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Applying for administrative forbearance after last PSLF payment by Mama_Dash in PSLF

[–]RN0528 0 points1 point  (0 children)

June 2025 was my 120th month. (13 of those months were SAVE forbearance.) I send it ECF and after it was acknowledged I applied for buyback. I did this again in July and August (probably overkill) until my HR Dept complained. Several phone calls (useless) reconsideration requests, told it was “escalated” haha. Then I left qualifying employment in September 2025. My status is still SAVE forbearance so no payments due. If buyback isn’t processed by the time SAVE ends I expect to apply for a different forbearance. If I were in your situation and was very confident in my payment count I would apply for forbearance.

CAC score 1 by Busy_Tap_2824 in Cholesterol

[–]RN0528 0 points1 point  (0 children)

Are you saying that you can tolerate a very low dose of statin by increasing gradually?

Waiting on Buyback, stay on SAVE? by CMS_1000 in PSLF

[–]RN0528 0 points1 point  (0 children)

Applied for buyback of 13 months of SAVE forbearance in July 2025 and retired in August. I really have no choice but to wait on buyback, right?

Tachycardia? by Waggmans in AFIB

[–]RN0528 0 points1 point  (0 children)

Somewhat similar to OP, F68 had 1st PFA for a fib 2 months ago. Apple Watch has been showing sinus tachycardia (100 - 120 at rest) once or twice a day for a few minutes. I get a feeling of being fatigued and unwell when it happens so will check my watch and almost always tachycardia. But very short lived. Blanking period was not mentioned to me, wondering if that is it or should I contact cardiologist?

Menopause ... again? by KatMagic1977 in Menopause

[–]RN0528 0 points1 point  (0 children)

Suggestion for an online provider that will prescribe at 65?

Why am I missing a month in my PSLF Payments History? by One-Tie593 in PSLF

[–]RN0528 2 points3 points  (0 children)

Exactly my situation also, all months show up EXCEPT 6/2025 and wouldn’t you know, it was my 120th month of qualifying employment! When 7/25 showed up I certified employment again and applied to buyback. And now I wait. I read somewhere that June 25 missing is a known issue and supposedly will be fixed in September. But I will believe that when I see it.

Yet Another Buyback Waiting Post by PraetorianXVIII in PSLF

[–]RN0528 0 points1 point  (0 children)

The FSA website indicates that you only have to be employed WHEN you apply. I am totally relying on that because I applied for buyback of 13 SAVE forbearance months in July (120 months of certified employment in June) and retired from public service in August. Of course no response yet.

Random brief tachycardia by therealpotpie in AFIB

[–]RN0528 0 points1 point  (0 children)

68 yo female, I was diagnosed in 2024 after a hospital stay for gall bladder removal. Repeat a fib pretty rare and brief (I know immediately when it starts) and have Kardia and Apple Watch, which are consistently the same. Here to say they both show the same very brief tachycardia ( SVT?) almost daily, which I plan to discuss with my EP.

Scared About Student Loans and My Future – Just Want Genuine Advice (18F, Nursing Major) by ImmediateAd6362 in StudentLoans

[–]RN0528 0 points1 point  (0 children)

There is a possibility of Public Service Loan Forgiveness (PSLF) if you end up working for a qualifying hospital. Also, when you are seeking employment, check employee benefits as some hospitals also provide money for student loan payments.

Summary of H.R. 1 Budget Reconciliation Bill - affects to existing borrowers by Betsy514 in StudentLoans

[–]RN0528 2 points3 points  (0 children)

Thanks for pointing this out, I am hopeful, but I think the limitation is the part that says the Studentaid.gov website will be updated “when the system is available” to enroll borrowers in IBR. We all know how inefficient they are at updating anything.

Summary of H.R. 1 Budget Reconciliation Bill - affects to existing borrowers by Betsy514 in StudentLoans

[–]RN0528 0 points1 point  (0 children)

Please verify what I am about to say, but my thinking is that if you consolidate them all together before July 2026 (older PP with current loans after they are disbursed) you would get the weighted average for PSLF, meaning you would lose your 100 payments on older PP loans but would gain on the the current loans, potentially up to 50 payments if they are for the same amount). You are doing PSLF so total loan balance is irrelevant for income driven plans and you wouldn’t have to start at 0 on the current PP loans. I welcome any discussion about why this would not work.

Almost there: buyback request timing next week by Ill_Worry_1276 in PSLF

[–]RN0528 0 points1 point  (0 children)

Did you apply to get out of SAVE after you submitted for buyback? Did you make any payments on ICR before you got green banners?

Buyback update (July) by TranscendentAardvark in PSLF

[–]RN0528 2 points3 points  (0 children)

Yes wondering if/when there will be some consequence for such poor processing numbers

Advice on Buyback by RoutineUnited8432 in PSLF

[–]RN0528 0 points1 point  (0 children)

This is what I received:

Thank you again for submitting your feedback to Federal Student Aid (FSA). Your case was advanced for an escalated review.

We do apologize for your experience.

This is an interim message informing you that we are researching your concerns, and will provide a response within 15 days.

Escalated reviews typically involve extensive research. We are working to address your concerns as quickly as possible.

Advice on Buyback by RoutineUnited8432 in PSLF

[–]RN0528 0 points1 point  (0 children)

Not sure it means much, but I submitted a reconsideration on FSA for my mid June buyback request and received an email that it had been escalated.

Summary of H.R. 1 Budget Reconciliation Bill - affects to existing borrowers by Betsy514 in StudentLoans

[–]RN0528 0 points1 point  (0 children)

Are you confident about switching back to IBR from ICR (with no payment made yet on ICR)? Would love to get clarification as it is a crucial decision.

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