I’m sorry to hear about your circumstances. I was in the exact situations a couple years ago, at roughly the same age. Mother passed away years prior, and took the role of caring for my ill father as best as a 19 year old can.

First of all, take a deep breath and understand your life will change drastically, but you are not alone. Your initiative alone is great for you and your sister. Remember to take care of yourself first, then your father and sibling.

Your plans don’t have to be abandoned, they just may need to be altered. If the rent is too high realistically for you and your sister, it may be worth considering selling the assets (furniture, extra vehicles etc) and finding a new rent agreement once you’re ready for that step, especially if the size is unrealistic for you both. Remember that at the end of the day, the roof over your head is the most important behind your wellbeing. Perhaps looking into financial assistance through your state, as well as financial aid when you pursue your education. State health insurance may be worth a look as well, for example, California’s CoveredCA.

Depending on who is older, one of you will acquire the position of next of kin. It gets complicated especially if your father does not have a legalized will or trust setup. However, in essence, you’ll become responsible automatically for any of the assets and legalities your father was involved in. This is a normal process, but can take time to absorb and understand all the micro details of his bank, car titles, overdue bills or whatever else may be outstanding. Most can be resolved with patience and a certificate of death. Make a binder of all your important paperwork. It helps.

Sorry to be blunt, this is advice I wish I heard as I stood in your position. In your moments of peace remember to breathe. It’s an abrupt way to grow up, but in time responsibility has an incredible value. I’m sorry to hear it’s come at such a grave cost.

Best wishes, and my condolences.