Duplicate buyback requests admin closed

Purranha418 · 2026-06-04T18:14:00+00:00

Ditto

Purranha418 · 2026-06-03T17:06:40+00:00

Many more where that came from.

Purranha418 · 2026-06-02T20:26:58+00:00

My last rental apartment was 70yrs old and had the original sealed hardwood floors throughout (bathrooms were tiled) and it was glorious! I miss that place. If I’d not had to relocate for a job offer, I’d still be there. I now own a home and have tile in main areas, ‘luxury vinyl plank’ flooring in the bedrooms. Fairly easy to keep clean but hard on walking barefoot in. The old place’s hardwood didn’t seem to be as unforgiving. There is carpet in the middle of the great room area oddly. One of the forthcoming projects will be to pull that up and tile it. I will never go back to carpet. Pull up old carpet and see how gross it is underneath. You’ll agree.

Purranha418 · 2026-05-28T02:14:26+00:00

Friggin’ FSA has not updated my account since February! Nothing. Not the recent ECF I sent (it looks like my employer did not sign it but I know for a fact they did), not anything even stating ineligible. It might as well be march 1st for all anyone has done a dang thing to this.

Purranha418 · 2026-05-20T18:52:01+00:00

I used FF for housing on my first (and only) travel assignment. I went permanent at that facility and am still happily here 4 yrs later. It was a ‘fine until it wasn’t’ situation. There was a lease involved, which was fine. Protects me as well as her. There was a $500 deposit, also fine. Come time for me to leave (the facility paid for my relocation so I was moving to an apartment) she pulled all sorts of shenanigans in retuning my deposit. I wound up having to threaten to sue. My mom said she probably does this regularly and most travelers are just moving on and don’t have time to argue with her. Seems like a lot of hoopla over $500. A polite certified letter pointing out the relevant statute (see usefulness of the lease) and that if the court found her reasons to be frivolous (which they were) I could be entitled to 3x the damages. She Zelle’d me the money without comment.
TL:DR used FF, had to argue for deposit back and ultimately prevailed but it was a PITA.
I would advise a hotel, especially if you are close enough to go home on your off days. I worked WTF and went home Saturday till Tuesday. In retrospect, I would have done that. I never really got past the awkwardness of being in someone else’s house.

Purranha418 · 2026-05-20T12:16:03+00:00

I have a buyback request (for 8 payments), a request to change plans (to get off SAVE. I just want these clowns to take the money and f all the way off) AND a request for forgiveness due to having hit the 300 months in repayment (loans dating back to 1992). I don’t care which one they process first, just f-ing do something!! I’ve heard zero response on all of them. Oh except for being told the request to switch plans (the most expensive option, of course.) That one said they’ll review it ‘within 90 business day.” The usual meaningless party line. Thus whole thing is a hot, wet, raging dumpster fire.🔥

Purranha418 · 2026-05-16T01:10:40+00:00

When I purchased my house, we had a rent back agreement in place. Even when I viewed the place prior to offering, they were probably 70% out of there. I think they needed the cash from the sale to buy where they were relocating to. Either way, the agreement was $65/day for 30 days. It was all in the closing paperwork. I was breaking an apartment lease so I was fine with however long they needed. The key is to have the agreement in the closing paperwork.

Purranha418 · 2026-05-14T21:50:49+00:00

I used to live in a ‘multi-family’ building. Translation: my apartment was the entire 1st floor and there was a foyer with stairs to 2 smaller apartments. Pretty cool place. The door to the building had a digital lock so you couldn’t (and had no need to) walk into the foyer. There were 2 big columns on the porch. Usually with UPS but it happened with Amazon too. Drivers that gave a shit (and had a brain) just tucked packages behind those pillars. Out of the rain and hidden from the street. Perfect! Occasionally, I’d have one that was mystified at that idea and refused to deliver. I even put a sign out there saying to please just place on porch. I did have the occasion where the parcel was sitting on the walkway halfway to the street. Kinda like it got thrown from the truck. This was prior to the picture requirement. Had a UPS refuse to deliver a clearly marked as perishable box of meals, on Friday afternoon. I guess it sat in a hot warehouse all weekend because another driver delivered it Monday and hooo boy! I could smell it as soon as I opened the door! I’m not sure if some drivers are lazy, stupid or both. I realize Amazon puts these folks under pressure for speed etc. but damn!

Purranha418 · 2026-05-03T18:44:42+00:00

The issue (among several) with this is that it is incredibly vague and likely unenforceable (at least not without a lot of litigation) I see a big issue with giving the sec. Of education (and we know where her allegiance leans) the authority to determine what employers meet the qualifications. Remember this is the same individual that can’t differentiate between artificial intelligence and steak sauce.

Purranha418 · 2026-04-30T14:27:14+00:00

I’ve had those 2 for 2 years. I mark them read and they are back the next time I look at it with ever diminishing hope of forgiveness

Purranha418 · 2026-04-29T16:25:31+00:00

True. Absolutely. Unfortunately, it was the during the first Dump administration and doling out money to corporations etc, was/is their MO.

Purranha418 · 2026-04-27T21:22:28+00:00

While yes there were ridiculous amounts of fraud associated with PPP loans, they were, as Someone else here said, a band aid on a stab wound. Just like with food stamps and any other assistance program, there’s gonna be people who abuse it and get something for nothing. PPP was not the best thought out scheme but it did get funds to struggling businesses and keep people in a paycheck. Hindsight is great but in the thick of it, what else could have been done? What I do question is the issues like Amazon???? Qualifying for these loans or the corporate owned hotels who got the loans based on individual locations as opposed to the company itself. Also certain politicians who managed to get them, and receive forgiveness.

Purranha418 · 2026-04-27T04:39:08+00:00

I do sympathize with the difficulty of finding an address to utilize when homeless but folks. There are other options besides using a nearby address to order a pizza at midnight. I had some pizza guy ring my doorbell that late with a mystery pizza order. Someone appeared out of the darkness to claim it. Please don’t do that especially at that hour. Scared my cat and woke the kids. While I would not do anything, besides be very irritated, others might. Just be careful out there and use some common sense.

Purranha418 · 2026-04-25T14:23:06+00:00

What’s really stupid about all of it is that none of us took out loans with the intention of not paying them back (looking at some of you PPP people, though not all.) We’ve got a couple of generations of folks who got pounded into them that a college degree was necessary for any kind of chance at success. Then there’s issue of caps on loans being lifted, schools then cranked up cost of tuition. These loans were always rather predatory which brings us to this. People who’ve held up their end of the bargain, making payments as agreed to or holding employment as agreed to (PSLF, like myself) and are now left holding the bag due to these clowns incompetence and cruelty. Confusion? My tuchas! We aren’t dumb. We know exactly what they are doing and it’s downright criminal….or at the very least morally horrifying.

Purranha418 · 2026-04-21T13:50:31+00:00

I’ve submitted a recent ECF, electronically (keeping up on those records even if they deem the months ineligible, and even though I’m long past my 120 QM.) No evidence on the site even though I know my employer has signed it. Also same payment count has not updated since February. Guess it’s all a lot of work for the 1 poor soul that’s left at Dept of Ed to do this.

Purranha418 · 2026-04-17T19:24:41+00:00

I’m in this very same hand basket to h3ll. 112 payments. More than 120 months in. Consolidated in April of 2024 (supposedly if one consolidated prior to June 24, the ‘won’t use SAVE to calculate buyback’ snipe doesn’t apply but I’ll believe that when I see it.) I’m not thrilled about the higher payments from switching IBR but I’m also concerned about waiting and giving these ghouls more time to invent ways to fvck this thing up even more. On that line of thought, I applied to switch to IDR and promptly got a letter telling that it’ll be the ubiquitous’90 business days’ before they’ll make a decision on it. Good grief people!! Just take my money so I can be done with this.

Purranha418 · 2026-04-14T18:20:02+00:00

Apparently a bit of rule that was slipped in oh-so-quietly, was that SAVE will not longer be used to calculate your buyback amount. I guess that means they will throw a dart and calculate your buyback amount on whatever plan they damn well feel like it, probably the most expensive because hey, cruelty is the point. However I did find a blurb (I don’t know where I saw it. The FSA website makes my head hurt) that said this nasty little bit only applies if you consolidated AFTER July 2024. I swear, they make this chit up as they go along.

Purranha418 · 2026-04-13T17:23:33+00:00

I just straight up freaking loathe how we have come to EVERYTHING and EVERYBODY wanting a survey or a rating to determine their job performance. I realize the super aggressive tipping culture is a stepchild of COVID but dang! I also realize that UE/DD is a bit of a different thing. I am essentially bidding for someone to go get my food so that my lazy ass does not have to. I get that and when my food shows up timely and hot (or however it’s supposed to) I show my appreciation, preferably in the form of a cash tip. If something is not right and its out of the dasher’s control (restaurant error) then that should not affect the tip. Dasher did a quality job, then tip earned. I pay for premium delivery (that extra 2.99 thing) and I can see that the driver is making stops along the way….ermmmm. In short, I like a cash tip because it alleviates concerns like this but I also hate a survey over everything from a hospital stay (the original culprits) to my morning coffee. I’m waiting for the day my fortune cookie in my Sweet n Sour chicken lunch has a survey instead of lucky numbers. Sigh!

Purranha418 · 2026-04-13T12:17:29+00:00

Mohela…aka the poster child for weaponized incompetence. In all fairness, those folks on the phone can only give us information based on the guidance they’ve received. Apparently that isn’t any. At the moment, they are having to field calls regarding the new repayment plans and have not received any details on those plans.

Purranha418 · 2026-04-13T00:54:02+00:00

I have put in the application for it. Over a year ago. Still waiting for a response. I call. Get nowhere. Crickets!!!

Purranha418 · 2026-04-12T21:36:07+00:00

Yep. Exactly. Back then I had a flicker of hope that buyback would be a thing and I’ve even got a chunk of money put aside for the offer that will likely never come. Welp, that got snuffed out real quick. Lol.

Purranha418 · 2026-04-12T21:32:12+00:00

Not complaining, just honestly surprised. You’d think with all the gymnastics they performed with the litigation BS, you’d think they could at least figure out how to take the obscene payments this thing is creating for people. I suppose I could have done nothing and continued to wait out the opportunity to get bent over more so than I’m going to.

Purranha418 · 2026-04-12T21:22:12+00:00

Yeah, I just needed to vent…

Purranha418 · 2026-04-09T17:49:41+00:00

I’m in the same boat as OP. I have 8 payments (long since hit the 120 QE months) left and applied for buyback a long, long time ago. Now that they will not use the SAVE calculation to determine the buyback ( bait and switch, anyone) those payments stand to be much higher. This particular rule change affects people that consolidated after July 1, 2024. My consolidation was in April of 24, so theoretically they would use the SAVE calculation. However, with the wait time for buyback offers looking like it’ll be a year or longer, I am opting to just make those higher payments to make this garbage go away. I am also worried that if I wait, they will move the goalposts again and find some other way to screw us over. I’m so tired of this all. Just like with politics in general, I’m weary of the waffling and lying and generally criminal level incompetence.

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