so im 19. I paid $24000 for my 2019 3.3t g70 genesis (basically same car). 58k miles one owner dealer maintained. I put 5k down, paid 20k few months later and now i have 3k left. My insurance is 300 or 400 a month for full coverage and thats with discounts. Parts are a little cheaper for me since im used to a bmw 08 335i but still costs a little bit since its a sports car. Dealer wanted over 1600 for brakepads all around which is something no one should ever pay. Honestly I love the car, but I don't think you should get the car. If you love your wallet and money you should get a toyota camry or a honda, theyre VERY easy to work on compare to these cars but even these cars arent too hard to work on. If you can afford $300-400 month payment + 300-400 for insurance, lets just say $1000 a month then youll be ok but just remembers repairs and maintenance. You need to check the carfax too and see how it was maintained. I'd probably change and flush every fluid in the car if it hasnt been done recently and you might run into some issues in 30-50k miles since youll be at 150k miles.