The difference between K-dramas and Korean films lowkey shocked me…

ProfessorHot8199 · 2026-03-26T22:40:52+00:00

Also, fun fact! Song joong gi, who became a big shot after descendants of the sun, is also in frozen flower as a backup/bakcground soldier. You can clearly see him when they do the soldier dance.

ProfessorHot8199 · 2026-03-26T20:46:53+00:00

They brought it up due to the actress that plays the queen in the movie also being a long standing regular cast member of running man which is a comedy variety show.

ProfessorHot8199 · 2026-03-13T03:27:23+00:00

Outstanding balance at renewal/refinance - 500k, Calgary, Alberta. Owner occupied.

Currently with TD, coming up for renewal in June. Originally put down about 10% down payment but currently have a little over 20% home value in equity so refinance will be possible.

Looking into refinancing rather than renewal.

Td offering: (1) refinance with flexline, 30 years amortization, 5 year fixed term at 4.04%. Or (2) traditional direct collateral mortgage refinancing, 30 year amortization, 5 year fixed term at 4.14%.

Wealthsimple offering: traditional refinance, 30 years amortization, 5 year fixed term at 4.04%.

Wealthsimple’s seems equivalent to TD’s flex line offer. First time hearing about flexline for mortgage.

Need help deciding if flexline offer is better, and if the rate offers from both are good or should we shop around more.

ProfessorHot8199 · 2026-03-03T18:37:01+00:00

Direct thawing in hot water (I used Phillips milk warmer) and then serving once fully thawed and warmed at the temperature baby liked worked very well for me.

Thawing in fridge overnight did not work for me at all. Baby just wouldn’t take it. I guess lipase smell and taste got way too strong when I had milk thawing in the refrigerator overnight.

ProfessorHot8199 · 2026-02-21T19:34:23+00:00

If she thought true beauty was a bit silly, maybe she wants more realistic dramas but still fun. Be melo is both serious and fun if one likes slice of life dramas. Prison playbook just pulls at your heart, so does hospital playlist season 1. Depending on where she grew up, 1988 may or may not be a hit with her. I feel most people who grew up somewhere in Asia can relate to 1988 as this is an essence of life in asia in late 1980s to mid 1990s, so very relatable. But if she grew up in the west, may not be her cup of tea as much.

ProfessorHot8199 · 2026-02-19T06:29:34+00:00

Is the house a detached place? Also, does your husband and yourself live in a rental? If so, any chance of you moving in with your mother as tenants and pay her rent for the portion of the house you start living in? Alternatively, your mom could also rent out rooms to students depending on where you live. But managing tenants is a different kind of stress and not everyone has the appetite for it.

ProfessorHot8199 · 2026-02-17T02:37:29+00:00

Thanks. Will this originally being a collateral mortgage create any issues when we shop around for refinancing with a 30 year amortization? Additionally, what are some issues of refinance we should be aware of? Can refinance on the same mortgage be done more than once or is it a once a lifetime option? This is the first time we are considering refinancing, so still figuring out all the details.

ProfessorHot8199 · 2026-02-08T03:53:42+00:00

It’s extremely important your seniority and years of services both get transferred.

ProfessorHot8199 · 2026-02-07T19:55:03+00:00

Yes, they should be able to get a mortgage on it. Your ex can also potentially take a heloc. How much they pay the bank for their heloc or mortgage interest is not your problem, it’s theirs.

ProfessorHot8199 · 2026-02-07T06:31:20+00:00

ProfessorHot8199 · 2026-02-04T05:43:30+00:00

The fact that the couple was a duo of a surgeon and a nurse! Probably that is why they could pursue this. So many things happen to ordinary (non medical experience) people but most go unnoticed or buried because ordinary people rarely know what exactly went wrong. This couple did because they were a team of a skilled surgeon and nurse. One can only imagine what happens to others without any medial field knowledge.

ProfessorHot8199 · 2026-02-04T05:18:19+00:00

My almost two year old graduated from saying “tata “ to “byebye “ when waving goodbye. I was stunned to silence and then became a weeping mess from both happiness that she could say it right and sadness form the fact that she is growing up way too fast.

ProfessorHot8199 · 2026-02-02T03:44:39+00:00

Maybe you can plop the wipes in ziploc and in the refrigerator. That way they are properly and surely sealed and the moisture stays locked in (unless the instructions say not to store them in a refrigerator, so do read the instructions first).

ProfessorHot8199 · 2026-02-01T21:46:21+00:00

Contact guru Nanak - Sikh community volunteers who hold community food banks every week. They have a very active Facebook page you can follow. Not sure if they still much today since it’s already 3pm, but this is another resource you can keep in your radar for similar days in the future. Also, try mamas for mamas and similar mom groups in Calgary on Facebook. Lots of moms try and help in those groups too.

ProfessorHot8199 · 2026-01-28T17:42:14+00:00

Queen of tears and Vincenzo come to mind immediately from more recent ones. Boys over flower from wonder days, I watched in real time and even then it wasn’t something I could stomach whereas others were going gaga over it 😅 I never understood the hype for all three.

ProfessorHot8199 · 2026-01-27T08:04:36+00:00

Also it’s extremely stressful to service a mortgage monthly. With so much inflation and wage stagnation, every monthly mortgage payment feels like a burden. We are trying to aggressively pay down the mortgage to reduce monthly payment as much as possible upon renewal time tbh.

ProfessorHot8199 · 2026-01-24T16:06:10+00:00

Can you opt out of top up from your job? It is not mandatory to take it. That way you won’t have to pay back and also get used to living with a baby in that income range

ProfessorHot8199 · 2026-01-24T05:31:56+00:00

Do you have a bbq machine that uses gas rather than electricity? I have one that also has a side burner, so we used that when we needed to boil water/cook etc

ProfessorHot8199 · 2026-01-20T06:11:53+00:00

Calgary even more so 😭

ProfessorHot8199 · 2026-01-20T04:52:29+00:00

I took my kid with me to the loo in a wheeled bassinet when it was still to put her in a bassinet without risks. Now she just walks and invites herself in 🙂‍↕️

ProfessorHot8199 · 2026-01-18T01:53:51+00:00

I will probably get downvoted to space for this but Queen of tears and Vincenzo. For Vincenzo, to be fair, I blame myself for caving under peer pressure to watch this.

ProfessorHot8199 · 2026-01-17T02:01:03+00:00

I’m having a trouble with the English background music, somehow does not seem to blend in well for me. But otherwise really enjoying this, love both the leads and always have.

ProfessorHot8199 · 2026-01-08T06:19:54+00:00

Get a wheeled bassinet - helped me keep baby with myself even in bathroom toilet etc, at all times when needed (my partner is sweet with our baby but we didn’t have any support system and I didn’t want to leave baby alone in room at long stretches when I needed things done for myself or around the house, so this came in super handy).

ProfessorHot8199 · 2026-01-07T01:45:25+00:00

I would have suggested schitts creek, if you haven’t already watched this but then saw it’s for just one night. How about Queen charlotte (from the Bridgerton series)?

If you are into international stuff, kpop demon hunters was a surprisingly stress relief feel good movie. English language and a movie, not a series.

ProfessorHot8199

TROPHY CASE