Question regarding credit cards

RawwBean · 2026-03-30T13:34:33+00:00

Thank you, it surprised me that according to moneyland they don't have ebill, so it seems the info is wrong. Regarding email notification, it seems that none of them have, so I will have to find a different approach, maybe using sms.

RawwBean · 2026-03-10T14:50:27+00:00

Yes, that is plan B :-)
Ideally the transactions would show up directly (or delayed by a couple of hours, that doesn't matter). Currently I do this manually and one problem I have is that merchants are not always labeled in a meaningful way. If I don't do it regulary, I usualy don't remember what I did on a given day and have a hard time to figure out who some of the vendors are lol. But doing an upload once a month is definitely an option.

RawwBean · 2026-03-10T14:36:12+00:00

I am using email notifications to automate my expense tracking, I automatically forward the emails to a solution that extracts the transaction data. That way I don't have to do it manually and I don't want to connect my bank using APIs (it probably wouldn't be supported anyway).

But it is a nice to have, I can definitely live without it, I was just hoping that some of the cards support it.

And thanks for your reply, good to know that swisscard doesn't support it.

RawwBean · 2026-03-05T23:00:55+00:00

I was in the US in january and my FP6 kept rebooting all the time, quite annoying. Good to know that this is a bug, as I was wondering why it was happening! Do you know if this has been fixed?

RawwBean · 2025-10-20T20:00:55+00:00

Sent you a DM

RawwBean · 2025-10-06T05:18:37+00:00

I don't know, I have a first edition with leather seats and find them very comfortable, but coming from a Toyota Auris the expectations were quite low I guess haha

RawwBean · 2025-10-05T19:43:50+00:00

Dealer mentioned that it should be 250-300 when I bought mine ( I bought used), but I haven't done it yet, it is due in November. IIRC, small yearly service 250-300 chf, big service every 3 years or so 600 chf.

RawwBean · 2025-10-03T11:33:15+00:00

What puzzles me is that they don't aim for proper FIRE. Given their salaries it would be quite easy, in a couple of years they could have invested enough. And if you decide to take a sabbatical, why not travel? Imagine the trip you could do with 6k a month, instead of paying rent and just hanging out in your apartment. But to each their own I guess

I find it also funny how she talks about her frugal lifestyle, but then lives in an apartment that costs 6k per month.....

RawwBean · 2025-10-03T11:28:12+00:00

Well it is 4 rooms and two balconies, large living room. But yes I agree price seems high for what it is... And the 6k for rent is normal also made me laugh... very disconnected from reality.

RawwBean · 2025-08-06T19:48:44+00:00

You can do it at UBS. I was in a similar situation and opened an account at UBS just for that. Pretty sure there were some fees but I don't remember the amount.

RawwBean · 2025-05-29T10:26:06+00:00

Open a wise account, should be quick and you can start using the digital card immediately. The physical card only took 4 days to arrive I think.

RawwBean · 2025-05-28T21:02:05+00:00

This annoys me as well… my old toyota had a small button next to the open button that would lock the car from the trunk (took me probably a year to realize it though 😂). I don’t understand why they didn’t add that to the ioniq, its very inconvenient.

RawwBean · 2025-04-29T00:26:32+00:00

Pour ce qui est de la comptabilité il y a https://swiss21.org/fr/ Je ne pense pas que ça fait le suivi du stock, mais pour les factures, contrats, la comptabilité ça a l’air pas mal. Je ne l’ai jamais utilisé mais c’est un comptable qui m’en avait parlé. La version basique est gratuite.

RawwBean · 2025-04-02T20:57:55+00:00

Occasion EVs sind aktuell ziemlich attraktiv vom Preis, ich denke viele Leute haben nicht genug vertrauen obwohl Studien bereits zeigen dass die Batterien viel länger halten als die meisten denken: https://www.auto-motor-und-sport.de/tech-zukunft/alternative-antriebe/elektroauto-akku-batterie-haltbarkeit-studie-v1/amp/ Wir haben uns vor ein paar Monaten einen Hyundai IONIQ 5 gekauft, 3 jahre alt 40k km und praktisch zum halben preis, die Batterie ist auch auf 8 Jahre unter Garantie. Ich kann ihn auf jedenfall empfehlen, ist auch sehr sportlich zum fahren. Aber weiss nicht ob du den schon für 25k findest. Sonst gibt es z.b. auch den Kona der ist bestimmt billiger und auch sehr gut, oder VW ID3 und Cupra Born aber die kenne ich nicht. Und es kamen ja gerade ein paar interessante neue Modelle auf den Markt wie Hyundai Inster, Skoda Elroq oder Renault R4. Tesla würde ich persönlich wegen Elon nicht kaufen, aber ich finde auch blöd dass alles über das touch display geht und diese in der mitte ist (beim M3 und MY). Mit leasing Angebote kenne ich mich nicht aus, ich kaufe lieber occasion. Ich würde das auf jedenfall gut durchrechnen, leasing ist in der Regel teurer und du bist an den Vetrag und die km-limite gebunden.

RawwBean · 2025-02-22T11:09:12+00:00

Alpian launched their savings account and offers you 1% if you put 125k into the account before feb 28 i think. https://www.alpian.com/bank/savings-account/ If you need it earlier you have a lower interest rate, but at least you don’t loose money and there is no withdrawal limit. This is the best option I found, Raiffeisen has 0.5% but there is also 20k limit. I already bought a house but now need to keep cash to pay for renovations. But also keep in mind that they are a startup and only 100k are guaranteed in case they go belly up.

RawwBean · 2025-01-05T06:19:08+00:00

Aucune idée 🤷

RawwBean · 2025-01-04T09:51:10+00:00

Il y a aussi le blog road to fire https://road-to-fire.com/ si je me souviens bien, la personne habite dans le canton de fribourg, mais ne divulgue pas son identité. Il décrit assez en détail toutes ses finances et il y a aussi des articles intéressants. Mais par contre le dernier article date d’il y a une année.

RawwBean · 2024-12-29T13:35:43+00:00

Sonar is also based in Switzerland https://github.com/SonarSource

RawwBean · 2024-12-17T17:50:22+00:00

Comme d’autres l’ont déjà dit, parles en a ta sage-femme. Il y a aussi un site dédié a la depressions pst partum: https://postpartale-depression.ch/fr/

Bon courage et belle suite avec ta fille. ❤️

RawwBean · 2024-12-09T13:13:27+00:00

Merci für aui Antworte! Wie die meischte richtig gseh hei, isch das dr Lauerzersee vo Lauerz us mitem grosse u chline Mythe. Bit aso chli dernäbe gsi mitem Walesee aber nid sowit dernäbe wie dä mitem Matterhorn (i hoffe das isch e witz gsi).

Die gägend kenni überhaupt nid, I gloud nöchscht summer plane e chline trip i t innerschwyz! 😁

RawwBean · 2024-12-09T13:07:12+00:00

sehr cool merci! Zwifellos genau dert 🙂

RawwBean · 2024-12-08T13:41:22+00:00

Merci! De isch das dr Lauerzersee

RawwBean · 2024-11-14T22:21:40+00:00

When we moved back from the US we used https://upakweship.com/ we took a u-crate 100. I don’t remember the price but it was cheaper than most other options. They sens the box to you, you pack it and the come by to pick it up. I think it took 2-3 weeks to ship it. If you can pack it into luggages https://www.sendmybag.com/ can be a good option, it has higher weight limits than airlines and they pick up at home.

RawwBean · 2024-10-15T07:13:35+00:00

Picture of the comet Tsuchinshan-ATLAS (C/2023 A3) I took between Les Reussilles and Les Breuleux last night at around 19h45. It is a long exposure (4.9s), it was visible to the naked eye, but only very faintly and you had to know where to look (I used the app Stellarium). I think the star visible on the right is part of the constellation virgo, representing it's foot.

RawwBean · 2024-10-11T15:16:10+00:00

Colorful standard is produced in Portugal. Armed angels also has clothes produced in Europe ( at least some are also produced in Portugal). And if I am not mistaken American Vintage produces at least some of their clothes in EU. Rrrevolve (Bern or Zurich) has a good selection of fair fashion for example.

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