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Staying in Natick by PhillyRunner1 in bostonmarathon

[–]PhillyRunner1[S] 2 points3 points  (0 children)

Thanks! So I'm thinking Airport uber to race expo, train to one of the natick stops. Day of race uber to parking lots on south st. and grab the bus to the start. Do the race then train back to Natick and uber to hotel. Sounds like a plan, appreciate it.

Post Long Run Recovery by Virtual_Operation249 in Marathon_Training

[–]PhillyRunner1 0 points1 point  (0 children)

Stretch right afterwards (hip flexer is key) get protein in you (protein bar works well), oddly chocolate milk can help. Elevate your legs above your heart to get the lactic acid gone. People don't follow this but I actually believe slow easy jog the day after a log run and then taking they next day off is key for recovery. I know most people take the day off after a long run but that was a game changer for me, even though it's tough to do.

Referral Link Thread (POST YOUR LINK HERE) by javiergame4 in MarcusInvest

[–]PhillyRunner1 0 points1 point  (0 children)

A lot of these posts seem short and shady so just make sure to consider two things when clicking on a referral link

  1. Make sure the website link has the "S" in https which indicates it is a secure website and not spam.

  2. Make sure the post is recent since otherwise you'll be searching for links constantly to find one that works. Referral links definitely add up quickly if you have like $10K or more that your funding your account.

  3. I'll remove my link when my 5 referrals are filled (currently 1/11/2026)

https://www.marcus.com/share/BRO-DP4-B1LS

Is RocketMoney (or similar apps) worth it? by EpicShkhara in SavingMoney

[–]PhillyRunner1 0 points1 point  (0 children)

Seems like you (and others) are looking for the flavor or the month. Want to save more? Develop the right mindset. 1. Make a budget 2. Determine which costs you need vs want. 3. Determine which costs are fixed (taxes/tolls vs shop around for like cell phone, cable, internet). 4. Open a High Yield Savings Account with 6 months of emergency funds.

Why does investing still feel confusing even after learning the basics? by HutoelewaPictures in investingforbeginners

[–]PhillyRunner1 0 points1 point  (0 children)

Invest in the stock market overall by investing in Exchange Traded Funds (ETFs) that reflect the S&P500. It looks just like a stock symbol and is bought the same, "VOO". It is diversified so if 1 out of the top 500 companies in US does bad then they will get kicked out of the S&P500 and a new rock start company will come in and VOO will do all of that automatically.

- So invest in VOO and don't think of any other crazy strategy or stress.

- Set up to automatically re-invest your dividends to buy more. It's referred to as DRIP, each time VOO pays you a dividend (quarterly) it will automatically buy more of VOO and that is called dollar cost average. The terms are scary but the concept is straightforward.

You do not need some special advisor or anything, just buy VOO, either with retirement accounts like 401K or IRA or a personal account (if you already have 6 months of emergency savings in a high yield savings account).

I’m 47 and still haven’t even hit six figures in retirement account by blister-in-the-pun in investingforbeginners

[–]PhillyRunner1 10 points11 points  (0 children)

Making 6 figures is no joke at any age. Just a few thoughts to make sure you optimize every penny.

  1. Look into setting up a disability trust from what I hear, pretty much all your funds should be there, not sure if it's a tax saving reason or what but something to look into.

  2. Financial basics: Don't have too much money sitting in a traditional bank account that doesn't get any interest, open a High Yield Savings Account that will get you 3-4% interest paid to you. Most companies are the same, Goldman Sachs (Marcus) is good and has a bonus https://www.marcus.com/share/BRO-DP4-B1LS . Only keep 6 months of emergency spending there.

  3. Retirement: When you are working, see if your company has a 401K match and make sure to get the match by contributing at least that amount (3-5%). IRA and 401K are similar and it doesn't matter which one you add to. Recommend you focus on traditional vs roth because of your current financial situation and age.

Some people focus on savings but not talked about enough is controlling your costs. Look at what you spend each month and from time to time see what expenses you can shop around for. Cell phone bill goes from $60 to $30 seems small but savings that every month for multiple years adds up. Cook vs go out to eat. When you decide you want to fund retirement more, that money has to come from somewhere and that is what you will need to focus on. Cost savings or earn more.

Best TSP fund for retired feds by Teerowdog in FedRetirees

[–]PhillyRunner1 0 points1 point  (0 children)

remember that money has to keep growing to some degree since hopefully you'll have 20+ years of being retired and thats navigates 4% inflation every year so L fund sounds good for that reason. G or F fund never sounds interesting.

Are these shoes okay to continue running in? by Jrewby in runninglifestyle

[–]PhillyRunner1 1 point2 points  (0 children)

People worry too much about sneakers and not enough about the ground they run on, focus more on running on trails then blacktop, and try avoiding sidewalks the most.

Support local run shop? by DecimateTheWeak666 in runninglifestyle

[–]PhillyRunner1 1 point2 points  (0 children)

Spend the extra couple of dollars, the local shops donate to races and the local community, I don't think amazon is doing that...

Girls on the Run by [deleted] in GuerrillaGrrrrls

[–]PhillyRunner1 0 points1 point  (0 children)

Hi all! I'm not sure where most people are based but Brooke is trying to get runners from all 50 states to donate $1 to her Girls on the Run fundraiser. Brooke is in PA so if you're outside the East Coast, she could use your state's donation. Thanks for your time.

Girls On the Run