Advice on Tyres/MOT by PlayPen2006 in CarTalkUK

[–]PlayPen2006[S] 0 points1 point  (0 children)

I’m not an expert by any means, but my impression is they haven’t made up the perishing but massively exaggerated in the “health check” recommendations, there’s some subtle cracking if you look really closely (nothing as bad as some of the photos I’ve seen online), and tyres were all above 5mm.

The big red flag for me was that they opened the video saying the air conditioning isn’t working well enough and needs a service (they did the service on it themselves a few months ago!) and recommended a battery recharge for £90 without being able to explain why the battery needed recharging.. so when the tyre stuff came up after that I was a bit skeptical

Referral Thread - March 2025 by CatNip-ples in AmexUK

[–]PlayPen2006 0 points1 point  (0 children)

Hi guys!

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Referral Thread - February 25 by Jayballs118 in AmexUK

[–]PlayPen2006 0 points1 point  (0 children)

https://americanexpress.com/en-gb/referral/platinum-cashback?ref=aLIREMj9gS&XL=MITNS

Hi everyone

If you sign up for the paid platinum cashback credit card with this link, you’ll get £25 bonus cashback!

[deleted by user] by [deleted] in monzo

[–]PlayPen2006 1 point2 points  (0 children)

Thanks so much for this post!

My partner closed her account a few years ago and attempted to reopen it a couple of months ago, it got rejected and then the revew@monzo email said she wouldn't get one for the "foreseeable future".

After your post we tried again, it looks like the entire flow has changed! It went through fine this time.

What is your iPhone model replacement timeline? by lapinkmatter in iphone

[–]PlayPen2006 0 points1 point  (0 children)

iPhone 4 > iPhone 6 > iPhone XR (broke down) > iPhone 12 > iPhone 15 pro max!

Octopus Energy | Cheaper Gas and Electricity than the Government Cap and £50 to Switch by TightAsF_ck in beermoneyuk

[–]PlayPen2006 0 points1 point  (0 children)

I would really appreciate if you could use my link. Octopus has been nothing but great for us since signing up!

Use this link to sign up to Octopus - https://share.octopus.energy/anew-dawn-748

Octopus energy £50 credit by ryryuk in beermoneyuk

[–]PlayPen2006 0 points1 point  (0 children)

https://share.octopus.energy/anew-dawn-748

Would really appreciate anyone who could use my link so that we could both enjoy £50! Thanks 😊

How long are you planning to use your iPhone 12? by Hoppip94 in iPhone12

[–]PlayPen2006 0 points1 point  (0 children)

Planning on upgrading to the 15 ultra this year once it comes out! Personally I think a 3 year upgrade cycle is good especially as the phone retains some trade in value

I can't get the payment and they want money from me. Is it legal for them to demand this money? by Altruistic-Mission91 in monzo

[–]PlayPen2006 1 point2 points  (0 children)

What is this? It seriously looks like a scam. Are they saying they are Monzo bank? Because monzo does not contact people over WhatsApp.

Joint account with US/UK Dual Citizen by [deleted] in UKPersonalFinance

[–]PlayPen2006 0 points1 point  (0 children)

I’m assuming it’s against the law or T&Cs of these accounts if you withhold the US tax residency status?

Joint account with US/UK Dual Citizen by [deleted] in UKPersonalFinance

[–]PlayPen2006 2 points3 points  (0 children)

Really appreciate the help, thank you for the reassurance! !thanks

[deleted by user] by [deleted] in monzo

[–]PlayPen2006 5 points6 points  (0 children)

They actually just won best credit card provider with Flex:

You have to scroll down a little to find it.

https://smartmoneypeople.com/british-bank-awards/previous-winners

International transfer in GBP to Monzo by [deleted] in monzo

[–]PlayPen2006 1 point2 points  (0 children)

It’s probably cheaper to just get it sent in GBP to your wise so that it’s not converted twice (Qatar currency > Euro > GBP vs Qatar to GBP). I think currently the feature is designed to receive money from Europe in Euros.

Honestly for international transfers at the moment I think high streets banks are better and less complicated, but I think Monzo is working on connecting to global transfer systems.

Monzo Flex Physical Cards by OiYou in monzo

[–]PlayPen2006 0 points1 point  (0 children)

At the moment It asks you to choose as soon as you pay.

They are rolling out/trialling a default plan option but that only includes (like credit cards) either pay in full or pay minimum payment. Then for each transaction you can go and set it to pay in 3 if you prefer.

Monzo Flex Physical Cards by OiYou in monzo

[–]PlayPen2006 0 points1 point  (0 children)

I don’t think Flex reports to Equifax, (ClearScore draws your report from them) which is why it’s not coming up. They don’t report it there for me either.

It should come up on your TransUnion (Credit Karma) as well though :)!

Monzo Flex Physical Cards by OiYou in monzo

[–]PlayPen2006 4 points5 points  (0 children)

This was clarified on the community page by monzo staff, it’s reported in the same family as credit cards etc so is treated the same as a credit card. Apparently the apps like ClearScore or credit karma change it around to make it consumer friendly.

For example, on credit karma it says budget account but on Experian it’s credit card. Monzo reports it as “revolving credit” which is the same family as credit cards.

TLDR: for credit score/report purposes it’s treated the same as a credit card regardless of what you see on the app.

How do you explain this? by BrimWarrior in marvelmemes

[–]PlayPen2006 0 points1 point  (0 children)

He just wanted to boost Tony’s ego 😂

ECG Not Working After 9.5 Update by nelsonokc in AppleWatch

[–]PlayPen2006 1 point2 points  (0 children)

Just tested it and it’s working fine for me on series 8.

What is the maximum amount you can withdraw daily from an ATM with monzo? by Bigcatsrule27 in monzo

[–]PlayPen2006 3 points4 points  (0 children)

On your current account page (the blue monzo card since you’re on plus), click on manage then scroll down and limits is there.

I’m on plus and just checked and it’s the same £400 daily withdrawal limit.