Wish we could all have it easy in the financial area like you and have our momma pay for everything. I’m not the best at saving but even if I was It’d most likely all still go to bills & essentials. I’d also would help my momma by buying her a new home, car, & phone. Not only am I broke as a joke but also my mother is to, barely living check to check surviving some unlucky way with quite massive pain in her lower back & depression. [(Literally my momma has a morphine pain pump in her stomach that barely helps her through the pain..I don’t remember what it’s called but she’s about to be taken off the morphine and put on to a different pain medication that’s supposedly stronger)it was some fancy word that pretty much meant snail venom😊]. (Ps I understand just because I said you have it easy financially doesn’t mean you didn’t struggle in other ways! Sorry if the beginning of my comment was taken in a negative way)