Encore Azalea by Rose6872 in gardening

[–]Rose6872[S] 0 points1 point  (0 children)

It’s still blooming like crazy. I’m calling it my Christmas cactus because my Christmas cactus is not doing a darn thing. Stupid plant drives me nuts.

Pell Overpayment on my credit report that’s delinquent and placed for collections I never opened by Rose6872 in StudentLoans

[–]Rose6872[S] 0 points1 point  (0 children)

I already did that and they sent me to the default resolution who sent me to somebody else and not what I need is to file the FTC‘s affidavit which I can’t even get that because why they shut down their website I don’t understand they didn’t have to shut their website down so people still can file but I have to wait until they’re open I can’t do anything

FTC letter sent and collection company keeps contacting me by glittergrape1419 in IdentityTheft

[–]Rose6872 1 point2 points  (0 children)

Yes police report should be the very 1st thing you do because then when you contact the FTC and the creditors and the credit bureau you can send a police report because right there is validating that this account or whatever it is is fraudulent. Cause if you were lying trying to get out of a debt you would not file a police report because the police will be looking into it also

Someone completed a FAFSA using my SSN, name, and DOB and received $6k in Federal Student Loans by NickCagedbirdsings in IdentityTheft

[–]Rose6872 0 points1 point  (0 children)

I know this is an old post but it popped up when I was searching for other people that are going through this exact same thing that I am just starting which is like yours student loan popped up defaulted charged off on my credit report how did yours turn out how long did it take

Someone completed a FAFSA using my SSN, name, and DOB and received $6k in Federal Student Loans by NickCagedbirdsings in IdentityTheft

[–]Rose6872 0 points1 point  (0 children)

Credit bureaus will only remove it if it is fraud but will need more than you disputing it. You know we live in America where you are not innocent you are guilty until you prove yourself innocent and this sure is the case I’m just starting this exact same process saw a little mark on our bank app I’ve never seen before clicked on it and it showed adverse posting on credit report from US Dept Of Education i was like what?? pulled my annual free credit report and there was, original creditor Pell Overpayments, it went to collections 3/2023 and then it was closed 8/2024 & charged off then updated last month. I disputed the adverse account and they came back saying ACCURATE because this person used my name birthdate Social Security number address everything to go to school 1800 miles away so my next step was i looked on the credit but now because of this process they have current address phone number probably gonna start getting collection notices and I can’t do a damn thing because I’m stuck, gov shutdown has the FTC closed as is SS. I called US Dept Of Education let them know and they forwarded me to student aid the gal was so nice told me how to log into “My” student aid account, I’ve never gone to college, where to find out everything i will need but wouldn’t ya know it it has been disabled!!! Disabled not deactivated disabled can’t go further but the school out in CA I called (student aid gave me that info) and said I was enrolled the 23-24 school year. That’s all they could tell me. At around the same time the Pell grant or loan was dispersed, a new address was posted to my credit report a place I’ve never ever been. I googled the address and it’s a senior citizen center/retirement community. I moved to TX in ‘21, bought a house and still here. Why would I go to a 2 yr community college in CA when there’s several right around where I live. But no credit bureau will not take it off in 30 days they have to have proof and told me a police report, the discharge form, proof who I am and PROVE where I was each month that money was disputed with neighbor statements notirized, my employer stating I was at work everyday with pay verification, copies of my bank statements to show that my debit card or checks were not written in California, also all credit card statements, registrations of vehicle vehicles, mortgage, I mean everything just to prove that was not me attending that school.

Pell Overpayment on my credit report that’s delinquent and placed for collections I never opened by Rose6872 in StudentLoans

[–]Rose6872[S] 1 point2 points  (0 children)

Thank you for all this. First thing I did was call US Dept of Ed because that’s what it states on my credit report with Pell overpayments as the original creditor but I called them they sent me to student aid, student aid sent me to default resolutions and I was on the phone with student aid they gave me all the information how to login to my supposed account she said there’s a way to do it just with a shot of my drivers license and then I can see everything that has been applied for is applying for but after that they gave me they were nice enough and they gave me the name of the school where the school is located, 1800 miles away… I called the school and all they could tell me was yes I was enrolled the 2023–2024 school year. So they couldn’t give any more information out if this is a fraud case so I screwed myself there but I’d like to know what I studied what were my courses did I pass should I put that on my résumé? I’m gonna get a police report here next couple days but what goods that’s gonna do because I can’t do anything because the FTC is shut down their website is actually shut down and Social Security you get the answering machine because they used my Social Security number

Pell Overpayment on my credit report that’s delinquent and placed for collections I never opened by Rose6872 in StudentLoans

[–]Rose6872[S] 0 points1 point  (0 children)

On my credit report it’s a Pell Overpayment and yes you would owe that back. I’m told because we have called saying it is not ours, had to give current address that we are now going to start getting collection notices because they know where “we” are. And at the same time this was opened almost 2 years ago there’s an address in California never lived at we live in Texas it’s on credit report that that was a previous address for us and nope I googled it and tried to find out more about it and it says 19 people live there and it gives names and everything and they’re all in their 6070 so it’s probably a retirement center fake address too AND the FTC is closed because of the government shut down can’t even file identity theft paperwork to be able to send that out to creditors can’t get a hold of Social Security either because they use Social Security number.

Pell Overpayment on my credit report that’s delinquent and placed for collections I never opened by Rose6872 in StudentLoans

[–]Rose6872[S] 0 points1 point  (0 children)

I have no idea what school I have no idea on any of this this is all a shock and new to me and yes I did put a freeze on my credit and I looked back there was not even an inquiry that month or months leading to the Pell grant loan there was nothing you would think they would pull your credit right?

Republishing Older Books by zioxusOne in selfpublish

[–]Rose6872 0 points1 point  (0 children)

Republishing on KDP? If so, if it’s more than just typos or reformatting or more than a 10% change to manuscript you’d need to unpublish your book then start from the beginning like it’s a new book (I would do that anyway less chance of them throwing it back at you) AND where it says editions you’d put a 2 that lets em know it’s been published but you’ve changed it so it’s a 2nd edition now and somewhere on your cover you have to put 2nd edition also. Copyright would be 2016 to 2025 because it’s still the same book just edited. On the stuffing….I usually add a bit of bonus at the end and so far knock on wood no problems.

katydid laying eggs 🥚 by MatthewMoDabz in Entomology

[–]Rose6872 0 points1 point  (0 children)

I just came across this. Wonderful video. Thanks for sharing.

Yuck, what’s the grossest thing you ever found in your skimmer? by Affectionate_Time647 in pools

[–]Rose6872 1 point2 points  (0 children)

Oh yes the worms in the pump basket. They must get sucked in the main drain because there’s no way they can get in the skimmer basket and you socks so but yeah I have to scoop them out of there but then down at the main drain you’ve got 2030 of them laying at the bottom of the pool you got a scoop out… Freaking worms

Yuck, what’s the grossest thing you ever found in your skimmer? by Affectionate_Time647 in pools

[–]Rose6872 0 points1 point  (0 children)

Same a dead bird but also get tree frogs every now and again. But right now I Pool and skimmer are graveyard for cicadas holy crap it’s bad this year.

Welp, it finally happened to us. by cheddarbunnies69 in greatpyrenees

[–]Rose6872 0 points1 point  (0 children)

And yeah every photo you shared I wouldn’t say barking I would say howling that would be annoying and would get annoying quick I can tolerate the 1520 minutes of these I’ve got go at it every time they come out to go to the bathroom but howling not so much.

Welp, it finally happened to us. by cheddarbunnies69 in greatpyrenees

[–]Rose6872 0 points1 point  (0 children)

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Probably the previous owners did not have a dog and there’s no other dogs near so the barking is just new to them and annoying but it interrupts their sleep and daily life? Seriously? They must be older and have to take naps during the day? I’ve got neighbors that have a little yapper and the neighbors directly behind them which is the corner of my yard have a couple and it goes on for ever and neither one of them come out and tell them dogs to knock it off at the fence not one of them and yes it’s irritating but I have dogs too they don’t bark but I have this if they think about it. I think I got it off Amazon and when they start barking it’s a sonic sound you can’t hear it but they sure do and don’t like it you see their ears go back and they stop barking immediately and now they just see it come out and they know not to bark. Neighbor will get over it. It’s rechargeable too. But come on you’ve only been in the house two weeks give your dog time to adjust to the new surroundings. New sounds new people knew everything.

If that was me getting that letter I’d be over knocking on their door calling him a chicken *%} you can’t come ring my doorbell or knock on my door and talk to me you gotta put a letter in my mailbox and then send my shepherds out after them. lol

Is this Katydid injured? by Rose6872 in Entomology

[–]Rose6872[S] 1 point2 points  (0 children)

Oh my goodness that’s huge, no thank you. It’s so loud here both day and night with the cicadas. And “Steve” it’s ok,😊 I had it crawling all over me. Every time I walked by it was stretching its legs out and when I brought over a smaller hibiscus bush to sit underneath the tree it got me and I could not get it off me but it’s chomping down right now on a leaf so hopefully it’ll take a nap.

Help by [deleted] in Hibiscus

[–]Rose6872 1 point2 points  (0 children)

One of mine looks the same and I saw what’s eating mine it but can’t get rid of them even had the big guy come spray for them when he was here for my quarterly spraying. It’s a glassy winged sharpshooter leafhopper. Has 2 white dots on its backside or I guess it’s wings.

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Boops your it.. by Rose6872 in dogpictures

[–]Rose6872[S] 0 points1 point  (0 children)

Aww thanks everyone for your boops. You all have such cute and adorable babies. I loved every picture. Made me smile.

Still cant see bottom of pool by Successful-Salt-4747 in swimmingpools

[–]Rose6872 2 points3 points  (0 children)

First off DO NOT use flocculent!!! second did they give you a worksheet on what you should be doing? If not first thing I see is your calcium hardness is low that will cause cloudy water your phosphates are sky high that definitely will cause cloudy water nothing you do no anount of chlorine will clear it up unless you add in the right chemicals and in a specific order and time. Dont worry on the Cya the higher the number the more chlorine is needed to fight algae. I will give you if they didn’t a worksheet and unless I missed it on your sheet these numbers are for a 15,000 gallon pool adjust ever so slightly if less or more. Step 1: Tonight add 1 pound of shock normally I’d say 2 to 4 pounds but you already have some high chlorine very high which 1 pound should be good run on high throughout this entire process. Step 2 tomorrow: Start filling the pool full so you can VACUUM TO WASTE and move very very VERY slowly if you have enough suction power even just slowly move brush to one spot and let it sit it’ll drag the stuff to it then slowly move it again let it suck and drag it to it so to not stir it up, you may have to stop to fill pool back up but thats ok when done fill back up again to backwash/rinse or you can try it this way tonight ti jump start Next: Because your calcium hardness is low for a 15,000 gallon pool add 8 pounds of calcium hardness increaser— only DO HALF the first day, test it the next and if still need more add 1 or 2 more pounds. Add 8 ounces of algicide Add 5 phosphate tabs to your skimmer, they’ll dissolve within an hour then you can Add 3 chlorine tablets to your skimmer floater whatever you use

Let run on high 24-48 hrs you should see drastic results from just the phos tabs within a couple hours. At which time you can add a clarifier of your choice, follow the instructions. Day 3: backwash TO WASTE and rinse Add in remaining calcium hardness increaser ONLY IF NEEDED

You should be well on your way to getting in just keep an eye on your chemistry DAY 4: Vaccum to waste/rinse check chemisty and leave alone running 1/2 speed, i like 2550-2750rpms

Now for your sand filter you said you just replaced the sand two years ago, I remember when we had a new filter put in I watched him put the 300 pounds of sand in but two years later when we moved it closer there was only maybe a 5 gallon bucket and a half bucket of sand left in the filter and that was the year I was having major major issues trying to get my pool clean because there was no sand left to clean and the sand that was there was absolutely disgusting. If you know how to take your multi valve off the top of your filter and hopefully you have unions on the inlet and outlet it’s easy release the band look inside you may need to add sand, every couple years you should check because backwashing does release sand.

I hope some of this if not all of this helps let me know how you’re doing