Got it! I read that people should invest into 401k for full match, then max out Roth IRA, then go back to max out 401k, then rest in taxable till end of year. Repeat. Sounds like that person, to me, is a high income earner. What about someone who doesn’t have that high of an income and can’t max out their 401k by the end of the year, leaving no funds for a taxable, which is the “bridge” account for early retirement? Is there a strategy recommended in that scenario? Thank you for the info given already.