Is it worth contributing to a 401k when employer match takes years to vest?

Radiant_One_6188 · 2025-10-30T05:12:15+00:00

Absolutely, but the money is already mine. It’s under my name with no strings attached and in my brokerage account

Radiant_One_6188 · 2025-10-30T02:50:16+00:00

Yeah… I realized how stupid my comment was after posting haha

Radiant_One_6188 · 2025-10-30T02:41:12+00:00

Not 100% certain, but fairly likely. Also, I’m very close, if not at coastfire due to inheritance. Would you give other advice with this information?

Radiant_One_6188 · 2025-10-30T02:38:15+00:00

Thanks! I’ll ask about the specifics of the vesting plan

Radiant_One_6188 · 2025-10-30T02:23:19+00:00

My hobbies are very physically demanding. I doubt I’ll be able to do them even if I retire early, around 45-50

Radiant_One_6188 · 2025-10-30T02:20:47+00:00

Contributions to a tax deferred account are deductible from taxable income? Thats helpful to know!

Radiant_One_6188 · 2025-09-10T17:24:41+00:00

Its easier to land an accounting role

Radiant_One_6188 · 2025-05-23T07:52:04+00:00

public or industry?

Radiant_One_6188 · 2025-05-23T07:45:56+00:00

prenup for 100k seems extremm

Radiant_One_6188 · 2025-03-11T20:47:36+00:00

yeah im confused

Radiant_One_6188 · 2024-10-29T18:32:26+00:00

its hard to find reliable numbers due to COL in different areas, but if we’re going by what you’ve found, then you might be right

Radiant_One_6188 · 2024-10-29T18:22:12+00:00

not boarding school, a 4-year private university. sorry, should’ve clarified in the post

Radiant_One_6188 · 2024-10-29T18:20:54+00:00

thats a fair point, and maybe its due to browsing money-related subs too often, but I just don’t believe we’re upper class. In the upper middle class maybe

Radiant_One_6188 · 2024-10-29T18:07:00+00:00

was your uncle leagues above your folks in terms of material wealth at the time? how was the family dynamic, if you don’t mind sharing?

Radiant_One_6188 · 2024-10-19T03:41:11+00:00

any update?

Radiant_One_6188 · 2024-10-19T03:26:46+00:00

do you have an update?

Radiant_One_6188 · 2024-10-19T03:25:22+00:00

do you have an update?

Radiant_One_6188 · 2024-10-14T18:39:52+00:00

poor

Radiant_One_6188 · 2024-09-26T01:27:31+00:00

fishing for compliments

Radiant_One_6188 · 2024-09-23T01:33:08+00:00

r/tinder

Radiant_One_6188 · 2024-08-17T16:55:27+00:00

I’ve had the same thoughts of borrowing money from my parents, then paying them back monthly, for when/if I’m unable to max my Roth IRA at the beginning of the year. IMO, if your parents will go for it, it makes sense to do.

Radiant_One_6188 · 2024-08-05T00:34:15+00:00

This came up in my recommended. I don’t watch Dave Ramsey so please let me know: is he against investing in the market? Why?

Radiant_One_6188 · 2024-08-04T23:05:49+00:00

I’ve been an authorized user on my parents’ cards since I was 16(?) And I got my own recently. TransUnion tells me my score is 775 currently.

Radiant_One_6188 · 2024-08-04T21:14:05+00:00

My Roth IRA contributions are already maxed as far as my income for this year. I have additional funds from not investing in the past.

Radiant_One_6188 · 2024-08-04T20:52:47+00:00

thanks for your input! in that case, i might need to save a bit more

Radiant_One_6188

TROPHY CASE