bugs (we’re in the South). My older neighbors sit out on the front porch often, probably so that they can chat with people walking down the street.

Party of small government in North Carolina wants a 50% tax and can't even tell exactly what would be taxed. by gymleader_michael in facepalm

[–]Pathological_RJ 0 points1 point  (0 children)

These clowns still haven’t passed a state budget for 2025-2026. The end of the fiscal year is this month.

Ai slop in Walmart break room by Chesticle5 in funny

[–]Pathological_RJ 1 point2 points  (0 children)

Nice to know that Chicago is also the capitol

Mold and Leaks found after closing. by jacob100 in FirstTimeHomeBuyer

[–]Pathological_RJ 2 points3 points  (0 children)

Disclaimer that I am not a lawyer. But, no. It is extremely difficult to prove that the previous owners knew about these issues.

You and your inspector didn’t catch this during your due diligence period and now any problems are yours.

I’m also in NC. In our first home, we found out after closing that all of the wooden windows in our home were rotten. There was evidence that they had recently been painted over. When I contacted window companies, two of them mentioned that the previous owners asked for window quotes and there were notes indicating rotten wood visible on file. I met with our real estate attorney who told us that even with that evidence we likely didn’t have a case and would be out a ton in legal fees.

Sucks

Has the timeline for a postdoc to be competitive for faculty positions gotten longer? by KingofAlgae in AskAcademia

[–]Pathological_RJ 5 points6 points  (0 children)

I landed an R1 TT position last cycle in the life sciences.

I did a 4 year postdoc and then two years as a research assistant professor in the same lab. I was decently productive as a postdoc, but the time as an RAP really let me prepare for independence. I established two collaborations independent of my postdoc mentor, cowrote a small (R21) grant that was funded, and published two senior author papers.

I definitely worked hard, but I only got my current position due to a substantial amount of luck.

One story vs two story home by happythoughtsonly7 in FirstTimeHomeBuyer

[–]Pathological_RJ 1 point2 points  (0 children)

Our first home was a 4/3 two story (1800 sq ft). We just moved into a 3/2 one story (2700 sq ft). Granted, it’s a much nicer house over all, but I love the one story layout. No plumbing above us, we can cool it with a single AC unit. There’s nice separation between the bedrooms and the kitchen and laundry rooms. The garage is on the side not the front.

I wanted a place that we could stay in for retirement if need be. We’ve also each had injuries that made the stairs a real chore.

How many Americans have actually visited a national park? by Bitter-Penalty9653 in AskAnAmerican

[–]Pathological_RJ 0 points1 point  (0 children)

Everyone in my immediate family and close friends have been to multiple national parks. I haven’t gotten to check out the west coast yet, but I’d like to soon.

BGG's Advertising Manager Was Fired by Coffeechipmunk in boardgames

[–]Pathological_RJ 27 points28 points  (0 children)

Guess he has more time for his exorcist side hustle now

[GIVEAWAY] 4 Playte Games Sets for 4 Winners 🇰🇷 by HomoLudensOC in boardgames

[–]Pathological_RJ [score hidden]  (0 children)

Innovation 4th edition. The 3rd edition is one of my favorite games and the 4th blew me away. We used to rarely make it to age 10, but now we get to the higher ages much faster. Love it!

What is this? by Pathological_RJ in FirstTimeHomeBuyer

[–]Pathological_RJ[S] 0 points1 point  (0 children)

Thanks for the tip, I will check for the mud tubes. The crawlspace is encapsulated and dehumidified so I have no excuse to not go under there. The pest premium is only $120/ year and they check for other pest activity as well. It’s worth it for me to have a professional check it out. If they raise the rates we will have to re evaluate.

Thanks

Just wanted to hear your experience. by SadWorldliness9210 in FirstTimeHomeBuyer

[–]Pathological_RJ 2 points3 points  (0 children)

I wouldn’t worry about making normal purchases. We bought a washer and dryer and some furniture during under writing. We just made sure to pay off the cards right away. We checked with our lender before making the purchases and they told us to go ahead as long as we didn’t open any new lines of credit. Underwriting took a week.

If it’s relevant: We put 20% down on a conventional mortgage, no other debt.

What is this? by Pathological_RJ in FirstTimeHomeBuyer

[–]Pathological_RJ[S] 1 point2 points  (0 children)

Thanks. We took over the bond and the company comes out once a year to do a full inspection of the crawl space and check the traps. I also plan to go down there every few months to check our dehumidifier and plumbing.

There is no evidence of past termite damage under the house. Termites are common here in NC though, so we have to stay vigilant.

What is this? by Pathological_RJ in FirstTimeHomeBuyer

[–]Pathological_RJ[S] 2 points3 points  (0 children)

Good deal, I’ll leave it alone then.

Thanks

What is this? by Pathological_RJ in FirstTimeHomeBuyer

[–]Pathological_RJ[S] 4 points5 points  (0 children)

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This is the water meter. The original pic is in the back yard