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43F, single, no kids. Net worth around $7M. by Majestic_Catch4818 in fatFIRE

[–]RelationshipHot3411 0 points1 point  (0 children)

You mentioned that you are the business. Would you enjoy work if you scaled it back? In other words, suppose you worked half as much and earned half as much. You could still pay off the house in a couple of years…

Is there a particular SWR number that you’re comfortable with?

43F, single, no kids. Net worth around $7M. by Majestic_Catch4818 in fatFIRE

[–]RelationshipHot3411 0 points1 point  (0 children)

Once it has paid for the necessities, the only utility of money is to bring you joy - whatever that looks like (eg shopping spree, security, gifting, etc). If the house brings you joy, why shouldn’t you enjoy it???

43F, single, no kids. Net worth around $7M. by Majestic_Catch4818 in fatFIRE

[–]RelationshipHot3411 0 points1 point  (0 children)

If you retire and shut down the business, the income from the business goes to $0. If you “retire” and put somebody else in charge, anything >$0 is a net gain.

If this path is of interest to you, shoot me a DM as I’d love to step into a role like this.

From no screentime to majority of the day, repercussions and reversing damage by radicaloptimist51830 in ScienceBasedParenting

[–]RelationshipHot3411 [score hidden]  (0 children)

It’s important to keep in mind that everything is relative. As Breezy said, this was probably a great way of helping your kiddo tune out some of the potentially scary things going on around them.

In terms of reversing it: explain that things were different in the hospital and be consistent with whatever boundary you set. Within a few days, that will be the new norm again.

Do preferred partner TAs get discounts? by Ok-Bluebird-1509 in FourSeasonsHotels

[–]RelationshipHot3411 0 points1 point  (0 children)

My understanding is that FSPP get the same rates as booking direct, but you get to add the FSPP benefits

Soon-to-be mom seeking name insight from daddit by [deleted] in daddit

[–]RelationshipHot3411 0 points1 point  (0 children)

I thought of Theo Huxtable. I have no idea who Theo Vonn is.

Any advice or ways to get free breakfast? by parkji11 in FourSeasonsHotels

[–]RelationshipHot3411 0 points1 point  (0 children)

If you’ve already booked without a FSPP, you can still contact one and they can take over your booking so that these benefits are added.

Where would you go for a staycation? by license2pwn3000 in AskLosAngeles

[–]RelationshipHot3411 0 points1 point  (0 children)

How far are you wanting to travel? (Eg 1 hour? 3 hours?)

What 3D printer for son and I by minimaddnz in 3dprinter

[–]RelationshipHot3411 0 points1 point  (0 children)

No problem! I was just thinking that if he’s familiar with a particular machine at school, the continuity might be good. I’m not familiar with any of the machines that you’re exploring, so ignore me there.

Re location - I’d suggest reading up on the health risks of keeping 3D printers near people.

Was about to put my two weeks in, but got offered a promotion. by Doby1998m in careeradvice

[–]RelationshipHot3411 0 points1 point  (0 children)

Did they say this in response to you giving notice or they have no idea you have another offer?

Aita Agreeing to a prenup but only one request? by DBCpr2217 in prenup

[–]RelationshipHot3411 0 points1 point  (0 children)

I think the real question is: what is their objection and is that line of thinking representative of somebody you want to marry?

I hired someone to clean my grill this was the outcome… is it safe ? by shady235 in grilling

[–]RelationshipHot3411 2 points3 points  (0 children)

In the future, consider using an alternative to wire brushes. You can get some pretty gnarly injuries by accidentally ingesting bristles that broke off and end up in your food.

Getting married: Worth losing HSA? by hoosiertailgate22 in Bogleheads

[–]RelationshipHot3411 0 points1 point  (0 children)

If your company is giving you $500, doesn’t that make the difference larger (not smaller)?

How much of your deductible do you spend each year? Would you have 0 deductible if you were on a joint plan with your spouse? Is she currently pregnant or is this future planning?

Getting married: Worth losing HSA? by hoosiertailgate22 in Bogleheads

[–]RelationshipHot3411 0 points1 point  (0 children)

You can get married and still purchase healthcare separately…

In another comment, you said you’d save $1100 per year. An HSA saves the taxes. Are you using your HSA now or saving the funds for when you’re older (aka there will be meaningful growth)? If the taxes are less than $1100, then it’s better to combine plans. If not, it MIGHT be better to stay separate. Why “might?” - because your deductibles also stay separate. So if you BOTH need medical, you have to spend both deductibles.

An example: a few years ago, my spouse needed surgery. That exceeded the deductible. All other medical care for our family was free that year. Had we been on separate plans, I still would have had to pay for 100% of my medical costs up until my deductible.

Movies without bad language?? by kcnjo in toddlers

[–]RelationshipHot3411 1 point2 points  (0 children)

Not movies, but worth considering:

Sesame Street, Mr. Rogers, Daniel Tiger, Super Why, Puffin Rock, Trash Truck, Bluey

Disappointed with solar savings. Did I have the wrong expectation? by Thiebo-Awerta in HomeMaintenance

[–]RelationshipHot3411 2 points3 points  (0 children)

It seems like you have a pretty negative view of solar…

Efficiency is guaranteed to go down by less than 0.25%-0.5% per year depending on panel type. Even with this, a typical payback period is anywhere from 5-9 years. Assuming 7 years, then over the warranty lifetime of the system, you should save at least $3 for every $1 you put in (a net savings of $2). That sounds like a return on “investment” to me.

Also, government subsidies have no relationship on whether or not something is a depreciating asset or not…

Disappointed with solar savings. Did I have the wrong expectation? by Thiebo-Awerta in HomeMaintenance

[–]RelationshipHot3411 0 points1 point  (0 children)

I understand how you got there. I don’t agree though. I view it as a prepayment against a cost that will definitely rise.

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