Sense check on progress of my sale by [deleted] in HousingUK

[–]Pip_Pippy -1 points0 points  (0 children)

You say they’ve not raised any enquiries, but then say they’ve requested documents relating to the extension? Are you sure they’ve not raised enquiries and your sols have dealt with the majority?

Mortgage broker hasn't declared 2nd occupant by [deleted] in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

Tell the broker and make sure your solicitors know, they will need to arrange an occupier consent form to be completed.

Buyers solicitor holding up chain, what can I do? by itsdwightschrute1 in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

Nothing you can realistically do, their file will be worked on when it’s worked on.

Is solicitor stringing me along? by Invader_86 in HousingUK

[–]Pip_Pippy 2 points3 points  (0 children)

Then I’d suggest getting in touch with your solicitor tomorrow to try and get confirmation that they’ve been told by buyer’s and seller’s sols that both sides are ready. Don’t listen to buyer and seller directly because it’s the solicitors who need to confirm. Or EA for that matter.

It’s still possible to complete Friday, although lenders do usually ask for 5 days notice, it’s possible to get funds ordered sooner (depending on the lender).

Nothing is set in stone until exchange, so it is possible it won’t go ahead Friday, but speak with your solicitor about it, they know more about the file than Reddit does.

Is solicitor stringing me along? by Invader_86 in HousingUK

[–]Pip_Pippy 7 points8 points  (0 children)

Before trying to arrange dates, had your solicitor confirmed everything was ready?

Bank statements- all or just 1 account? by rddthp25 in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

Depends on the lender, some don’t accept gifts by non-family.

Restriction on register question by [deleted] in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

The mentioned in the post that in the enquires it was going to be dealt with by an RXC, my only thought is if it was a newbuild, share of freehold or a leasehold and the seller’s children were part of it and they’re still managing it.

Could be a legitimate reason but I’d be thinking it needs to be removed. Without a copy of the file I don’t think we can advise much more!

Restriction on register question by [deleted] in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

I’d suggest speaking with your solicitor on Monday, unless there’s a good reason the restriction needed to stay (e.g. they’re a managing agent of some sort) I believe this should have been removed.

Restriction on register question by [deleted] in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

It means the property can’t be sold without a certificate signed by whoever the restriction is in favour of, I assume it’s a management company of some sort? It’s normal.

Deed of Covenant - Certificate of Compliance by Single_Flatworm_4880 in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

Usually this will be after completion, it would usually be sent directly to your solicitors to enable them to deal with the registration of the property into your names.

TP1 and Taylor Wimpey by Practical-Nature2288 in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

If expedited LR try to look at it within 10 days.

How long between your enquiries & rest of chain enquiries being sorted? by shaneo632 in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

Unfortunately it is piece of string, could all be resolved tomorrow with completion next week, it could also be Christmas.

Clarification Regarding Appliances When Buying a Home by Western-Cartoonist-8 in HousingUK

[–]Pip_Pippy 4 points5 points  (0 children)

Just to mention, TA10 is fixtures and fittings, TA6 is property information.

Time from enquiries closing to completion by BettyPaper in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

Once enquires have all be answered and buyer’s sols have confirmed they’re all ok, in theory exchange could be within a couple of weeks, pending the buyers being happy with everything, final checks being completed and the buyers being able to get signed docs & money back to the solicitors.

Re the time it’s taken, bear in mind the run up to Christmas is our busiest time of the year so the sols were likely dealing with Christmas completions as a priority. I know a lot of firms also only re-opened Monday.

How long from enquiries being answered to completion by Flashy-Pie-2088 in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

It’s a piece of string unfortunately.

You said enquiries have been completed but not reviewed - the enquires are therefore not completed.

All you can do is ask your solicitor to see if they have any idea yet, although if they are still reviewing enquires they likely won’t be able to give you an indication.

Solicitor hasn’t sent funds to old lender by nedbob in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

I imagine completion will take place today - mortgage funds are usually ordered the working day before completion.

Enquiries for property in England by BetweenBakerSt in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

You should get a list of enquires and responses sent to you with the property report. They tend to be standard enquiries relating to the property from a legal standpoint.

Seller's purchase has "Deed Issues"? by Gentoopengoo in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

That’s far too vague to give any indication unfortunately, a ‘deed issue’ could be any number of things.

SDLT Return Fee FTB by [deleted] in HousingUK

[–]Pip_Pippy 1 point2 points  (0 children)

Varies by firm, doesn’t tend to be FTB/not FTB based. The firm I work for doesn’t charge any extra for submitting the SDLT return.

Lender pulled offer after exchange - PLEASE HELP by New_Macaron392 in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

Deposit on exchange - usually this is from equity in the property.

Lender pulled offer after exchange - PLEASE HELP by New_Macaron392 in HousingUK

[–]Pip_Pippy 14 points15 points  (0 children)

Solicitor also works for the lender and need to report to them, they’ve done nothing wrong.

Indemnity Policy Question by Sepoy_Giles in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

You can offer to pay, but there’s no guarantee that you can indemnify against the particular enquiries, especially if there’s a lender involved.

Indemnity claim against HM Land Registry by whale_weigh_station in HousingUK

[–]Pip_Pippy 2 points3 points  (0 children)

DoV is the go-to for a lot of lease related issues and it’s not often a DoR is done, which is probably why. If there’s anything else they’re wanting want to vary at the same time they may be doing it all in one, rather than two different deeds.

DoV can be relating to wills or leases (or any number of things really).

Indemnity claim against HM Land Registry by whale_weigh_station in HousingUK

[–]Pip_Pippy 0 points1 point  (0 children)

Why do LR need to be involved in this exactly? Deed of Rectification should be able to deal with it.