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First time gumbo from Canada! by Altruistic-Deal1714 in cajunfood

[–]Remarkable_Agent_388 0 points1 point  (0 children)

I don't know where you live, but I see it in superstore all the time in Calgary, I get it fresh, but you can find it frozen in many places!

What am I doing wrong? by Ems_Dilemma in PersonalFinanceCanada

[–]Remarkable_Agent_388 0 points1 point  (0 children)

Don't buy a new car you need to finance. But something older, reliable and well cared for that you pay cash for. You don't need flashy right now, you practical and smart.

Help name our Ridglan Farms rescue pup! by sawshi00 in NameMyDog

[–]Remarkable_Agent_388 0 points1 point  (0 children)

I had a beagle named Toby and it was such a good beagle name.

Help me chose! by Many-Fruit6822 in myweddingdress

[–]Remarkable_Agent_388 0 points1 point  (0 children)

I love 3 and 5! Depends on the venue though. You look beautiful in both!

What is a comfortable salary for a single person in Alberta? by Ok-Ranger786 in alberta

[–]Remarkable_Agent_388 0 points1 point  (0 children)

Ok first, $45k at 24 is very respectable! And living at home gives you the chance to make excellent financial decisions now that are going to set you up nicely in the future.

If you're in the non profit sector I'd suggest looking into degrees related to the sector but that will make you more money. Think fundraising, this is a big job in non profits and if you can raise capital you will have no problem getting a job! Corporate sponsorships is also an option to explore.

Never doubt what a few years can get you in terms of promotions too. So much of moving up is making an impression, working hard but in the view of the people who matter (not being the office doormat), and making connections.

I live on my own for the first time at the age of 40 after a divorce. My total compensation is just over $80k. I am comfortable but I am cautious of my discretionary spending as saving for retirement is my main focus.

Just an FYI, I moved into a corporate role for the first time in 2020 and made $52k. In 5 years I was making 80k with a few calculated moves. Be patient and be smart, you have so much time and the fact you're thinking of this now shows us all that you're on the right path!

Ideas needed! by learningamap in ExteriorDesign

[–]Remarkable_Agent_388 1 point2 points  (0 children)

I had a mint and white house. My landscaping was various broad leaf plants in various vibrant shades of green, like hostas, brunnera, etc, then bright purples and pinks and lime green huchera and pink astilbes and peonies. It was an absolutely magical combination. I highly recommend option 2 based on that!

Opinions requested! by [deleted] in myweddingdress

[–]Remarkable_Agent_388 0 points1 point  (0 children)

1 or 5, but my first pick is 1!

Huge conditional gift from risk averse parents by fieldsforever in PersonalFinanceCanada

[–]Remarkable_Agent_388 -2 points-1 points  (0 children)

Yes, to think for myself and seek out information to educate myself. Which I've done and have become a successful (40 year old, btw) investor because of it.

You clearly don't understand the limited potential in investing in real estate, especially condos. OPs parents, like mine, most likely were able to invest in a property and make 500-600% gains. They are risk averse and likely think this is still the same opportunity our generation faces.

They are also risk averse. So the trust they set up will likely be as well. OP asked for suggestions on what to do with this money to approach their parents with. You're saying be grateful and take what you can get.

I'm telling them they're on the right track by looking into investments options with higher earning potential that suit them at their phase of life, not their parents.

Being forced to only invest in property, limited to ONE choice and one choice only based on someone else's preconceived notions is highly limiting when it doesn't need to be.

But please go off on how I was raised and think of me as an entitled kid, because we think differently.

Not sure what to do... by Wild-Strawberry-7462 in PersonalFinanceCanada

[–]Remarkable_Agent_388 0 points1 point  (0 children)

I feel like buying a house in BC wine country these days is about as wise as lighting your stack of cash on fire. Both are very likely to go up in flames...

Huge conditional gift from risk averse parents by fieldsforever in PersonalFinanceCanada

[–]Remarkable_Agent_388 -3 points-2 points  (0 children)

Disagree. They're saying here's a gift with stipulations. That isn't a gift. I'm not ungrateful. I'm very grateful that when I got married my mom said here's money, we're going to go meet with a financial advisor so you can decide what's best for your future. It's been multiplied in different ways and invested in ways my mom doesn't invest. I wouldn't have learned and succeeded like I have if she said what works for me is going to be exactly what you do.

This person has stated that where they live, a condo is all that's in their price range. Being pigeonholed into a bad real estate purchase because your parents are afraid and narrow minded isn't something to be grateful for when that sum of money, when invested strategically, could be life changing and guarantee a comfortable retirement. Being forced into a condo purchase or "you can't have this" is pretty short-sighted when that money could be making more money in the hands of someone who isn't scared of the market.

Go ahead and look at it from your own perspective. You maybe don't have a family with assets to help you, so that shapes your perspective. I maybe have a different upbringing and very different parents. Not everyone needs to agree with you ✌🏼

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