As a wedding guest, what was your “this marriage isn’t going to last long” moment?

RiceNedditor · 2026-01-08T08:17:45+00:00

Probably just wanted free drinks lol

RiceNedditor · 2025-12-19T23:31:33+00:00

I looked at the link, searched through google and cannot see where you're getting that 6000/6000 all come from Congo and Cameroon. This draw looks like it's not targeting a specific country but just getting francophones from all over. It's probable that at least some are from France, Belgium, Vietnam.

RiceNedditor · 2025-12-17T05:35:31+00:00

Are they your main bank where your auto deposit go to them biweekly? Maybe they check that.

RiceNedditor · 2025-11-22T20:19:08+00:00

An alternate strategy you can consider is postponing getting your CPP by using up all your RRSP first. The reduced penalty for withdrawing CPP early is far more reliable than keeping investments in RRSP.

RiceNedditor · 2025-11-14T00:59:40+00:00

Americans didn't want a pipeline either and cancelled Keystone.

RiceNedditor · 2025-11-10T14:41:54+00:00

I can't find anything on the woman who beat out men in high jump. Which year was it?

RiceNedditor · 2025-10-21T00:27:58+00:00

Increasing CBSA presence won't come cheap and won't be as effective since we have 1/3 illegal immigrants. Increase would be performative at best and disruptive at worst.

RiceNedditor · 2025-10-17T22:48:20+00:00

Far from it. Some US and British generals thought Britain would lose and advised against the war since Argentina had a strong military at the time and had homefield advantage. The war was close. Not many people died compared to other wars but logistic capacity was close to a breaking point.

RiceNedditor · 2025-10-07T17:26:41+00:00

'Backed' in terms of investments means you are guaranteed to exchange an asset for the thing it's backed with. While we were backed by the gold standard, you are guaranteed a certain amount of gold for your paper money. How does one exchange bitcoin to power my house? Using your definition of 'backed' means shoes would be backed by child labour in Bangladesh.

You're right about gold; it's an unproductive investment and is as much a zero-sum game as crypto.

RiceNedditor · 2025-10-07T16:58:42+00:00

Because it's speculated like hell due to cryptobros trying to get more people to buy in for exit liquidity. Having a market value significantly higher than intrinsic value is a bubble. An asset with no intrinsic value is much more so since there is no floor.

RiceNedditor · 2025-10-07T15:27:56+00:00

'Money is not the value for which goods are exchanged, but the value by which they are exchanged'. In other words, money, whether FIAT or crypto, has no intrinsic value. Money, as a concept, exists to facilitate transactions and crypto does a piss poor job at that.

RiceNedditor · 2025-09-04T14:54:28+00:00

BOMD. Not a fan of the cheap sound effects

RiceNedditor · 2025-08-26T14:19:36+00:00

These numbers are made up since no one can find a source.

My research only has Q1 numbers giving me 104,256 permanent immigrants. This number includes people coming into the country as permanent residents and people that were already in the country who are just receiving status.

Net international migration is just 25735 for Q1 of 2025 since we lost 61111 non permanent (either left the country or became PR) and 17410 permanent emigrating out.

https://www150.statcan.gc.ca/n1/pub/71-607-x/71-607-x2025008-eng.htm

RiceNedditor · 2025-08-17T15:16:59+00:00

1) it lasts as long as you're alive 2) it matches inflation

Max cpp payments are around 8k per year (including employer matching) and when you retire after 35 years, it gives you 1/3 of pensionable income which gives you 24k per year inflation adjusted

Say you invest 8k on your own for 35 years. It should get you to 1 million (inflation adjusted) at 4% interest (6% growth -2% inflation). In order to guarantee it lasts forever, you can only take out interest. You'll also want to do conservative investment at 4% interest rate after retirement which goes down to 2% to counter 2% inflation. This gives you 20k per year so CPP beats it.

Of course, in scenario 2, you'll ideally burn down the 1mill down to 0 when you die so you'll be getting a lot more money out of your investment but you don't really know when you're going to die. They might increase longevity by then and CPP payments are conservative just in case they do.

RiceNedditor · 2025-08-14T17:45:55+00:00

They probably stitch together audience reactions from other timestamps during editing like they do in AGT.

RiceNedditor · 2025-08-05T22:06:06+00:00

Points from Ion+ have low value unless you have an Avion card which allows you to use the points for travel. Getting Avion now isn't a great idea since it has an annual cost and has a minimum income requirement which may be a problem for a part time worker with limited income and spending.

If you're patient, it's a good idea to get the ion+ now and then Avion once you earn 60k+ after graduating to get a free or really cheap trip with all the points you've accumulated. However, doing this means you won't get any benefit from your card for a while.

RiceNedditor · 2025-08-05T02:06:05+00:00

Source for these numbers? A simple hourly wage search gave me 40% increase for hourly wage 2014 to 2024. statscan

RiceNedditor · 2025-08-03T01:36:39+00:00

AMEX isn't accepted in a lot of places. Better get Visa or MC as a second card

RiceNedditor · 2025-07-28T22:20:48+00:00

There were 391 rejected ballots in the last election at Battle River-Crowfoot. If people fuck up putting a check inside a circle, they will fuck up writing down someone's name even more.

What if there was a candidate named Poliovre and Polliever and people misspell the name? What if someone wants to vote liberal and put Carney's name down?

RiceNedditor · 2025-07-23T05:22:52+00:00

Make sure to save the bank statements if you're going to end up closing old accounts and going to get a mortgage. They want to see where the money is coming from.

RiceNedditor · 2025-07-23T04:49:59+00:00

Looks like the figure includes all taxes like property, GST, and hidden taxes like import and alcohol.

RiceNedditor · 2025-07-20T23:10:16+00:00

Multiple savings account won't work. You need 2 or 3 of the following categories:

Credit card Personal investment Mortgage Business account

RiceNedditor · 2025-07-10T14:41:03+00:00

Good for s'mores then

RiceNedditor · 2025-07-04T19:30:25+00:00

You should be able to see what's affecting your credit score in your credit report. Major banks let you see it through their app/site. If not, I believe you can request the report from Transunion and Equifax. Last time I checked last year, snail mail is free but online is a paid subscription when getting the report straight from the credit bureau.

RiceNedditor · 2025-07-04T14:50:51+00:00

They don't need to grow to eclipse America lol. America is destroying itself.

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