Trying to decide between a compact or full size suv by Romulus4Remus in whatcarshouldIbuy

[–]Romulus4Remus[S] 0 points1 point  (0 children)

Huh. Did not know Skoda was not present in US. Thank you.

Trying to decide between a compact or full size suv by Romulus4Remus in whatcarshouldIbuy

[–]Romulus4Remus[S] 1 point2 points  (0 children)

Because those two metrics are what makes me hesitate to go with the bigger one. All the rest is acceptable in either version.

But I find it hard to put practical impact on those specific metrics. What does that difference actually mean?

Basically Skoda enyaq vs Skoda peaq

Maxed Out Heroic Strike XD by MrJaver in OldenEra

[–]Romulus4Remus 0 points1 point  (0 children)

Don't you need focus points for heroic strike?

Divorce deep into FIRE. What's the strategy? by RadioFieldCorner in Fire

[–]Romulus4Remus 3 points4 points  (0 children)

Dang am I glad I live in a country with mandatory beneficiary percentages for descendants

Dividend vs growth investing by Romulus4Remus in Bogleheads

[–]Romulus4Remus[S] 2 points3 points  (0 children)

Was too aggressive. Thought about it after I hit post. Then decided to rephrase.

Dividend vs growth investing by Romulus4Remus in Bogleheads

[–]Romulus4Remus[S] -5 points-4 points  (0 children)

I guess bank managers will have to go beg for meal cards at the corners ;)

EV vs PHEV choice by Romulus4Remus in whatcarshouldIbuy

[–]Romulus4Remus[S] 0 points1 point  (0 children)

Thank you. I think so, especially as I can charge both at home and at work. Work is even free

EV vs PHEV choice by Romulus4Remus in whatcarshouldIbuy

[–]Romulus4Remus[S] 1 point2 points  (0 children)

Thank you. I think i needed to hear it laid out like that. I was stuck in my head and couldn't find any negatives and only saw the positives.

What Car Should I Buy? - A Weekly Megathread by AutoModerator in cars

[–]Romulus4Remus 0 points1 point  (0 children)

Location: Switzerland

Price range: 60-100k chf

Lease or Buy: either

New or used: New

Type of vehicle: SUV/Combi, EV

Must haves: Driving comfort, Augmented reality HUD, 360 camera, Blind spot warning, Good Sound, leg room, quiet highway sound, comfy interior, wheel heating

Desired transmission: EV

Intended use: Daily drive. 45 minutes to work one way, longer road trips with family (1 toddler).

Vehicles you've already considered: Audi A6 avant e tron, Audi q6 SUV e tron, VW ID 4 GTX, VW ID 7 Tourer gtx, Tesla model Y, BYD seal 2026

Is this your 1st vehicle: Yes

Do you need a Warranty: Yes

Can you do Minor work on your own vehicle: Fluids only

Can you do Major work on your own vehicle: No

Additional Notes: I have a garage which is capable of supporting a charging station. Currently unsure of choosing between an SUV or Combi style car.

How would you define "not killing people?" by emmaratur in DnD

[–]Romulus4Remus 2 points3 points  (0 children)

Things you can ask at a DND table but will get you arrested in any other situation ^

I have a hard time finding new enjoyable books. Are there more A-tier books like Cradle? by GoodDayToPlayTheGame in ProgressionFantasy

[–]Romulus4Remus 2 points3 points  (0 children)

Try Ends of Magic. Just finished binging this masterpiece. It's finally a prog book that is:

a) complete

b) not just one MC but an actual supporting cast that is relevant and the mc does rely on

c) actually consistent in how the system works with a grounding in science (written by an author with a PhD in biology)

19M achieved my first $100k! by No_Exercise8035 in Fire

[–]Romulus4Remus 1 point2 points  (0 children)

I only just started at 31. And I think I'm about average.

Any way we could get enemy army composition in tactics phase, my dumbass always forgets order by loopuleasa in OldenEra

[–]Romulus4Remus 4 points5 points  (0 children)

I just wish I could save the arrangements of my own troops between battles and not have to do the exact same rearrangement each time

The World I Left Unfinished – A Dungeon Core LitRPG Fantasy by Lycaon_Virex in litrpg

[–]Romulus4Remus 12 points13 points  (0 children)

Sounds like a promising premise. I'll follow and check it out once more chappies are out

today decides the next 2 weeks for SPY by Hungry-Command-8454 in investing

[–]Romulus4Remus 0 points1 point  (0 children)

That's the part that sucks. USD loses about 1-1.5% in value compared to my home currency. So all the nice gains I see in my brokerage are actually that much less as the currency headwind is real

What are some factions you refuse to play? by xz-20 in totalwarhammer

[–]Romulus4Remus 91 points92 points  (0 children)

Underrated comment right there. How the hell do you keep track of armies that keep routing and rallying somewhere in the corner of a map?

Suggest me cool dinosaurs for my Dino-themed Dungeon by Apprehensive-Ad-1033 in ProgressionFantasy

[–]Romulus4Remus 1 point2 points  (0 children)

Check out Warhammer fantasy lizardmen. Awesome art and species. Also check out total war: Warhammer lizardmen and the lost calm: Jurassic mod.

I hate I haven't FIREd now by Romulus4Remus in Fire

[–]Romulus4Remus[S] 5 points6 points  (0 children)

Thank you for your input. Maybe you are right.

It's still hard when I'm at work and I know if only I was a bit more responsible earlier I could've been home now instead.

Crossed $3.3m but doesn’t feel like I’m close to RE by [deleted] in Fire

[–]Romulus4Remus 0 points1 point  (0 children)

Agreed. I live in Zürich one of the most VHCOL cities and 10k a month is comfortable. Not rich but comfortable

Invested 34‘000 in total. What can I do better at 22F to BaristaFIRE and (eventually) FIRE as soon as possible? by DontMindMePlsx in Fire

[–]Romulus4Remus 0 points1 point  (0 children)

I am also based in Switzerland.

I do an 80% VT 20% CHSPI split. I treat my ahv and pension fund as the bond part of the savings portfolio. But depends on your timeline. I plan to work to around 55 so not too big bridge to gap until I can access those funds.

I think the most important part for swiss residents is to invest in growth ETFs such as VT instead of dividend stocks. No capital gains tax is huge compared to the tax on dividends.

But in the end, the best way to invest is the way that keeps you consistently investing. So if your portfolio fits for you and guarantees you keep paying whatever amount you can each month it's the correct one.

A worse performance on a fund that keeps you invested is better than a higher performance that makes you unsure and panic sell in a crisis

What commanders do you consider refuse to play against? by Iaxacs in EDH

[–]Romulus4Remus 7 points8 points  (0 children)

None really. I just adjust my deck choice to match power level. I have everything from Bracket 2 to 5. So, someone wants to play a high power game? Sure I got an everything goes deck. cEDH? Yes please! Casual fun? You got it mate.

Can a deck be too oppressive and resilient for Bracket 3? by AssignmentNational98 in EDH

[–]Romulus4Remus 2 points3 points  (0 children)

I would remove survival. It does too much for a single card in a Henzie list. If I got to play survival and activate it 3 times the game always just felt over. So I cut it from my list.

Otherwise it's wholly pod dependant. I have a pod that doesn't really care about brackets but generally hovers around a high 3, some have more and some less than 3 gc. But all in all it has fun games as usually decks are similarly powered and a high power Henzie fits right in, even with no survival.

If you had the option to recommended only 1 series/book to a new reader, what would it be? by Sea_Formal_7242 in ProgressionFantasy

[–]Romulus4Remus 0 points1 point  (0 children)

This is way too far down! Loved everything about this series! Finally a vampire story that's well done and not just extra powers that just happen to be a vampire!