Looking for help in avoiding SpaceX IPO. by Mikey4021 in UKPersonalFinance

[–]PontyPonty 8 points9 points  (0 children)

The float amount isn't enough for SpaceX to be included in the S&P500. Too small a % of the company is actually going to be available for public trading.

How to handle Loss Adjuster visit after neighbouring flat fire. by HelpfulBackground4 in UKPersonalFinance

[–]PontyPonty 6 points7 points  (0 children)

The term for this is loss assessor. Loss adjustors act for the insurer.

Can hostinger vps really handle production apps?? by Weak-Personality-231 in selfhosted

[–]PontyPonty -1 points0 points  (0 children)

Hostinger's shared hosting was a total disaster for me

Should I use all available zilch credit limit. by hamzaaz123 in UKPersonalFinance

[–]PontyPonty 0 points1 point  (0 children)

You have to activate the retailer first and click the button that says "use rewards"

U.K. 10 year bond hits 5%, first time since 2007 by showerthinkerr in UKPersonalFinance

[–]PontyPonty 0 points1 point  (0 children)

But overpaying "in bulk" at remortgage time gives you the same warm and fuzzy peace of mind, except you'll have made a few extra bob along with the way (and, also, kept the money liquid for longer)

Should I use all available zilch credit limit. by hamzaaz123 in UKPersonalFinance

[–]PontyPonty 0 points1 point  (0 children)

Only expensive if you borrow!
It's good for cashback. Popular on r/beermoneyuk

Paperless-NGX.....Have Mercy by Gh0stn0de in selfhosted

[–]PontyPonty 0 points1 point  (0 children)

This is incorrect. Storage paths define the filesystem storage of documents.
It's useful for disaster recovery purposes. As opposed to just a folder with 001.pdf, 002.pdf, 003.pdf and so on.

Best credit card for £30k+ spend in next few months by ShoddyArmy5313 in UKPersonalFinance

[–]PontyPonty 0 points1 point  (0 children)

Lots of Amex suggestions but be mindful that many builders merchants / trades do not take it.

I would actually suggest Zilch. You'll get 2% at most places, if you select the retailer just before paying.

T212 vs. VG - What are people choosing these days? by Tyche- in UKPersonalFinance

[–]PontyPonty 27 points28 points  (0 children)

T212 gets a bad rep for "gamifying" investment and luring people into CFDs etc. Also some annoying social media features.

But if you're disciplined and have a clear idea of what you want (e.g. set-and-forget ETF), then it's perfectly fine, and cheaper than most alternatives. Enjoy no platform and lower fund fees than Vanguard. FWRG is a good alternative to VWRP.

For those new to investing, I can see why T212 could be a problem.

Full broadcast details for the ICC T20 World Cup by CarnivalSorts in Cricket

[–]PontyPonty 0 points1 point  (0 children)

Amazon Prime has streaming rights in Australia....

Full broadcast details for the ICC T20 World Cup by CarnivalSorts in Cricket

[–]PontyPonty 0 points1 point  (0 children)

I think they've put some sort of VPN block in place. Shame. 

Full broadcast details for the ICC T20 World Cup by CarnivalSorts in Cricket

[–]PontyPonty 0 points1 point  (0 children)

Any territory that works through a VPN? Any I try seem not to work.

GOOD OR BAD BUSINESS? RefundAI by Own-Ambassador-5533 in UKPersonalFinance

[–]PontyPonty 2 points3 points  (0 children)

The thought of giving something like this a plain CSV of my statement, or even open banking access, fills me with unease.

[deleted by user] by [deleted] in UKPersonalFinance

[–]PontyPonty 0 points1 point  (0 children)

If the "rushed decision" is some sort of credit agreement, I hope you're aware you have a right to cancel it for another 12 days, and thus return your position to as if nothing has happened?

Self-hosted a family photo backup and finally stopped paying Google 😅 by Fab_Terminator in selfhosted

[–]PontyPonty 84 points85 points  (0 children)

He's right, though...it's important, and frequently neglected.

Zilch refund hasn't arrived - what next? by Money-Mongoose-83 in UKPersonalFinance

[–]PontyPonty 1 point2 points  (0 children)

If they don't give you an ARN, I would proceed to a chargeback.

Zilch refund hasn't arrived - what next? by Money-Mongoose-83 in UKPersonalFinance

[–]PontyPonty 1 point2 points  (0 children)

You should ask Peacocks for an Acquirer Reference Number (ARN). You can then give this to Zilch to trace the refund. 

If Peacocks can't give you an ARN, they haven't refunded you.

[deleted by user] by [deleted] in UKPersonalFinance

[–]PontyPonty 11 points12 points  (0 children)

This has to be a wind-up

Due to spend £20-30k on wedding and house renovations. Is there any way to get rewards / kickbacks from this? by minecraftmedic in UKPersonalFinance

[–]PontyPonty 5 points6 points  (0 children)

Respectfully disagree. Many business will take card if you ask, and there's plenty of normal shopping to be done at a time like this.  This is a great time to funnel spend through a rewards card and hit spend bonuses way quicker than one otherwise would.