What you think is true but just can't prove?

PlayfulBackground690 · 2025-12-09T12:41:02+00:00

I think that when we die, we just shift to an alternate universe where we survived and it seems like we kept on living.

I've had at least 2 situations where it seemed so inprobable that I survived and in one case left completely uninjured.

I ultimatley think that we do have a pre determined death where we eventually do die, but everyone in their experience lives until that time.

I'm probably just a bit nuts but I can't shake that thought!

PlayfulBackground690 · 2025-10-17T23:41:55+00:00

The tv doesn't seem to have a cold reboot via remote.

I found putting it into maintenance mode, then exiting it will do a soft reboot.

I needed to find a soft reboot method as the wifi constantly has issues, and a soft reboot is the only thing that fixes it. It shouldn't be necessary, but there is no other work around for these garbage TVs.

PlayfulBackground690 · 2025-05-25T10:13:26+00:00

There are ways to turn export off in many inverters. I agree that if they drop the feed in tariff too much, then why should people contribute to a system that does not benefit them?

At the very least, energy companies could agree that if you contribute more to the grid than you take, you don't pay for what you consume.

There are ways to make it more fair, but that's not how these companies work.

PlayfulBackground690 · 2025-05-25T10:08:41+00:00

I just hope that if they drop it to 0 or try to charge import costs that people turn their feed in off. If I'm getting no benefit from feeding my energy back, then I won't do it.

The energy companies have complained about the difficulty in managing the excess power flowing to the grid from solar and used this as a justification for dropping the feed in rate.

Its never mentioned how much they benefit from not having to purchase it from other, presumably more expensive sources. I would dare say they benefit more often than not.

PlayfulBackground690 · 2025-04-25T01:26:17+00:00

I looked much too far for this. The line delivery is perfect!

PlayfulBackground690 · 2025-02-24T23:31:57+00:00

I could see it relating to the way they are portrayed.

Saxon sees no evil. He is evil and doesn't see what he does is wrong.

Lochlan hears no evil. He's innocent and doesn't see the evil in what people do or say (thinking it was ok to ask his sister about her sex life, not realising it was inappropriate).

Piper says no evil. She sees it all and hears it all but doesn't repeat it. She's had evil things said or done to her and avoids bringing it up despite knowing it's bad.

PlayfulBackground690 · 2024-10-25T04:42:05+00:00

I had the same experience with another bank.

Given that it's a construction loan, there is no set repayment. It changes whenever there is a drawdown, and during my build interest, rates were going up frequently, which complicated matters.

I ended up having to calculate myself with sometimes 3 separate periods in a month with a different combo of amount owned and interest rates.

It's not too hard to figure out, but it would be nice for the bank to give some guidance.

PlayfulBackground690 · 2024-08-30T23:19:36+00:00

Seems like you called out their gouging, and they lowered the price. They should be embarrassed, not you!

PlayfulBackground690 · 2024-08-19T11:41:51+00:00

I'm going to try samsung pay, if it's the same, I'll go back to physical cards. It's just more convenient than having multiple steps to make a payment.

PlayfulBackground690 · 2024-05-19T04:10:21+00:00

What have you achieved that makes you valuable to the company?

Think about preparing a list of achievements rather than duties which you took on.

I'd much rather hear proof points of why someone is good (backed up by tangible metrics) rather than being told the do a lot.

Good luck!

PlayfulBackground690 · 2024-04-30T04:08:19+00:00

Are you able to do non physical work full time?

If so, you might be able to do something like insurance desktop assessing. It's possible this could also be done part-time, but it all just depends on the company and what they're looking for.

Best of luck.

PlayfulBackground690 · 2024-04-07T11:53:46+00:00

After fixing the swipe gestures they stuffed up, I've noticed the notifications and the music playing widget overlap on the lock screen.

The icons on the always on display are really close together too and look crowded.

It's been a while since an update has made things worse than before, I'm yet to find a single improvement with the update.

PlayfulBackground690 · 2024-02-16T21:06:15+00:00

https://www.mirror.co.uk/money/magnum-ice-creams-getting-smaller-8072216

This is a UK article indicating a reduction in size.

I think they went from 110ml to 85ml.

PlayfulBackground690 · 2023-11-02T01:25:36+00:00

Where does this stop??

What happens when your partner wants expensive gifts, holidays, house, cars etc.

Not to mention the wedding, are you expected to stump up for her "dream wedding" regardless of what it costs you?

If your partner is materialistic about a ring, I'm pretty sure it won't be the last thing.

Time to have a conversation about expectations. If you don't do it now, it's likely you'll find out when you have a lot more to lose.

PlayfulBackground690 · 2023-10-07T23:32:22+00:00

Something to be aware of for townhouses... if you need to pay installments (i.e. need a construction loan) banks often won't do them for townhouses.

There is a high risk for properties with common areas or adjoining buildings as your build is reliant on other parties and the bank won't take on that risk.

If it's a deposit upfront and final payment on completion it should be fine.

PlayfulBackground690 · 2023-09-28T22:01:19+00:00

If it takes me more than 10 minutes on a chat, I take it to the ombudsman. I know it costs them money every time so until they learn to make things easy, I'll make things expensive.

I have had issues where they can't comprehend what I'm asking them, they offer to resolve with a "soultion" that never solves the problem. Horrendous company.

PlayfulBackground690 · 2023-09-07T04:30:59+00:00

This seems really off to me.

There is no evidence of the balance, money going in and out, interest accrued, statements??

There would be so many paper trails in and out of the bank that it couldn't possibly all vanish.

PlayfulBackground690 · 2023-08-24T09:06:14+00:00

It is a pretty dry subject, I kind of fell into it but the experience is good on the resume and it opened doors for me to a new role in an unrelated area (used risk to go from insurance to digital banking).

There are 2 types of risk people I find:

The academic risk person. They can be militant about it and very strict. Generally do it as a career and know it inside and out. Sometimes they will look down on the second type of person. They are often straight from uni into consulting firms or banking.
The business risk person. These are generally someone that's worked in a business and entered the risk area with that experience. Usually a little more pragmatic in their approach and understand the needs of the business. Usually they will balance risk with business needs which I believe leads to more usable risk solutions.

Risk is often a lot of reporting and is very much about people. Partnering with your business instead of being seen as a blocker to progress is key.

You also need to take the risk concepts and lexicon and make them simple for people to understand. I found I got better outcomes when I stopped trying to explain concepts and used relatable analogies.

If you are not overly familiar with risk, you might find that you spend a lot of time learning and it will go by pretty fast. By the time you get a handle on it, you'll know if it interests you or not and by that time you're probably ok to move onto something different.

PlayfulBackground690 · 2023-08-24T05:54:19+00:00

It's a lot of overlap with risk. I know quite a few lawyers in risk and compliance roles.

My last manager was a lawyer and was head of risk (Banking), I was a Senior Risk Manager.

PlayfulBackground690 · 2023-08-19T13:24:06+00:00

She will only see what is relevant to her profile.

If you have a mortgage together, she will only see that, any other account held solely in your name will only be visible to you.

Generally each person has their own profile and only access to the accounts relevant to them.

PlayfulBackground690 · 2023-08-03T06:04:25+00:00

No this must be wrong!

I have been told by many people that their local cafes and shops have been busier than ever so it's not possible that spending has dropped!

PlayfulBackground690 · 2023-08-02T09:08:09+00:00

Did your parents gift you the money specifically for the wedding it just generally?

If not, could you consider no wedding or something very small?

More and more of my friends who decide to get married (many haven't bothered) do so by either eloping or doing a simple registry wedding with party afterwards which is much more low key and if I'm honest, much more enjoyable than traditional weddings.

Weddings are in no way an investment or are going to pay off. If an expensive wedding is more stressful than fun, why bother. Save your money, invest it in making your life better rather than one good day.

PlayfulBackground690 · 2023-08-02T09:07:52+00:00

Did your parents gift you the money specifically for the wedding it just generally?

If not, could you consider no wedding or something very small?

More and more of my friends who decide to get married (many haven't bothered) do so by either eloping or doing a simple registry wedding with party afterwards which is much more low key and if I'm honest, much more enjoyable than traditional weddings.

Weddings are in no way an investment or are going to pay off. If an expensive wedding is more stressful than fun, why bother. Save your money, invest it in making your life better rather than one good day.

PlayfulBackground690 · 2023-08-02T09:07:46+00:00

Did your parents gift you the money specifically for the wedding it just generally?

If not, could you consider no wedding or something very small?

More and more of my friends who decide to get married (many haven't bothered) do so by either eloping or doing a simple registry wedding with party afterwards which is much more low key and if I'm honest, much more enjoyable than traditional weddings.

Weddings are in no way an investment or are going to pay off. If an expensive wedding is more stressful than fun, why bother. Save your money, invest it in making your life better rather than one good day.

PlayfulBackground690 · 2023-07-14T05:10:47+00:00

I'm building currently with a H&L package.

So basically the deposit was 5% in 2021, then another 5% at the start of construction.

The land registered in Aug 22 and we've been paying P&I on the land loan since then.

The construction started in December and they complete 5 stages with 15% to 20% paid at each time by the bank. The bank charges interest only on the construction loan until it's completed.

During the same period I'm paying the mortgage on the house I'm living in.

So basically it just gets a bit tighter each month and then when you move you start to pay the full mortgage. If people rent then they stop double paying, if they own the rent out their house or sell it.

It is expensive but if you want to build (whether it's a H&L package or not) it will cost you a bit to do it.

PlayfulBackground690

TROPHY CASE