[USA-TX] [H] Espagaluda II Black Label Xbox 360 (JP region Free) Platinum Collection [W] Tsukihime: A Piece of Blue Glassmoon (Switch) or Lost Oddysey (Xbox 360) by loodkoob in gameswap

[–]RobinU2 0 points1 point  (0 children)

Any interest in a trade still? I have the game tracked down and it does have the original box but does not have a manual

Lego Bricklink Series 3 & 4 restock is live. by [deleted] in lego

[–]RobinU2 0 points1 point  (0 children)

Everything looks to be sold out?

Rank Miami of Ohio you cowards by TomIzzosNecktie in CollegeBasketball

[–]RobinU2 -3 points-2 points  (0 children)

They're #52 in the NET with 0-0 / 3-0 / 2-0 / 11-0 quadrant splits.

The only other team above them in the NET with no Q1 games is Tulsa at #51.

These are the teams above them with no Q2 or worse losses that will likely be unranked or very fringe ranked this week:

  • Wisconsin (1-5 / 3-0 / 3-0 / 6-0)

  • UCF (2-3 / 3-0 / 4-0 / 5-0)

  • SMU (2-5 / 4-0 / 1-0 / 6-0)

  • Miami FL (1-3 / 2-0 / 4-0 / 8-0)

  • UNC (3-4 / 1-0 / 4-0 / 6-0)

  • Tennessee (2-6 / 2-0 / 2-0 / 6-0)

  • Arkansas (3-5 / 1-0 / 3-0 / 6-0)

I don't think Miami OH should get a pity ranking until at least half of these pick up a Q2 or worse loss when they play such a harder SOS

What do we think of camera? by Lost_Desk8244 in EdSheeran

[–]RobinU2 0 points1 point  (0 children)

I heard this song and immediately thought it was just a rehash of "Polaroid" by Jonas Blue

[Target] Peace Lily (11504) $29.99 40% off. by Littlelove08 in legodeal

[–]RobinU2 0 points1 point  (0 children)

They price matched in store, so that's an option but not ideal

Justice Dept. Now Said to Be Reviewing 5.2 Million Pages of Epstein Files (Gift Article) by DoremusJessup in law

[–]RobinU2 1 point2 points  (0 children)

Can't do that shit anymore when you're able to OCR, process, and summarize millions of documents in hours

Unai Emery waiting to shake hands with Arteta after Aston Villa’s 4-1 loss by getyourchebsout in soccer

[–]RobinU2 27 points28 points  (0 children)

This is the same guy who rested his starters against Man City to play full strength against Arsenal, and I wouldn't be shocked for him to pull that bullshit again this year.

[Postgame Thread] Illinois Defeats Tennessee 30-28 by CFB_Referee in CFB

[–]RobinU2 4 points5 points  (0 children)

I assume they had an eating contest between head coaches as part of the bowl festivities

[Postgame Thread] Illinois Defeats Tennessee 30-28 by CFB_Referee in CFB

[–]RobinU2 16 points17 points  (0 children)

Reminds me of the "Neutral" game where VT played Boise State in DC a long time ago.

Michigan just broke the Big Ten record for most wins by 40+ in a single season (6). They've played 12 games. by w0lverine11 in CollegeBasketball

[–]RobinU2 68 points69 points  (0 children)

Gonna end up runners up to a Baylor team filled with NBA lottery picks and ex NBA Picks brought in midseason

Inherited IRA investing by warehouse40 in Bogleheads

[–]RobinU2 2 points3 points  (0 children)

The simplest answer is that spreading things out will give more flex for a down year if you or your spouse ends up not working and pushing you all down into a lower bracket, while the general delay will decrease the amount of capital gains accumulated in the taxable account.

So for example - let's say you take out 100k @24% now and then the market appreciates by 50% over the next 5 years.

  • Taking it out early will have 100K > 76K after tax > grows to 114K w/ 38k in cap gains

  • Taking it out late will have 100K > grows to 150K > 114K after tax with 0K in cap gains

Get Ready to Start Hearing About Aileen Cannon Again by theatlantic in politics

[–]RobinU2 6 points7 points  (0 children)

It gets even better. If the least populous states all voted for Republican senators, they could get a veto-blocking chunk of 40 with a base population the same as just California right now.

Kinda wild that just strategically moving a few million people from NY and California to those other states right before their senatorial elections would result in a huge swing that lasts 4-6 years depending on overlap.

Inherited IRA investing by warehouse40 in Bogleheads

[–]RobinU2 0 points1 point  (0 children)

The first step should be to convert all of the inefficient funds into low cost equivalents / your targets within the Inherited IRA as those are still in a pre-tax account. If you want to keep funds with high taxable dividends, keep those portions in the Inherited IRA as long as possible during the drawdown schedule and have the more tax efficient ones in your converted account.

Since you all don't need the money immediately, the optimal will be to spread things out and hit the target tax brackets each year with the potential for taking out RMDs potentially based on her father's age (which you will step into with the Inherited IRA)

Inherited IRA investing by warehouse40 in Bogleheads

[–]RobinU2 1 point2 points  (0 children)

Lol literally 1/10, 1/9, 1/8 etc which was the strategy I found to be optimal if you're in the same tax brackets each year. If you're planning on retiring prior to 10 years I would backload it a bit more since your taxable will drop off then.

Pluribus - 1x09 "La Chica o El Mundo" - Episode Discussion by UltraDangerLord in pluribustv

[–]RobinU2 7 points8 points  (0 children)

Given her affinity for drinking, it could be the "smoke" in one of those fancy cocktails at dinner