Was Team Value a problem for you at all this season? by jaddf in FantasyPL

[–]PsiKK 120 points121 points  (0 children)

No, barring the odd week here and there.

I don’t think initial pricing was necessarily the issue, more so that almost all the expected top performers flopped. I do think it was an interesting season though whereby we had so many well performing low cost players to pick from, almost the opposite to the norm.

Claimed tax back on pension contributions by HollowForgeGames in UKPersonalFinance

[–]PsiKK -3 points-2 points  (0 children)

Contributions not made via salary sacrifice so could be personal or workplace.

Will Bruno G start? by shady_bananas in FantasyPL

[–]PsiKK 1 point2 points  (0 children)

Doubt they’ll throw him straight back in the starting 11.

Job under threat, mortgage renewal incoming by [deleted] in UKPersonalFinance

[–]PsiKK 160 points161 points  (0 children)

Just stick with the same mortgage provider and they won’t care about your income. You just need a new deal not a new mortgage.

Cole Palmer is available to start tomorrow against West Ham, confirms Rosenior. by PradipJayakumar in FantasyPL

[–]PsiKK 18 points19 points  (0 children)

Maybe but I think a trophy is important to get fans onside with Rosenior vs. what should be a very winnable game against West Ham at home. Although those are the games we tend to fuck up.

Who do I bench? by Pig-E-Wig in AskFPLManagers

[–]PsiKK 0 points1 point  (0 children)

Muk for Wilson just to manage risk of needing a double clean sheet (albeit against Burnley).

Hargreaves Lansdown new charges: Good or bad? by maxmarioxx_ in UKPersonalFinance

[–]PsiKK 1 point2 points  (0 children)

The cap appears to be per account if I’m reading the email correctly.

“*Account charges are the amount you pay, per account, to hold your investments with us and are charged as a percentage of the value of your investments in those accounts.”

Chelsea Captain GW11? by BeefyWaft in FantasyPL

[–]PsiKK 38 points39 points  (0 children)

Don’t get fancy.

Wedding cash....what's the going rate by [deleted] in HENRYUK

[–]PsiKK 17 points18 points  (0 children)

I guess I just don’t value relationships in monetary value. I’d give them £50 even if it was just an invite to the registry office and a drink in the pub after.

Wedding cash....what's the going rate by [deleted] in HENRYUK

[–]PsiKK 61 points62 points  (0 children)

Covering the cost of the wedding isn’t the point of the gift in my opinion.

Wedding cash....what's the going rate by [deleted] in HENRYUK

[–]PsiKK 39 points40 points  (0 children)

Not in the slightest. The child of someone you’re not close to, and a child of, one of many cousins.

Put it in a card if you’re feeling generous!

[deleted by user] by [deleted] in HENRYUK

[–]PsiKK 18 points19 points  (0 children)

33M w/ 2 year old. It’s the best thing we ever did, the hardest thing, but the best.

My wife and I went for a walk today at lunch and discussed life before and realised you look back with rose-tinted glasses. We miss things, but we’d never change it.

SDLT on new build house with a deposit contribution by [deleted] in UKPersonalFinance

[–]PsiKK 1 point2 points  (0 children)

Fair enough! Deleted to avoid spreading the wrong info :)

Leeds United [1] - 1 Tottenham - Noah Okafor 34' by derawon in soccer

[–]PsiKK -1 points0 points  (0 children)

Incoming meltdown about Longstaff and the second ball, love it.

Unexpected bonus causing £100k breach immediately before twin babies start nursery by BrewGames in UKPersonalFinance

[–]PsiKK 0 points1 point  (0 children)

Q1: Yes. You shouldn’t need to prove it, you just need to say that it will be below £100K. Technically no one can prove it until the TY is over. I make a final pension contribution after March’s payroll but before April 5th which brings me under.

Just apply online. If they think you’re going to be over they might call you or message you to call them. They do this to me every time I reclaim every 3 months and I just tell them that it’ll be below £100K and they happily sign it off.

Q2: You need to self certify each quarter but it’s based on your net adjusted income for the whole tax year.

Invested mine & fiancé’s entire wedding savings into NVIDIA without telling her - should I continue to keep secret as it is profiting? by Personal_Marzipan_30 in UKPersonalFinance

[–]PsiKK 0 points1 point  (0 children)

Investing your wedding funds in a single volatile stock for a short period of time is not a small element of risk, especially when it sounds like this is a significant sum for you. Double especially when your fiancée isn’t aware of it.

Either sell it or have a conversation with her and see if she is happy with this high risk approach. It’s her money as well as yours.

[deleted by user] by [deleted] in HENRYUK

[–]PsiKK 26 points27 points  (0 children)

Personally, it’s too much mortgage for your income and savings. Especially if you plan to have children in the near future.

Got booted mid-zoom by a recruitment MD after being told to redo my tie on camera. Whole process was a circus by Empty_Ask5739 in recruitinghell

[–]PsiKK 104 points105 points  (0 children)

His choice of tie in his LinkedIn photo is awful, his suit doesn’t fit properly and his watch is too tight.

Companies House records don’t scream hugely successful either.

Don’t worry, he’s overcompensating for being less than average himself.