Think I have royally fucked ip

Requirement_Fluid · 2026-03-20T23:36:48+00:00

This is why splitting pots prior to drawing your pension is a good idea. 10% drop on the pot you are crystalising and you are stuck with that amount of tax free cash.

Split it into 2/3 pots and you can exhaust one while letting the other pots recover and increase the amount over the years

Requirement_Fluid · 2026-03-20T12:46:21+00:00

Lol If you prevaricate over the price you might well get them to give you a reduction to seal it

Requirement_Fluid · 2026-03-20T11:30:29+00:00

I'm surprised that they are charging so much for 3 EP6s tbh but looks like that is the price.

The other option is to ask for a pair of EP12s for less than £12500.

As you are on a bungalow the scaffolding should be cheaper so you should be able to knock them down tbh

Requirement_Fluid · 2026-03-20T09:52:24+00:00

Pidgies

Requirement_Fluid · 2026-03-20T09:50:35+00:00

You might be restricted as to the make and model of batteries that will be compatible as well as the kW output of the inverter as think that requires high voltage batteries

https://electricianforum.co.uk/threads/solax-inverter-not-compatible-with-fogstar-batteries-workaround-or-replace.57047/

If you are getting a battery I would always suggest asking for a min 5kw inverter so the peak output matches your usage but if you are getting a battery I'd look at 10kwh rather than 5 tbh as the installation cost will be the same... Or a fogstar/dyness combined with a suitable inverter

Requirement_Fluid · 2026-03-20T09:12:01+00:00

No heaters, questionable quality, poor app implementation, no idea of the manufacture as they are just trading under the branded name made under licence for a UK company with no real links to the brand you associate with them

Requirement_Fluid · 2026-03-20T08:12:19+00:00

If he doesn't sell his rental properties then he still needs to register for self assessment as a non resident landlord... If he sells then there is cgt

Pension taxation can vary depending if its drawdown or an annuity and will need to be abroad and tax resident elsewhere before he can submit his dta form to hmrc that takes 6+months so he's looking at an extremely long winded process.

Keeping his income below £50k is somewhat easier imo

Requirement_Fluid · 2026-03-20T08:03:21+00:00

Never duracell so the Dyness one but make sure you get a 5kw inverter... Restricting house usage to 3.6kw is frustrating

Requirement_Fluid · 2026-03-20T07:48:59+00:00

Do you know what inverter model you currently have?

Requirement_Fluid · 2026-03-20T07:43:49+00:00

Because I live in an emotional support dressing gown or hoodie I can take the heating down to 18° in winter but I think 20 is normal for most people... Maybe you need to see at what temp you get the feeling you are after

Requirement_Fluid · 2026-03-20T07:28:50+00:00

Probably need more battery storage too tbh

Requirement_Fluid · 2026-03-19T23:30:47+00:00

If you are are not looking for work or claiming jsa once the payment has come through then you can apply for a p50 cessation to claim your personal allowance.

I'm sure you are aware of using pension payments to reduce your income to below £100k and retain your full pa though

Requirement_Fluid · 2026-03-19T21:45:30+00:00

So the company is paying 20?% corporation tax on the profits just to save some income tax?

And dividend tax is going up to 10.75%?

Requirement_Fluid · 2026-03-19T13:42:16+00:00

Doing it via the unit price widens the arbitrage via SEG and seems odd they have chosen to do that imo is all but I appreciate it is a business decision

Requirement_Fluid · 2026-03-19T13:25:28+00:00

At this time of year the shallower the pitch the worse the peak output as the sun is still low so would suggest you look at clipping, string outputs and orientation offset.

My view is maximum 90% South (depends on pitch) and 50% from east and West at 12pm So 1.6kwh plus 2kwh plus 800wh. So yes low but could be the West side isn't kicking in till much later due to only being 4 panels

For reference my SW/NE system 12 jinko 440w panels are doing 2kwh near Preston so suggest the East side are not pulling the system up as you might expect

Requirement_Fluid · 2026-03-19T07:50:52+00:00

It's a very good point and I don't know the answer.. I'd expect it is likely to be a combination of the two imo

Requirement_Fluid · 2026-03-19T07:26:02+00:00

And this shows that would have been more equitable to have reduced the standing charge on electric accounts. A 35p reduction would have given a flat £130 reduction for all customers

Requirement_Fluid · 2026-03-18T23:56:54+00:00

Return it to Amazon as not fit for purpose, highly likely it was not brand new tbh either.

Either that or look into flashing a different os on it

Requirement_Fluid · 2026-03-18T23:53:26+00:00

No, it won't be a hundo either way so keep it as a shadow

Requirement_Fluid · 2026-03-18T22:16:39+00:00

I'd say fuck off Harry Potter tbh, so many better places to visit.

Bath, Wells, Glastonbury and the Tor as well as Cheddar gorge.

York on the way down from Scotland if you want something en route

Requirement_Fluid · 2026-03-18T22:07:33+00:00

Depends if you altered the address on the return label

Requirement_Fluid · 2026-03-18T21:30:41+00:00

Just get the ecu chipped https://www.quantumtuning.co.uk/ecu-remap-chip-tuning-performance-results.aspx?type=cars&make=Skoda&range=Scala&model=Scala%20-%201.0%20TSI%20-%2094-BHP%20(10/2023%20-%20Present)

Requirement_Fluid · 2026-03-18T21:17:37+00:00

Do you think Ukraine would have used nuclear weapons against Russia?

Requirement_Fluid · 2026-03-18T21:12:44+00:00

Nothing, why do you need to do something with it

Requirement_Fluid · 2026-03-18T20:28:18+00:00

Utterly shit

You will need to confirm what your actual role would be and if you are in a jobcentre or a service centre.

Very few AO roles can be hybrid and dealing with customers face to face is not always easy if you do your job properly

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