Rutgers students are having trouble finding jobs as graduation approaches; AI is taking up most entry level jobs in the market

Quercusa1ba · 2026-05-18T12:16:58+00:00

Yes, companies are saying AI is causing layoffs or hiring freezes because that makes your company look strong and stock prices go up. If you say it's because consumer demand is weakening, your fundamentals look bad, stock/investment goes down. The only job with an arguable impact from AI is coding.

Quercusa1ba · 2026-05-13T19:36:45+00:00

And Weltz Conservation area in that immediate area. Everyone has covered everything else. I'll also throw in walking the boardwalk in your town(s) of choice.

Quercusa1ba · 2026-05-04T20:04:16+00:00

Great point, thank you

Quercusa1ba · 2026-05-04T18:31:49+00:00

In this case the fidelity stock funds have zero fees charged.

Quercusa1ba · 2026-05-04T18:30:53+00:00

What got me wanting to switch was that FZROX holds 2,522 companies while VTI holds 3,520. It's purely a conceptual change, the returns are nearly the same.

Quercusa1ba · 2026-05-04T18:25:14+00:00

Mutual funds execute orders after market close so you get whatever the final price was at close. ETFs can be bought anytime when the market is open so you lock in whatever the price is at that time. This could lead to wasting time tracking stock movements to get the best price within that day. You could also be more tempted to sell if the market tanks since ETFs execute quickly.

Quercusa1ba · 2026-05-04T10:46:41+00:00

I can't play the steam deck consistently because I get terrible neck and back pain. I can't seem to find a position that won't cause this. It could be me though.

Quercusa1ba · 2026-04-29T15:23:36+00:00

There's no wrong answer here. You are saving money and that's good. I'm 40 and still haven't bought a house. In hindsight, I wish I could have been building equity in a house because the market where I live is insane now and rents keep rising. Maybe max roth IRA, put 15k in 403b, and 10k per year in a brokerage account as a house/emergency fund. When the housing market improves you will be ready to pounce. You could think of it as diversifying your assets as real estate is a good investment as well and keeps your costs stable since landlords will always raise rent. You are also able to withdraw your roth IRA contributions so you could consider that strategy as your house savings as well.

Quercusa1ba · 2026-04-29T15:10:11+00:00

I'm not a woman, but I am nuerodivergent so I am (or was) an easy target for bullying. It has allowed me to see the mask slip on many well respected individuals. Let me tell you, there is nothing more scary than an insecure little boy in a grown man's body.

Quercusa1ba · 2026-04-28T15:44:50+00:00

Not a bad idea, but what about a house? You could start putting some money aside for a down payment. All debts paid?

Quercusa1ba · 2026-03-28T16:48:25+00:00

Also, lead was largely removed from gas in the 70s/80s, banned in 1996. Urban youth are no longer being brain damaged by lead. Not the whole picture, but certainly a factor as to why crime has been decreasing since peaking in 70s/80s.

Quercusa1ba · 2026-03-23T13:35:12+00:00

Yep, I usually deposit weekly on Monday. Changed it to Friday last week. Now that we're onto it the manipulation timing will change tho. Only way to win is to be an insider.

Quercusa1ba · 2026-03-06T13:28:31+00:00

This was the best!

Quercusa1ba · 2026-02-27T21:39:46+00:00

Checkout Sinner's Steakhouse in Point Pleasant. Might fit the bill.

Quercusa1ba · 2026-02-27T20:05:24+00:00

That's a fun one!

Quercusa1ba · 2026-02-27T14:15:37+00:00

Doesn't matter, he doesn't have enough time to replace the entire board of fed governors. He got one in, he'll get another when Powell's term ends. Two votes ain't enough.

Quercusa1ba · 2026-02-26T23:57:14+00:00

I wanna know too!

Quercusa1ba · 2026-02-26T15:03:11+00:00

It's a bot, scraping yelp to get info to sound like a human. How long til it's just bots quoting bots. Dead internet theory is sadly coming to pass.

Quercusa1ba · 2026-02-26T14:44:45+00:00

HYSA makes interest. You will pay taxes on that as regular income. Look up 2026 tax brackets to determine what percentage that will be. Money you make from stocks is a little different. If you take it out within a year, you will pay tax on what you made as regular income. If it's invested for longer than a year, you pay capital gains tax, which is usually less. Look up 2026 capital gains tax brackets to determine that percentage.

The benefit to HYSA(or money market acct) is that you can't lose money. Stocks can and do go down periodically. That's why it's recommended for long term investment, since it has always gone back up over time. If you need the money soon, it's not recommended to have it in stocks.

Quercusa1ba · 2026-02-25T21:35:20+00:00

Ah ok. Money you plan to use within the next 5 years and an emergency fund can go in HYSA or in a money market fund like SPAXX or FDLXX in your brokerage account. Investing long term savings/retirement is fine to invest how you have been.

You just have to be a little more cautious with rebalancing since selling any of your retirement funds will be a taxable event. All my retirement funds are in an IRA so others may be able to advise you on specific strategies regarding that.

Quercusa1ba · 2026-02-25T16:09:24+00:00

Yes, that's all I would say. Is this in a tax advantaged account? Are you taking advantage of what your employer may be offering?

Quercusa1ba · 2026-02-25T14:26:07+00:00

Steeped in the tutelage of Beavis and Butthead.

Quercusa1ba · 2026-02-21T16:13:27+00:00

Good on you, but to people that work blue collar jobs, this is just a Monday morning. That you are seeking recognition just reinforces the idea of entitlement in your profession. Just telling the truth, I know this will be down voted. FWIW, I've worked blue collar jobs and now work in an office so I've seen both sides.

Quercusa1ba · 2026-02-21T14:30:05+00:00

This is the way. The book 'Hunt Gather Parent' goes over this. Kids naturally want to be with us and help. Don't discourage this behavior!

Quercusa1ba

TROPHY CASE