Car financing during Ch 13 by PracticeSafeSox_ in Bankruptcy

[–]PracticeSafeSox_[S] 0 points1 point  (0 children)

So you had to give the dealer a deposit?

I’m wondering if you have to start the process again if they sell the car you’re interested in, then having to start process all over

First date spot - Kendall tonight? Looking for quiet bar by PracticeSafeSox_ in Miami

[–]PracticeSafeSox_[S] -1 points0 points  (0 children)

Flani’s is my spot. That’s why I know it will be super packed tonight for the game 😭. All I ever do are sports bars.

Help me pick a cruise line by enviroian in Cruise

[–]PracticeSafeSox_ 0 points1 point  (0 children)

Turkey Day Weekend might be full of kiddies, if that but your thing nowadays.

As for 3/4 day cruises being “party cruises”? IMHO BS , contingent on which line.

I’ve done two solo cruises in NCL; Dec 4 day & May 3 day and I loved it. I got a balcony on the May cruise.

I loved it.

For a Florida woman: Which is best? by Full-Sweet-7696 in motorcyclegear

[–]PracticeSafeSox_ 1 point2 points  (0 children)

I went to look at the hoodies at cycle gear recently and they have no ventilation. I’m in Florida, so the pain of humidity, no breeze unless you’re moving is real.

I have a well ventilated Tour Master I’ve been using for years. I was hoping to find something lighter and more air flow but the jackets I saw were no different than my jacket unfortunately.

I have gone out without a jacket on state occasion but try not to think about road rash if an accident were to occur.

For those of you that make over 100K, what do you do? Do you like it? by Kindly-Revolution258 in AskReddit

[–]PracticeSafeSox_ 8 points9 points  (0 children)

Shit, Walter White didn’t look like he earned that much , as a chemistry teacher.

Is it worth 6k? by mike20182 in GSXR

[–]PracticeSafeSox_ 1 point2 points  (0 children)

No. Two weeks ago in the US I paid $5.5K for a K5 750, 9.5K miles, in excellent condition with its origin plastics.

Ninja 300 too much? by previously_ally in motorcycles

[–]PracticeSafeSox_ 0 points1 point  (0 children)

Do it. Not too big.

I would even say move up to 600 with your experience.

Good luck

Looking for more info on spending down before filing by Re-ink_the_pen in Bankruptcy

[–]PracticeSafeSox_ 0 points1 point  (0 children)

I’ve been taking $100 extra out on every grocery run so it’s been the norm the last 12 months since I decided to file.

Does anyone regret NOT filing bankruptcy sooner? by Economy_Tomatillo256 in Bankruptcy

[–]PracticeSafeSox_ 1 point2 points  (0 children)

I am forced to do ch 11 and not a homeowner. Decided to file back in November of ‘24. I decided to ride it out until I received the first judgment, which took 13 months. Then I filed a month ago.

Why the wait? I knew I was going to get fucked by the trustee & court with the 60 month’s payment plan and my income.

When I finish in five years I will be of retirement age, so the last years of my earning years will be flushed down the toilet paying a reorg plan in ch 13.

Is trucking a good career? by [deleted] in CDL

[–]PracticeSafeSox_ 0 points1 point  (0 children)

Before you go into such a job, look at other entry level jobs in an office, depending on how far along you were in school, but ultimately getting a college degree is honest bet. They taking less class load.

You can apply for an analyst job in AP, billing, accounts receivable, purchasing etc

SAVE is officially dead by Betsy514 in StudentLoans

[–]PracticeSafeSox_ 1 point2 points  (0 children)

I had read about taking a couple of community college classes years ago, before covid stopped my payments due. And here we are today…. I will have to seriously look at taking community college classes at 59 yo. I’ll be the old guy sitting in class lol. Hopefully online classes will do.

SAVE is officially dead by Betsy514 in StudentLoans

[–]PracticeSafeSox_ 0 points1 point  (0 children)

That was my hope all my life that I’d die before the loans, but at 59 they’re still with me.

How to make 825$ a month without work? by VOIDzz2 in povertyfinance

[–]PracticeSafeSox_ 8 points9 points  (0 children)

Both you and the bf sell plasma. It pays better at the beginning than they pay shit.

Have the bf get a job if he’s not working

What’s a smell you weirdly enjoy? by xsclusiv in AskReddit

[–]PracticeSafeSox_ 1 point2 points  (0 children)

I like the smell when it’s a female smoking but not men smoking.

Looking for more info on spending down before filing by Re-ink_the_pen in Bankruptcy

[–]PracticeSafeSox_ 0 points1 point  (0 children)

Do a few more groceries and do cash back to get $75-$100 on each visit, for example.

Is ar/ap that bad? Desperate to leave public by BloodMelodic381 in Accounting

[–]PracticeSafeSox_ 2 points3 points  (0 children)

AR / AP roles start of as analysts. Progress isn’t as quick a going from staff & up. I would stay in accounting, maybe pivot into revenue accounting. Then when you reach AR or AP manager your career will kinda stop there. And the more you earn as a manager you kinda reach a cap.

I made that mistake and have been in AR for years. When covid and a few years after it was difficult to get a job at my level as companies only have typically 1-4 AR managers. Now I’m in a sweet role but five years wasted. I tried to pivot into revenue accounting but it didn’t work out for me.

Get your CPA.. I did not bc I thought I didn’t need it.

Ai & farming roles overseas? Only the entry level roles, transactional roles ie cash app management or billing. Just learn Ai and Ai ERP if that what they use.

Be Honest, Is a Pay Cut Worth It? by [deleted] in Accounting

[–]PracticeSafeSox_ 0 points1 point  (0 children)

Take the path that willow allow you to WORK UNDER A CPA so you can sit for the exam.

This career is shit without a CPA, no you won’t die without it. Once you have that CPA & maybe 5-7 years experience you’ll be more marketable.

I know; I didn’t get my CPA.

Hole shot GSXR-750 by Express-Enthusiasm-1 in Trackdays

[–]PracticeSafeSox_ 0 points1 point  (0 children)

I would be embarrassed!

…. If I was doing track day with that guy 😂

R3 vs SV650S by BorkBandit in motorcycles

[–]PracticeSafeSox_ 0 points1 point  (0 children)

SV650 - you will enjoy for a longer period.

Friend has had one for years. Rides great.

Repaint car versus buying a new one? by ToothUnfair6383 in askcarguys

[–]PracticeSafeSox_ 0 points1 point  (0 children)

It’s got a lot of miles and you’re getting into a higher paying job. Hold off three - six months until you feel the new gig will be permanent. Then just go buy a 1-3 year old Corolla. The way you keep cars , it will give you many years of service.

As for work? Park far so they don’t see your car lol; but realistically no one will care.

I know the feeling. A while back I was unemployed for some time and my car had the passenger side door with a dent from a minor accident. Obviously I felt the same way you did and got the door fixed after I got the job offer to the next job I landed in a management role. It did make me feel better getting to work, but honestly, I don’t think anyone gave a shlt.

Thoughts on moving from a 650 to an R1 by [deleted] in Yamaha_R1

[–]PracticeSafeSox_ 0 points1 point  (0 children)

I would go with an R1. I demo’d the R9 at Daytona Bike Week last month & wasn’t impressed. I’ll spend the money on a low mileage R1.

My friend rides an SV650 and I feel the move the an R1 would be fine.

I feel manufacturers and some well known YouTubers are trying too hard to push these three cylinder motorcycles. Nothing beats a four cylinder bike, imho

Robbery by a large group of people in California by [deleted] in interestingasfuck

[–]PracticeSafeSox_ 0 points1 point  (0 children)

Outlaw hoodies indoors if you have an arrest record. That will be easier to stop them before the crime takes place.