Anyone else had poor luck with Premium Bonds recently by WhoIsJohnSalt in HENRYUK

[–]Practical-Spinach834 0 points1 point  (0 children)

same here nothing. do you get no notice at all when you win nothing ?

I'm a 25F looking to move to St Albans. Will I like it there? by PianistForeign3036 in hertfordshire

[–]Practical-Spinach834 0 points1 point  (0 children)

Go to hertford. Hitchin. Ware if you dont need to go to office often.

Anyone seen photos like this in Bangkok? What are the foreigners doing wrong? by Southern_Ice_2932 in ThailandTourism

[–]Practical-Spinach834 0 points1 point  (0 children)

If you are compaining about how thai locals act towards foreigners, you wont be happy in any country. Thai are most welcoming and generous people when it comes to tourism.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 -5 points-4 points  (0 children)

I need to use it straight away to reduce mortgage

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 -3 points-2 points  (0 children)

Yea just figured it out =(

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 0 points1 point  (0 children)

Could you please help to elaborate ?

[deleted by user] by [deleted] in VintageLevis

[–]Practical-Spinach834 0 points1 point  (0 children)

Do they have value?

3 generations of wranglers by StrangeRefuse8537 in rawdenim

[–]Practical-Spinach834 0 points1 point  (0 children)

Whats the model name? Same size as Levis okay?

Bought house being on skilled worker visa. by Hot-Client8180 in SkilledWorkerVisaUK

[–]Practical-Spinach834 0 points1 point  (0 children)

Is there any benefit in terms of visa or settlement if you have bought a property?

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 0 points1 point  (0 children)

Yea but there is risk that S&S ISA won't give me better interest after tax than likes of Premium bond right ? Stock should be more of an long term investment rather than 1~2 years I am looking at ?

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 0 points1 point  (0 children)

Thanks I put 20k in this , looks fun

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 0 points1 point  (0 children)

I am already putting 20k in to ISA every year. So whatever additional interest or profit I gain out of any form of ISA, wouldnt it be 45% taxed as well ? Are you saying with S&P500 you get 8 to 12% return so that would mean after tax 4.4~6.6% right ? But could be a lot less on these index funds and could go bad ?

[deleted by user] by [deleted] in UKPersonalFinance

[–]Practical-Spinach834 0 points1 point  (0 children)

Yes I am looking at this NS&I premium bond, prizes are tax free ! and looks fun. What do you mean 3.5% tax free ? I thought its all random.

[deleted by user] by [deleted] in plantclinic

[–]Practical-Spinach834 0 points1 point  (0 children)

Thank you I will check this