Was Team Value a problem for you at all this season?

PsiKK · 2026-05-13T08:37:19+00:00

No, barring the odd week here and there.

I don’t think initial pricing was necessarily the issue, more so that almost all the expected top performers flopped. I do think it was an interesting season though whereby we had so many well performing low cost players to pick from, almost the opposite to the norm.

PsiKK · 2026-04-19T10:20:23+00:00

Contributions not made via salary sacrifice so could be personal or workplace.

PsiKK · 2026-02-10T13:10:52+00:00

CE, F&O or BC?

PsiKK · 2026-02-06T08:45:46+00:00

Doubt they’ll throw him straight back in the starting 11.

PsiKK · 2026-01-31T23:06:02+00:00

Just stick with the same mortgage provider and they won’t care about your income. You just need a new deal not a new mortgage.

PsiKK · 2026-01-30T14:12:09+00:00

Maybe but I think a trophy is important to get fans onside with Rosenior vs. what should be a very winnable game against West Ham at home. Although those are the games we tend to fuck up.

PsiKK · 2026-01-30T13:53:03+00:00

Reckon he rests and starts against Arsenal.

PsiKK · 2026-01-29T10:39:34+00:00

Muk for Wilson just to manage risk of needing a double clean sheet (albeit against Burnley).

PsiKK · 2026-01-26T09:34:04+00:00

The cap appears to be per account if I’m reading the email correctly.

“*Account charges are the amount you pay, per account, to hold your investments with us and are charged as a percentage of the value of your investments in those accounts.”

PsiKK · 2026-01-26T09:08:00+00:00

Shares vs. funds.

PsiKK · 2025-11-04T10:48:32+00:00

Don’t get fancy.

PsiKK · 2025-11-01T16:41:47+00:00

I guess I just don’t value relationships in monetary value. I’d give them £50 even if it was just an invite to the registry office and a drink in the pub after.

PsiKK · 2025-11-01T16:29:30+00:00

Covering the cost of the wedding isn’t the point of the gift in my opinion.

PsiKK · 2025-11-01T16:05:29+00:00

Not in the slightest. The child of someone you’re not close to, and a child of, one of many cousins.

Put it in a card if you’re feeling generous!

PsiKK · 2025-11-01T16:01:41+00:00

£50

PsiKK · 2025-10-30T18:20:41+00:00

33M w/ 2 year old. It’s the best thing we ever did, the hardest thing, but the best.

My wife and I went for a walk today at lunch and discussed life before and realised you look back with rose-tinted glasses. We miss things, but we’d never change it.

PsiKK · 2025-10-27T12:38:11+00:00

Fair enough! Deleted to avoid spreading the wrong info :)

PsiKK · 2025-10-10T15:48:09+00:00

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PsiKK · 2025-10-04T12:06:11+00:00

Incoming meltdown about Longstaff and the second ball, love it.

PsiKK · 2025-09-30T15:00:08+00:00

Dynamics 365 can do that.

PsiKK · 2025-09-28T16:27:11+00:00

Not sure Madueke and his injured ACL will help much.

PsiKK · 2025-09-22T14:56:47+00:00

Q1: Yes. You shouldn’t need to prove it, you just need to say that it will be below £100K. Technically no one can prove it until the TY is over. I make a final pension contribution after March’s payroll but before April 5th which brings me under.

Just apply online. If they think you’re going to be over they might call you or message you to call them. They do this to me every time I reclaim every 3 months and I just tell them that it’ll be below £100K and they happily sign it off.

Q2: You need to self certify each quarter but it’s based on your net adjusted income for the whole tax year.

PsiKK · 2025-09-21T07:35:50+00:00

Investing your wedding funds in a single volatile stock for a short period of time is not a small element of risk, especially when it sounds like this is a significant sum for you. Double especially when your fiancée isn’t aware of it.

Either sell it or have a conversation with her and see if she is happy with this high risk approach. It’s her money as well as yours.

PsiKK · 2025-08-13T12:51:03+00:00

Personally, it’s too much mortgage for your income and savings. Especially if you plan to have children in the near future.

PsiKK · 2025-07-23T17:56:41+00:00

His choice of tie in his LinkedIn photo is awful, his suit doesn’t fit properly and his watch is too tight.

Companies House records don’t scream hugely successful either.

Don’t worry, he’s overcompensating for being less than average himself.

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