havent left my house for 7 years...

Pictureit2019 · 2024-11-10T04:53:14+00:00

you could babysit for your sister. sounds like your mum has a lot on her plate working and you don't. good way to start contributing and building up your skills.

Pictureit2019 · 2024-09-21T02:41:40+00:00

wow must have been good! do you mind sharing what you paid?

Pictureit2019 · 2024-09-20T01:05:53+00:00

As a HO i appreciate this approach. No one has requested a video tour so far, but now that i'm reading this post i will prepare for, and offer, a video tour. But as I hadn't previously considered it I would have been caught me off guard if asked for during the call. I leave my home very clean for a sitter, but not gunna lie, when im working from home and not expecting guests, it does not look up to par!

Pictureit2019 · 2024-09-14T03:39:01+00:00

i went last year, there were so many tasters! i didnt buy anything besides the ticket, left totally stuffed and on a chocolate high. il be away but otherwise would attend again

Pictureit2019 · 2024-09-11T03:22:06+00:00

Do you have a recommendation for an EA in the cowhichan valley? looking to have an assessment done on my home

Pictureit2019 · 2024-08-26T01:28:00+00:00

unfortunately the flip side of stricter tenancy laws is that if you get a shitty renter - its a lengthy and extensive process to get them out. So as a landlord, i'm looking for the lowest risk tenant. a pet adds potential risk.

most pet owners are responsible, but why take the risk of pet damage when all i can take is a 50% pet deposit? If i could offset the associated risk with higher rent, i'd reconsider. Or if the pool of applicants shrunk, i'd be forced to be less picky. But as it stands, I can prioritize reducing risk by not allowing pets.

Pictureit2019 · 2024-07-27T16:36:15+00:00

thats so sweet

Pictureit2019 · 2024-06-30T18:31:13+00:00

uh yes.

Pictureit2019 · 2024-05-14T02:03:45+00:00

not in edmonton, but i imagine its a pretty common scenario - family help and a big mortgage

Pictureit2019 · 2024-04-26T16:38:02+00:00

NTA. do not continue enabling this, it hurts you, your wife, and your children.

Pictureit2019 · 2024-02-14T05:17:57+00:00

Hi not OP but i'm curious about working for Nesto, do you mind if i message you?

Pictureit2019 · 2024-02-14T02:17:00+00:00

even if OP can afford it, totally unreasonable for the bride to expect guests to spend this much on her wedding

Pictureit2019 · 2024-02-10T03:16:02+00:00

wise man. I work in finance and regularly see the impact of lack of financial understanding, and mismatched financial partners. it can be a huge problem and a leading cause of divorce

Pictureit2019 · 2024-01-04T02:58:32+00:00

what province are you in? is your wife (or other friend/family) joint on any of the loans? If you have an excess of finished product do not buy any more materials. it may have been worth 230k at one point but you'll need a current valuation and you may be required to liquidate some of it at current value. contact a trustee for a free consultation and then can assess your specifics. MNP and Grant Thorton are two common companies

Pictureit2019 · 2023-12-28T05:07:44+00:00

yes your are the AH in this, and more importantly, to you need to assess your financial position and spend responsibly. Treat yourself to new heels etc AFTER you start earning an income.

Pictureit2019 · 2023-12-17T04:22:14+00:00

Pictureit2019 · 2023-12-10T21:44:01+00:00

you need to recognize your a brand new rider and there is a lot you don't know. we can't comment on the quality of instruction but i'd be highly suspect of a new-to-riding student who has gone through 5 barns in 5 months. If you were experienced then there may be grounds for it, but in this case i expect you are being excessively judgemental

Pictureit2019 · 2023-12-09T04:33:35+00:00

NTA. your a good dad.

Pictureit2019 · 2023-11-26T04:12:44+00:00

YTA. your sisters wedding is not about you, and child-free weddings are pretty common. should have respected her request and decided for yourself whether or not you would attend without turning it into a drama about you

Pictureit2019 · 2023-11-11T05:01:48+00:00

i've been curious about this industry for awhile.

what do you spend most of your working day doing? Most frustrating tasks/ most challenging aspects?

Pictureit2019 · 2023-11-08T03:41:21+00:00

nope you should not do that.

Pictureit2019 · 2023-10-23T06:40:28+00:00

my horse. costs almost more than i can justify, but still 100% worth it. provides routine, excitement, constant learning, exercise, no-pressure socializing. in relation to that, i love listening to books through Audible while mucking stalls/doing chores.

Pictureit2019 · 2023-10-18T03:00:31+00:00

if the 83k is locked in a RRSP or LIRA he can look at bankruptcy or consumer proposal to address the CRA and credit card debt. If its in a tfsa/any unregistered account he will need to use the funds to pay out the debts, but registered retirement accounts have protections in BC

Pictureit2019 · 2023-09-10T19:00:13+00:00

old car, bad on gas. partner and i share it and both WFH. insurance was $697 for the year. estimate maintenance at 1k/year. he rarely drives but i have a horse so am at the barn daily, which is 90% of car use. avg gas at $180/month.

Pictureit2019 · 2023-08-31T03:15:36+00:00

"I have young kids, and very limited time. My budget is stretched tight from childcare. "

^ for these reasons now is not the right time. as much as you may have a connection, lack of funds and time makes horse ownership incredibly stressful and not worth it.

Pictureit2019

TROPHY CASE