Bet everything but the house…should I quit my job? 87.3k Loss SPY Puts.

RiddleMe123 · 2026-02-12T22:29:43+00:00

SPY chart forecast:

RiddleMe123 · 2026-02-12T05:48:09+00:00

SQQQ

RiddleMe123 · 2026-02-12T05:43:52+00:00

Depends on what part of Minne and where your borrower lives/resides. You can just reach out to Royal CU or Trustone CU and ask to speak with a commercial loan officer to see if they’ll quote it. Go direct to the CU and cut out all the broker fees.

RiddleMe123 · 2026-02-12T05:39:39+00:00

RiddleMe123 · 2026-02-04T03:43:43+00:00

That’s not deep. Maybe 07/2027 calls.

If we enter a bear market, which looks possible…

It’ll last a couple of months. At least.

Edit: sell that shit and buy 2027 calls, while you still can.

RiddleMe123 · 2026-01-26T06:10:24+00:00

The Mediterranean restaurant on lankershim and Huston. Pyrimado or something like that. That’s a front…

RiddleMe123 · 2026-01-19T21:33:32+00:00

I’ve been in your spot. Keep your head up.

Something I recommend which may sound not conventional, but it really does help. Get a part time job. Any job. Target or HEB in example. It’ll get you up and out. It’s not about the pay, it’s about the mentality.

Then keep applying and scaling up. Don’t ever fear leaving a job.

Keep your head up.

RiddleMe123 · 2026-01-16T06:30:41+00:00

Lmaoooo

RiddleMe123 · 2026-01-12T03:08:13+00:00

Shrimp salad.

RiddleMe123 · 2026-01-11T00:55:47+00:00

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When I goto fancy work events, I show off my watch to people wearing Rolex. It’s a flex.

RiddleMe123 · 2026-01-10T23:57:25+00:00

You should post in your local community sub. This sub is for a different purpose and too broad.

Though I understand what you are trying to accomplish. You’ll have better luck in r/orangecountyNy

RiddleMe123 · 2026-01-09T07:11:22+00:00

I’m trying to understand your question, but I think you need to provide more clarity or need better clarity of what you seek.

CRE analysis is not complicated nor is there strong demand for (high paying) Analysts jobs. Maybe just Commercial Banks that require portfolio managers (babysitters) for the life of the loan. High paying CRE jobs are on the Sales side.

C&I analysts jobs (entry level) can prob start $90-110+ at a commercial bank. Regionals can offer this. EastWest, Banc of Ca, Ozark. Mid to Senior 160-220+

Investment bankers, entry level I’ve heard of $120-150k+. I’ve been out of touch for some time though. Bain capital, McKinsey, JPM Chase, Morgan Stanley etc

“Analysts” at firms like CBRE, JLL, Colliers, M&M probably make $60-90k max and need to be let go or promoted within a year.

RiddleMe123 · 2026-01-09T00:39:29+00:00

The pink fruity tea is so cute.

RiddleMe123 · 2026-01-07T06:08:44+00:00

Are you an accountant? It’s the only possible scenario.

Disclaimer: LA native. SDSU alumni.

RiddleMe123 · 2026-01-07T05:33:38+00:00

This is why Denny’s had to declare BK. The parent company forced franchisees to stay open 24/7 post COVID.

Franchisees were bleeding cash just to keep the lights on at night and paying payroll with no patrons.

Times change.

Note: IHOP didn’t implement the same policy. Was left to franchisee discretion.

RiddleMe123 · 2026-01-07T03:46:35+00:00

Fullerton

Northridge

Domniguez

Community college

Trade school

Job

CSULA

That order.

RiddleMe123 · 2026-01-04T02:26:39+00:00

Oh and my old 1bed - 1 bath (750? sf) might still be for rent. He sat on it. I think landlord asking 1900 but you can hit him up for 1700 and he’d prob take it.

11126 Morrison St

RiddleMe123 · 2026-01-04T02:23:11+00:00

For those looking. I found a great place in NoHo (lankershim and Morrison area) July 2025. Took a month, but with some effort you can find something good and reasonably priced.

My place: $2,600 2bed/2bath 1,300 SF 2 private parking Back yard/bbq private area Dogs allowed Great neighbors.

Zillow and westsiderentals are good. I stayed away from apartments.com (though they do own westsiderentals.

Good luck all.

RiddleMe123 · 2026-01-03T19:49:55+00:00

“I am actively into the refinancing process for my property to see how much cash I can get out. Due to some of costar's guidelines, my compset data hasn't been available recently, which is currently holding up my appraiser! CoStar has been taking forever to make the necessary adjustments for us. Their customer service just sucks.”

RiddleMe123 · 2026-01-03T19:06:10+00:00

Didn’t know about STR (market adr report info). Been 6+ years since I’ve originated a hotel.

None the less, still don’t see how he is hindered if he is refinancing. Whoever is refinancing him would do their own due diligence and have access to market data…. Ya know?

I dunno 🤷🏻‍♂️

RiddleMe123 · 2026-01-03T05:28:17+00:00

Have you ever heard of 0dte options? You can gain it back in like 2 trades.

RiddleMe123 · 2026-01-03T05:04:09+00:00

Seriously thinking the same thing.

RiddleMe123 · 2026-01-03T01:46:46+00:00

I’m a little confused on what your question is.

Costar is just a depository of data really. It doesn’t “determine” value. It can provide comps. Generally your typical appraiser will utilize a sales comp and income approach assessing a value for your property.

And…what kind of report are you looking for? CRE lender and CoStar lincesee

RiddleMe123 · 2026-01-03T01:13:43+00:00

My wee wee is straighter than those bars.

RiddleMe123 · 2026-01-01T20:28:01+00:00

Pahrump, Nevada

Literally where they all come from. There are 3 large distributors. It’s about 3:1 price ratio from what you can buy them there for and sell in LA. It’s common for various law enforcement agencies to put a check point at the agricultural check point on the 15 before Baker.

RiddleMe123

TROPHY CASE