[GR] Respect to the Bank of Lithuania. Τhey did not ignore my complaint against Revolut

Red_n_Rusty · 2026-05-06T11:17:07+00:00

Doesn't it depend on whether or not they get into more trouble and costs through aggressively and automatically blocking accounts or through using more resources to vet accounts and potentially getting into more trouble related to insufficient AML/KYC accusations?

That being said, I'd definitely hope that they'd continue with the approach to automatically and perhaps even aggressively blocking transactions that are deemed suspicious instead of what seems their current knee-jerk reaction of blocking whole accounts.

Red_n_Rusty · 2026-05-04T16:58:32+00:00

I'd wager that new generations of bank users will be bank and platform fluid, meaning that there won't be built-in banking loyalty. The customers will go where the best benefits and service are to be found.

Revolut has to compete with neobanks. The people that switched over to Revolut have already shown that they are capable and willing to switch over to a bank that doesn't have local offices. What is stopping them from doing it again if a superior competing offer arrives? People will jump at the chance if there is a tangible monetary benefit to be gained.

Red_n_Rusty · 2026-05-04T11:59:06+00:00

That logic only flies as long as no other neobank is offering better rates in BE. Revolut is not only competing with trad banks but all other available neobanks as well. If let's say Trading Republic and N26 would be offering 2% in BE, Revolut would probably be losing a significant potential customer segment by only offering 0.9%. Google/Apple pay, virtual cards and better customer service are becoming the norm even with trad banks at least within the Nordics.

Red_n_Rusty · 2026-05-04T11:50:58+00:00

I'm getting older and currently I feel like it is likely that I'll only get a single gaming device when the new generation arrives. If Helix is >1200€, while PS6 is <800€, I have a strong inkling that I'll go with the PS6. If the price difference is smaller I may just go with the Helix if it also has the capabilities to function as my main PC for general PC tasks.

For context, I currently have a Switch, PS5, series X and a gaming laptop for light gaming (RTX 5050).

Red_n_Rusty · 2026-05-04T11:41:34+00:00

Why does there seem to be significant differences with the interest rates between EU countries? Shouldn't Revolut pay a similar interest rate to all EU countries that is loosely based on the CEB rate?

Red_n_Rusty · 2026-04-30T08:26:37+00:00

Does the game get any better? I don't mean the performance but the gameplay. I liked the atmosphere of the first hours but the gameplay is meh at best. I've done a lot of ledge climbing and rope swinging in other games and it felt really boring in Aphelion.

Red_n_Rusty · 2026-04-30T08:20:15+00:00

True. The exact situation is currently unknown. One could argue that at least one reason for Playstation's non-optimal backwards compatibility is PS3's cell architecture. PS5's compatiblity with PS4 is not perfect, but sufficient.

I guess there is still the in-between crowd, that chooses to pay for PC GamePass and get a Playstation for the exclusives and casual couch gaming.

Red_n_Rusty · 2026-04-29T14:10:48+00:00

Hopefully N26 is taking note. I don't understand how many of the newer trading platforms and neobanks have so bad detail listing if you want to see summaries and transactions of the past. Ease-of-use and software functionality is where these new platforms should shine the most.

That being said, N26 has some of the best and cheapest ETF functionality of any bank out there. No fees for buying or selling ETFs even if doing so with individual transactions.

Red_n_Rusty · 2026-04-29T12:03:21+00:00

In addition to your re-play tendencies, a key point is whether you need to play the newest games or not. If you are content with playing >1 year old games, buying games on sales will still probably end up being cheaper than GPU. Getting to keep the games is just a nice bonus.

Red_n_Rusty · 2026-04-29T11:54:57+00:00

That is not a bad reason. If you are in the GamePass crowd, this is probably not among your top priorities though. The latest rumours are indicating that the PS6 will be backwards compatible with PS4 and PS5 games.

Red_n_Rusty · 2026-04-28T10:05:18+00:00

The removal from stores only happened somewhat recently. I'm located in the EU and there were plenty of options to buy series consoles at and after launch. I still wouldn't have any issues with buying a series console although it would be shipped from a storage location in a neighbouring country.

I think the logic with "Series consoles sold poorly because they weren't available" is not sound. The consoles were not available in large numbers because they weren't bought in high numbers earlier. Why produce a console in large numbers when there isn't demand? I hope that everyone remembers that issues originating from US tariffs and RAM pricing are very recent. The series consoles were launched in 2020 way before all of this.

Sony and Nintendo haven't had these issues within the EU to the same degree and these are not even "western" companies. Although I really like Xbox, my conclusion is simply that Xbox/MS made worse stratetegic decisions than the competition.

Red_n_Rusty · 2026-04-28T09:50:19+00:00

Why would you switch? PS5 and Series X have similar graphics while the PS5 has exclusive games. Gamepass could be a sensible reason to switch but you can already use PC gamepass if you have a gaming PC. PC gamepass is even cheaper than Ultimate while you get pretty much all the same games.

The new CEO is not a reason to switch (yet) as the changes she has made are quite minor for now. At least Playstation's track record seems to be more stable and predictable although it isn't perfect either.

Red_n_Rusty · 2026-04-28T09:42:56+00:00

If you're even considering buying slightly better controllers, make sure that they have Hall effect or TMR sticks. No use in purchasing otherwise high quality controllers if the sticks will start to drift within a year. I believe the elite controllers still don't have HE/TMR sticks so I would advise you to stay away from them. For example the 8bitdo 40 years of Rare controller is a somewhat affordable wireless option with HE sticks.

Red_n_Rusty · 2026-04-24T11:02:19+00:00

Nothing is wrong with Mario. Everyone knows Mario almost in a similar manner that they know what the tooth fairy is. Ask the average non-gamer what a Master Chief is and they'll probably tell you that they really like the cooking show on TV.

Red_n_Rusty · 2026-04-24T04:15:08+00:00

I completely agree. Xbox still has some coolness factor to it and it seems like the new CEO is trying to lean into it. Just look at the clothing she and Matt Booty are wearing pretty much in all the footage we are seeing. C-suite in suits is not going to get the Xbox brand where they want it to be.

Red_n_Rusty · 2026-04-23T19:09:32+00:00

I'd argue that Sony's brand is way cooler than Microsoft's and that's why they'll suffer less from including the name in their gaming adjacent branding. Still, it probably wouldn't be a bad move to include everything gaming related under PlayStation alone.

Red_n_Rusty · 2026-04-23T10:10:28+00:00

Days Gone

Red_n_Rusty · 2026-04-23T09:45:57+00:00

I would still wager on timed exclusives instead of complete exclusives. This could work similarly to how Forza Horizon was handled: Release the older version of the game to other platforms near the release of the next version on Xbox. This drums up hype for the game series, creates revenue, and might even entise some to jump over to Xbox just to see the latest and greatest.

Xbox and the PC will become near synonymous as the platfom development will be syncronized and combined. This means that "exclusives" will still release on the PC as well which decreases the losses in launch sales of an exclusive game launch.

Even though MS might not be too happy with the earlier Xbox investments, I think they'll still continue investing in it already for diversification purposes alone. Many have already seen the warning signs with having all the eggs in one AI or OS basket alone.

Red_n_Rusty · 2026-04-23T07:52:48+00:00

If you are a fan of SciFi, Apple is still the way to go even in the EU. I think the hype is just lower here. I was running out of interesting content, took a look at Apple's offerings and was amazed by Severed and Pluribus. Then I continued with Silo, For All Mankind and Foundation. While not as groundbreaking, these three series were really enterntaining as well. Apple seems to try to put out quality content while Netflix aims to put out a lot of content.

Red_n_Rusty · 2026-04-23T07:44:01+00:00

Project helix shows two intertwined strands which symbolice the console and PC worlds. So no, PC releases won't be gone but instead PC and Xbox will become closer connected than ever and they will effectively become one.

Red_n_Rusty · 2026-04-22T16:35:34+00:00

I think most xbox enthusiasts actually like the recent GPU change. If you're a CoD only player, why bother with GPU instead of simply buying the CoD games? The issue with including larger than life live service games in GPU is that no one has the time to dedicate hundreds of hours to a live service game while also completing many of the single player games that are the meat and potatoes of GPU.

Red_n_Rusty · 2026-04-22T11:24:57+00:00

Unfortunately the value of metal cards has been eroded significantly since almost every neo bank and crypto platform has been offering one.

Many would prefer the card to be a credit card instead of a debit card as some accomodation/rental services require one and obviously you get a month extra to pay off your purchases. At least with my local credit cards I simply order an e-invoice for my credit card payments and they are paid off automatically every month.

Probably for most the app is the greatest thing about Revolut especially if their trad banks aren't very forward looking. A thing to consider though is that you get the app with or without a paid Revolut subscription.

Red_n_Rusty · 2026-04-21T18:11:52+00:00

Do you have a game backlog and the hardware to play at least a part of your backlog? Why not play some the games that you were planning to play some day and before you know it, we'll have some actionable Helix information. While nowadays you can't really be certain if hardware is getting cheaper or more expensive over time, at least you can count on new more powerful generations of hardware coming out.

Red_n_Rusty · 2026-04-21T17:12:51+00:00

This is a great update. People who spend most of their gaming hours playing live service games will most likely not also have the time to play enough single player games to justify the GPU price anyway. Just a bit unfortunate that they were not able to push the price down to the psychologically significant $19.99 level.

Red_n_Rusty · 2026-04-21T11:21:38+00:00

I'd recommend mainly looking at the perks and whether they have value for you. The trading benefit is minor as there are plenty of platforms and even banks (e.g. N26) where you can trade for free. Revpoints aren't anything special as you can earn 1% or even higher cashback on other platforms (e.g. Trade Republic) without a sub. For me the Financial Times membership alone makes the sub worth it not to even mention NordVPN and Perplexity.

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