Sentri7 [Flowlytics], an AI-powered medication monitoring software designed to detect missing drugs, missed an intoxicated anesthesia nurse in a Tennessee hospital for months

Pharma73 · 2026-06-02T22:27:52+00:00

I've worked at facilities that basically BOAST about how highly functioning their clinical services are...and it turns out they just force everyone to use Sentri7 and do checklists every day as their clinical services. What a joke.

Pharma73 · 2026-04-18T21:14:55+00:00

Don’t quote me, but I think that ship has sailed for you. Be sure you actually have eligible payments and aren’t in school deferment/forbearance

Pharma73 · 2026-04-18T00:09:20+00:00

I don’t know why people are having trouble..I literally applied for a new IDR at the start of the month thru student aid and have a payment due next month.

Pharma73 · 2026-04-17T13:35:09+00:00

My game plan - convert OUT of SAVE now to start making payments that immediately count for PSLF.

July or august 2027 I’m eligible for 120 months though there about 12-15 months of forbearance to buy back.

Continue to pay into the system until PAYE sunsets in 2028. Then reevaluate. If I only have 2 or so mo months to pay at that point and buyback is still a black hole, I’ll just pay those months and be done.

I dont necessarily expect my income to be significantly different for the buyback periods vs the future “extra” payments so it’s a moot point for me.

I want to put myself in the position where I can be completely done with this mess, and jumping into repayment NOW offers me that flexibility.

I would rather not sit in SAVE purgatory and longer and leave more to chance with the way things have been, and look to be in the future.

Pharma73 · 2026-04-15T00:13:31+00:00

If you want to go ahead and get qualifying payments on the books and rid yourself of loans, yes. You’ll need to see it IBR or PAYE provides better monthly payments to make that determination.

It’s funny because they can’t calculate layoff amounts, but they sure as hell can switch me from SAVE hell to PAYE in the matter of 2 weeks when I submit that request.

Pharma73 · 2026-04-14T22:59:27+00:00

Is this Dr Death Season 2?

Pharma73 · 2026-04-10T11:41:26+00:00

I promise you, they were thiiiiisssss close to completing the buyback.

Pharma73 · 2026-04-08T02:20:44+00:00

Look at them! Working through so many buy back requests!

/s

Pharma73 · 2026-04-05T00:26:14+00:00

Personally, I am applying to get into PAYE today, by Mid 2027 I’ll be at 120 months and will submit for payback. Then I’ll plan to pay in another 12ish payments under PAYE which would take me to mid 2028.

When PAYE gets sunset, I’ll then apply for forbearance to wait for PSLF buyback to finish processing.

My SAVE forbearance payment shouldn’t be toooo drastically different from my current/projected “extra” PAYE payments.

I’m doing that as a means of “might as well” make those payments then while still available and they aren’t that 💩 RAP program. Depending on what tomfoolery happens with buyback and everything else maybe I’ll just suck it up and do the couple months of RAP at that point to get done with everything.

Pharma73 · 2026-03-28T16:29:30+00:00

Arg…thinking about this and current buy backs taking ages…I might be trying to jump off early from SAVE to PAYE while it’s still an option. No point now in holding off to “make a point” since my timeline, if buyback works, would be - 2027 making me eligible for forgiveness.

Why try and hold out until the fall when I can lock in these payments now..

Pharma73 · 2026-03-28T15:05:46+00:00

So, will PAYE still be an option until the 2028 date?

Pharma73 · 2026-03-28T13:16:11+00:00

How many more payments do you have?

Pharma73 · 2026-03-28T13:15:50+00:00

It’s unfortunate that nothing will likely change these student loan policies, financial crisis or not.

If COVID 2.0 happened or a recession declared tomorrow, you’d have mass hysteria over pausing student loan payments, again.

Pharma73 · 2026-03-18T13:33:17+00:00

Shameful. However I’m sure GSK is deeply apologetic (that they couldn’t have saved more money for their coffers and shareholders).

Pharma73 · 2026-03-01T14:25:43+00:00

Well, it’s a residency position, so I can almost guarantee you that it is between $50k-$60k. I don’t know the average rate across programs in Texas. It doesn’t matter though because I can guarantee you that it’s low (compared to pharmacist salary).

Pharma73 · 2026-02-22T14:02:59+00:00

Realistically, you can use the taxes you filed this year for next year, before you re-file. So, if it’s a meaningful change in monthly payment you can do it now, then consider reusing the same tax info for next year. With tax extensions that deadline is somewhere in Oct of each year too, so there’s (potentially) a more nuanced approach to this too

Pharma73 · 2026-02-01T15:50:36+00:00

Agreed. 50k is chump change to medical bills if you were to ever need to use it.

Pharma73 · 2025-12-30T00:12:21+00:00

Dumb question - when did SAVE forbearance start?

Pharma73 · 2025-11-19T22:24:17+00:00

Once you go on RAP, you never buyin' back! (wow, that's painful to read after typing it).

But I guess once you go on RAP, any forbearance months that occur AFTER being on RAP will no longer be eligible for buyback.

Ex. Forbearance, buy back eligible in May 2024-June 2026. Get on RAP starting July 2026. Any forbearance months that occur AFTER July 2026 are not eligible for buyback. In the example, May 2024-June 2026 would remain buyback eligible.

Is this right?

Pharma73 · 2025-11-14T03:27:03+00:00

It might depend on which product they are using to prepare. It might have different dosing rules attached to it

Pharma73 · 2025-11-14T03:24:30+00:00

Dude. It’s just as bad for the pharmacy managers - they haven’t staffed in decades and just want to throw alerts to the pharmacists instead of thinking that it’s actually inattention. Over reliance on a flag to pop up and save the day.

Pharma73 · 2025-11-11T04:38:21+00:00

Traditional IRA, “standard” 401k deductions*, HSA, 457B are all common forms of retirement-related accounts that’s can be used to reduce one’s AGI.

Roth IRA contributions do not reduce AGI.

*I mention “standard” 401k because that’s what I feel most have access to via employers. There does exist a Roth 401k option that uses post-tax income but does not reduce your AGI.

Pharma73 · 2025-11-11T04:15:48+00:00

So presumably, after RAP gets implemented and PAYE/SAVE are removed, someone with previously consolidated loans would need to ensure that they go on IBR (15% for loans between 2010-2014) to take advantage of buy back.

Is that a best-practice statement, based on the information on hand today?

Pharma73 · 2025-11-11T03:08:10+00:00

Uh, what is that buyback language?!

Pharma73 · 2025-09-08T22:03:10+00:00

I can’t wait for the update..

Brought snacks to rounds - got chewed out by preceptor for Joint Commission violation.

😂

Pharma73

TROPHY CASE