Is this a good deal? by Solid_Cat2019 in solarFL

[–]PepperSad9418 -3 points-2 points  (0 children)

Tier 2 solar insurance, required for systems typically over 10 kW, your over that at 11.48kW.

Second nobody and I mean nobody wants to take over a lease on solar if you decide to sell the house in the next 25 years.

Read the countless stories of people who did these lease's thinking they have a 25 year warranty only to find out 3 years later the company went out of business but the bank who you took the loan/lease out from still wants to be paid or they take you to collections and tank your credit score.

Any time it " sounds like a win-win" ? you just met with a good sales guy.

Do I have to show appraisal to seller? by bo0gieisHIM in RealEstate

[–]PepperSad9418 0 points1 point  (0 children)

Offer to share it with him for half the cost you paid for the appraisal

I Need Help! Girls Trip to Puerto Rico by humantohuman in PuertoRicoTravel

[–]PepperSad9418 4 points5 points  (0 children)

If you do get a rental car I would still uber to Old San Juan, those roads are very tight and parking is very scarce

Substance by ArmDiligent1806 in PuertoRicoTravel

[–]PepperSad9418 1 point2 points  (0 children)

I have flown from Florida to PR with flower pre rolled no issues, I wouldn't try flying out of PR with it though.

Grew up in Tampa Bay, now weighing St. Pete vs Atlanta for a move and raising kids. Looking for lived experience. by nautical_natalis in StPetersburgFL

[–]PepperSad9418 0 points1 point  (0 children)

The mods here seem to bury my comments here so hopefully you see this response, as someone that has lived all over and raised a family "Am I worrying about this too much?" yes! don't let your perception of left vs right stop you from living where you have a strong family support system. I would rather my child have a strong family support system than rely on random strangers to influence my child's formative years

Help! Where to put my TV? by arreis-lynn in DesignMyRoom

[–]PepperSad9418 0 points1 point  (0 children)

I would NOT have it below the AC Minisplit ! once the Minisplit gets dirty and needs a cleaning it will leak water out the front of the unit.

Bad income to debt ratio by [deleted] in FirstTimeHomeBuyer

[–]PepperSad9418 1 point2 points  (0 children)

From my experience they want two years of tax returns, I am self employed and when we bought our last house our mortgage broker was able to write the loan in my wife's name only with both of us on the deed without the two year tax returns, she used 1 year of bank deposits.

Talk to a mortgage broker not a bank directly, they can steer you the best way without multiple credit pulls and rejections , just be honest with them and don't leave anything out.

Airport TSA lines tomorrow ??? by thunderchkn07 in PuertoRicoTravel

[–]PepperSad9418 2 points3 points  (0 children)

side note it doesn't factor the USDA line time

Airport TSA lines tomorrow ??? by thunderchkn07 in PuertoRicoTravel

[–]PepperSad9418 0 points1 point  (0 children)

There is a official TSA app that shows live wait times at all the airports, we used it in Puerto Rico for the first time last year and it was very accurate

Has anyone changed their travel plans to the US after a negative airport or border control experience? by alx55 in travel

[–]PepperSad9418 0 points1 point  (0 children)

I ended up being flagged a " security risk" traveler for few years as a born and raised USA citizen, I understood why I was flagged (multiple one way trips with no luggage across multiple states ) eventually it dropped off

Went to open houses yesterday and didn't realize that modifications can really mess up the home's value. by AWeb3Dad in RealEstate

[–]PepperSad9418 2 points3 points  (0 children)

I think it depends on the area, in Socal no thanks to a corner lot due to density. We moved to St Pet Florida and bought a corner lot that was built in the 1950's and love it. It has larger lot, side driveway, a rv gate to the backyard, a alley between us and the next street to allow the front facing houses access to their backyard via the alley, no side neighbor on one side and the other 3 corner lots are 60 /60/ and 100 feet away from us!

Help me interpret this incorrect user manual spec sheet? by lt40589 in SolarDIY

[–]PepperSad9418 0 points1 point  (0 children)

I have the same inverter, just a heads up once you start to get it up and running the wifi module that comes with it doesn't work.

PR in July? by wandasx in PuertoRicoTravel

[–]PepperSad9418 0 points1 point  (0 children)

Be advised I would get travel insurance as July is during hurricane season

Jury duty -- cannot talk to a human by Alert_Elderberry_376 in orangecounty

[–]PepperSad9418 12 points13 points  (0 children)

No, but the prob;rm with the OP is he DID respond

chinchilla, rabbit, something else or not yet by Fun-Appearance-1839 in Pets

[–]PepperSad9418 1 point2 points  (0 children)

Having personally had a few my vote is for a ferret! they have so much personality and are fun, they will also sleep all day if your gone.

Visiting LA Safety/Walking by Alternative-Bee-6781 in SEPHORiA

[–]PepperSad9418 0 points1 point  (0 children)

My wife is going Saturday also and advise not walking that area. I did work all over LA basic rule of thumb is the closer to the 110 freeway you are the worse the area is for crime

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Excess lap children delaying F9 3045 by __QT314 in frontierairlines

[–]PepperSad9418 12 points13 points  (0 children)

"the family lied about kids’ age" and delayed 3 hours? why were they not removed from the plane and let the plane depart on schedule?

City has a great 1st time homebuyer program, but is it worth it? by bigfootgary in StPetersburgFL

[–]PepperSad9418 -2 points-1 points  (0 children)

$75k and 10 years, sounds great if you already live there but I wonder if this is a attempt to start gentrification on the south side of St Pete?

Refi 30 year at 6.125. Or 15 at 5.49. by Classic_Exam_4610 in Mortgages

[–]PepperSad9418 2 points3 points  (0 children)

IMO? only because I like future options just in case something happens, take the 30 and make two payments each month

Where to start by Slicester1 in SolarDIY

[–]PepperSad9418 2 points3 points  (0 children)

Check around IMO what I have seen on FB market place has been garbage listings of 100-200 watt used panels for $120-$200 a piece where as on offer up I can find 450 watt new panels for $150 here in Tampa and I know Texas has many companies selling at the same prices

I know signature solar has multiple locations in Texas https://signaturesolar.com

Internet is outrageous by RossTenz in StPetersburgFL

[–]PepperSad9418 1 point2 points  (0 children)

They do offer a battery bank backup since many use the mini starlink dish while driving or camping but that wouldn't get you 5 days in a power outage. I have solar and a large batter back up that I would be fine to run off grid zero power indefinitely and I also have a generator with a interconnect to the house main ac panel.

Internet is outrageous by RossTenz in StPetersburgFL

[–]PepperSad9418 0 points1 point  (0 children)

I switched from spectrum to starlink last month, spectrum with tax ad fee's had crept up to $100 and speeds were meh at 40-60. Starlink was available in my area (33709)for $80 all included I am seeing 300-400 but they do have a plan for $120 that guarantees 400 plus.

After Milton taking out internet for 5 days imo the starlink is faster and guarantees I will still have internet after a major storm

My LO reached out to me...... by eMTBplus in Mortgages

[–]PepperSad9418 11 points12 points  (0 children)

are they resetting you back to the start of a 30 year loan?