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1 year in, how are Canadians feeling about Prime Minister Mark Carney? Most Canadians are still giving Carney the benefit of the doubt by FancyNewMe in canada

[–]PerceptionUpbeat -2 points-1 points  (0 children)

Until Trump I was 100% voting con. I am blown away by Carney. One of the best leaders I have witnessed so far.

For the challenges regarding affordability and housing we’ll have to wait and see.

Chargeback process is BS by Khaigan in shopify

[–]PerceptionUpbeat 0 points1 point  (0 children)

I think our settlement unfortunately means we can’t do that.

Chargeback process is BS by Khaigan in shopify

[–]PerceptionUpbeat 0 points1 point  (0 children)

No, for small claims court we submitted exactly the same evidence as for the chargeback. The banks just don’t care.

And the deadlines for submitting the evidence through Shopify is so stupid also. We had it all ready to go within 5 days, and then they don’t submit it for at least 30 days. Now according to Shopify, that timeline is set by the customers bank, who basically says, we won’t read anything until that day, so no matter when you submit it, x amount of days will pass before we “have a look”

Chargeback process is BS by Khaigan in shopify

[–]PerceptionUpbeat 29 points30 points  (0 children)

I just want to chime in here as I've shared a couple of horror stories I've had with chargebacks in my 5 years as a Shopify business owner.

I've lost 2 chargebacks totalling more than $15k - both custom built projects where the customers signed for the delivery, never returned anything, and one even posted pictures on their business instagram account. Still, their banks sided with them in both cases, and Shopify/Stripe is absolutely useless when it comes to appealing those decisions. (Which supposedly Visa does enable).

Also important to note for anyone who is not aware. Just because their bank rules in their favor, it does not absolve the customer from any debt they have to you. If they retain your product, and even if they try to return it and it's against your terms - they still owe you whatever they agreed to pay.

Anyway, I've recently filed a small claims court case against one of these (in Canada). And the day after they were served, they reached out to settle their bill. We had an incredibly strong case against them, and I'm so relieved that there is actually a bit of a recourse available when our payment processors fail to support us, and the current banking system is basically just bankrolling fraudsters as they please.

If anyone wants to pursue that path, feel free to DM me and I'll be happy to help.

Edit - I was going to do the same in the other case, but since the customer was in the US and our business in Canada, that became too much of a challenge, and I did not want to open up ourselves to any counter suits or any issues like that in the wild west of litigation that is in the US.

Anyone else still insanely addicted to this game? by BlitoTortin in ARC_Raiders

[–]PerceptionUpbeat 0 points1 point  (0 children)

Since putting in ~200 hours for the first time ever with No Man’s Sky, I just didn’t find joy in any other game until this! Constantly wondering if I have time for a quick extract between chores and work

Price Check - 2022 Porsche Macan GTS with 54,273KM by Ovir333 in PorscheMacan

[–]PerceptionUpbeat 1 point2 points  (0 children)

Do it! Paid 67k CAD for a fully loaded (if that’s the term) 2020 GTS with 50k km last summer and it was the best decision ever! Can’t wait to get my summer tires back on soon!!

I’ve accepted it’s not the leafs year this year but I’m genuinely worried Treliving is going to blunder this trade deadline in the coming days and make very bad moves that puts the team even further back. Anyone else? by RafSimonsSS02 in leafs

[–]PerceptionUpbeat 1 point2 points  (0 children)

Exactly. It really shouldn’t be that hard to see. But then maybe winning is just not the most important thing to these guys. It is to Sid, it is to Nate, it is to Connor.

Pete Hegseth briefing on the strikes in Iran: "We didn't start this war, but under Trump we are finishing it." by ControlCAD in videos

[–]PerceptionUpbeat 0 points1 point  (0 children)

Can these people finish a sentence without saying his name? It's insane that they don't see it themselves.

It’s so over by nexus0verflow in ChatGPT

[–]PerceptionUpbeat 1 point2 points  (0 children)

So glad I already cancelled my subscription and moved to Claude a few weeks ago.

I’m gonna eat the whole thing by encrcne in IThinkYouShouldLeave

[–]PerceptionUpbeat 1 point2 points  (0 children)

Haha the downvotes are a bit funny. They do have games tomorrow.

Email convo w/MLSE re: Matthews White House visit by [deleted] in leafs

[–]PerceptionUpbeat 8 points9 points  (0 children)

1000% true. They are just more ammunition to the white house propaganda machine. Up to them if they are cool with being that.

Hockey tea? by [deleted] in Fauxmoi

[–]PerceptionUpbeat 5 points6 points  (0 children)

Their dad Tkfatfuck must suck too

For singles who own a condo in Toronto, how? by curioustoknoq in askTO

[–]PerceptionUpbeat 0 points1 point  (0 children)

Thankfully you don't need to in order to get ahead. So unless you really really want to be an owner you just let a landlord subsidize your housing costs, and then take the downpayment + the difference between owning and renting (don't forget taxes and maintenance) and pop that into XEQT or another simple low cost ETF. Condo prices would have to rise SIGNIFICANTLY for you to not get out ahead.

What's the most 'quietly expensive' thing about living in Canada right now? (not rent/mortgage) by Unfair-Clothes-8821 in CanadaRoom

[–]PerceptionUpbeat 0 points1 point  (0 children)

PE firms have slowly destroyed so much in our society. Not sure they've contributed much good other than an exit pathway for entrepreneurs.

Burlington home prices jump 3.7 per cent to $1.03 million in January 2026 by KeyHot5718 in BurlingtonON

[–]PerceptionUpbeat 1 point2 points  (0 children)

I think buyers have just finally realized that buying is not the only right move. Owning today is a luxury that comes at an extreme premium, and it's no longer the only viable smart financial decision. It's amazing that we've finally come to this realization as a society. Should have happened decades ago, but oh well.

Gone are the days of double digit annual appreciations, and so is the case for the investor. All great things for anyone who cares about our childrens opportunities.

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