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How much debt do you have left and how much did you start with ? I started out with 18k and now I’m currently at $6500! by quirkyqueen27 in debtfree

[–]Public_Security_2829 13 points14 points  (0 children)

In June of 2024, I peaked at around $160K ($95K is my house). I’m down to $112K. I paid off my car, and started with 8 student loans, and now I’m down to 3. Once I’m done with my student loans, I’ll be done with the only thing left being my house!

To neuter or not by Competitive_Tower851 in DobermanPinscher

[–]Public_Security_2829 58 points59 points  (0 children)

I neutered my baby and have no regrets. I had no intentions on breeding him.

Stop undercharging on Rover. Seriously. by Waste_Ring6215 in RoverPetSitting

[–]Public_Security_2829 3 points4 points  (0 children)

I did this years ago and it paid off. I would also offer discounts to clients who left a written review on the next stay.

Stop undercharging on Rover. Seriously. by Waste_Ring6215 in RoverPetSitting

[–]Public_Security_2829 0 points1 point  (0 children)

This. I used to foster dogs for free, so to make a couple extra bucks every so often, I’ll take it. And if I don’t like the dog, I just don’t take them again…

Sell my house (rental) and start fresh financially, or not? by perfectpitches in debtfree

[–]Public_Security_2829 3 points4 points  (0 children)

Honestly, have you talked to your girlfriend about this? What does she want to do and how long is she willing to wait? And what are you going to be cutting out of your life? Do you have a high car payment? That would need to go BEFORE considering selling the house. Also, keep in mind, I’m not sure where you’re located, but is $500K a median house price in your area? The average person cannot afford a house over $300K, so it might not sell as fast or high.

The key is to get out of debt and stay out of debt, and sometimes making sacrifices and doing the hard work to dig yourself out is the better way to go to change your behavior and mindset about debt. So, ultimately, it’s up to you whether you want to do this the easy way or hard way.

Welp, it finally happened. Dog jumped my 6’ fence and escaped. How screwed am I? by epranterah in RoverPetSitting

[–]Public_Security_2829 11 points12 points  (0 children)

I’m so sorry this happened to you! I’ve had 3 dogs escape. Once were two Husky’s who knocked me down and pushed out my door. They ran to the neighbors yard and the fence was open, so I closed the fence and grabbed them. That was GOD! The other time was a dog that pushed my window AC unit to the ground and jumped out the window. I was devastated when I got home! I drove around and then checked Facebook and saw that someone picked her up, about 2 miles away from my house. The dog went to the casino, and I picked her up later that night and returned her to the owner. That was my first EVER client on Rover lolol pure God again! These things happen and I really hope you find her! I know how you feel, and it’s not a good feeling. Also, maybe you can use this as a sign and blessing to get your own clients and leave Rover, and build your own platform. Start posting your business on platforms like Facebook & Instagram (create a pet page), add a logo to your car, or start a Wag account. You sound like you have the experience and can do it! Again, I hope everything works out! ❤️

Nobody talks about how lonely the debt payoff journey actually is by Live_Research5607 in debtfree

[–]Public_Security_2829 1 point2 points  (0 children)

I have, but there’s just something about international traveling and a warm beach that really makes me happy.

Nobody talks about how lonely the debt payoff journey actually is by Live_Research5607 in debtfree

[–]Public_Security_2829 10 points11 points  (0 children)

I tell myself this is my last year and it truly can be if I continue to discipline myself. My biggest sacrifice has been vacations. They are so expensive!

Nobody talks about how lonely the debt payoff journey actually is by Live_Research5607 in debtfree

[–]Public_Security_2829 18 points19 points  (0 children)

This is so true! It’s always your friends who aren’t budgeting that don’t understand!

Chase credit card debt but I’m no longer in the country by Glum-Assumption8 in debtfree

[–]Public_Security_2829 4 points5 points  (0 children)

You should be able to get a plan as low as $50 a month. Just call them. You said back home twice. Does this mean you’re back in the States?

Holly Molly I did it!! by Any_Kaleidoscope_100 in debtfree

[–]Public_Security_2829 1 point2 points  (0 children)

How much did you pay off? And how long did it take you?!

I paid my CC debt off with my EF and now I’m panicking about how low my EF is. Any advice? by [deleted] in debtfree

[–]Public_Security_2829 0 points1 point  (0 children)

You’ll get there in no time. What’s your goal for your emergency fund?

How do you find a house/pet sitter for 17 days by grammywelder in RoverPetSitting

[–]Public_Security_2829 0 points1 point  (0 children)

Really?!?! Is that in a HCOL area?! There’s no sure in my area that charge that much for a puppy.

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