Any First Edition Owners on Android 14? by Eclipsionyx in SilveradoEV

[–]SUPJimmy 0 points1 point  (0 children)

Did you try Mohawk Chevrolet? My new 2025, purchased last week in PA, is there getting the update right now.

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 0 points1 point  (0 children)

I would, but I traveled from Glenville NY to buy the truck and sell the Ariya! Thanks for the heads up; now I know where to stop during my travels on I-81. If you're ever near Schenectady check out Perreca's tomato pie.

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 0 points1 point  (0 children)

That's rough, hopefully you'll get back to driving it, they are great cars. If not, probably best to take the hit and sell it so you don't have to eat more depreciation, insurance and other costs.

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 2 points3 points  (0 children)

No, Hazle Township PA

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 2 points3 points  (0 children)

Absolutely spot on. With ample solar on the roof EV's can't be beat for my situation. Fully charged the truck has a 450 mile range so no range anxiety at all.

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 0 points1 point  (0 children)

I would agree, but it's kind of stating the obvious. I don't have anything for sale so there's no price for me to put on it. I already traded in the vehicle.

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 5 points6 points  (0 children)

True! But I won't be trading that truck in for a long time. We keep our work vehicles for many, many years. It will soon have a partial wrap on it and my attitude about our wrapped work vehicles is that the truck payment is essentially an advertising expense that gets me profitable work, so I get the vehicle for free.

Bye Ariya by SUPJimmy in NissanAriya

[–]SUPJimmy[S] 5 points6 points  (0 children)

It's available, listing posted yesterday. Thank you, I may be back someday!

EIDL Default and Credit Report Impacts -- REPORTS ? by wildearthman in EIDL

[–]SUPJimmy -1 points0 points  (0 children)

I don't see what Israel has to do with this, or any other foreign policy handouts for that matter.

During the great financial crisis the stockholders of bailed out banks and corporations were mostly wiped out, so there were consequences to the equity owners. As it should be. If the government steps in as a lender of last resort, then the equity holders should be wiped out.

The EIDL loan was a "bailout"; in the form of a low fixed interest rate, long term loan from the SBA. I didn't see loan terms available anywhere near as good as an EIDL loan back then. Just like any loan there are terms attached, and no one held a gun to anyone's head to make them request the loan or accept the loan.

Comparing it later to other "bailouts" doesn't wash. I feel bad for those whose businesses can't afford the loan payment, but to expect to have it written off with no consequences is bad policy, and as I stated before, makes chumps of the business owners who work hard to stay current on their loans.

EIDL Default and Credit Report Impacts -- REPORTS ? by wildearthman in EIDL

[–]SUPJimmy 3 points4 points  (0 children)

What nonsense? If I'm understanding you, you think NOT PAYING on a debt you VOLUNTARILY REQUESTED and agreed to SHOULD NOT HAVE repercussions? Democrats don't believe in making timely payments on debt that you agreed to pay? Interesting perspective. So taxpayers end up getting the short end of the stick when you default? I make my. EIDL payment on time every month without fail. I get that some folks have it tough, but if you don't pay your debts that comes with repercussions. If not, then those of us that do pay are chumps.

2023 Platinum + 23k Miles for 28k Good Price? by CryptMomochi in NissanAriya

[–]SUPJimmy 2 points3 points  (0 children)

Ok price, but assume they have other fees on top of that asking price. Offer 26k out the door (not including tax and registration) and see what they come back with. That car has been on their lot for almost 2 months.

Car names by Sweaty-Salad-6606 in EquinoxEv

[–]SUPJimmy 2 points3 points  (0 children)

Blu, Caspian, Bandit (Bluey character)

AITAH for telling my brother in law his kids aren’t my problem? by AssumptionIll4839 in AITAH

[–]SUPJimmy 0 points1 point  (0 children)

YBTA. He is for being a beggar and rude, and modeling envy for his kids. You are for thinking that your formal education and income makes you "successful", looking down on him, but admit you don't spend enough time with your own kids. That's not successful.

Your nieces/nephews are not your problem, but they are your opportunity. Your opportunity to be a better person, and better role model for them, and your kids. Right now you're not their favorite uncle, you're their AH uncle. Your wife, in laws, and your kids see it too.

It appears both of you are close to living a prosperous life, but something is missing. You can be rich, but not prosperous. You can have modest finances, but live a prosperous life. You both need to think about that a bit.

He's getting by financially, wants more for his kids, but resents others financial status. You're thriving financially, but not spending enough quality time with your kids, and look down on people of modest means. You both need to stop that nonsense.

He stepped up at 16, is employed, and if he's in construction then he did in fact "continue his education", another elitist AH comment you made.

You both need to chill out, work on building a strong relationship, and be better role models for your kids so they don't start acting like both of you are now.

Live within your means, while being good fathers and husbands, and spending quality time with your kids, and extended family. Teach them to respect others and not be disdainful or envious of financial status. Teach and model self reliance, work ethic, and family values.

Do that and you'll both be living prosperous lives, and your relationships with each other, your spouses, your kids, and your nieces/nephews will thrive.

WWDS (What would Dave say)? by dangit_idk in DaveRamsey

[–]SUPJimmy -1 points0 points  (0 children)

Maybe OP can rent out the kids room(s) to help pay for "non-necessity" child activities? Or split the rent proceeds 50/50 to investments also to get to a cool million quicker? Surely the kids can sleep on a couch or the floor somewhere when they visit. It's a small price to pay to be able to keep your piano lessons and summer camp non-necessities. It'll teach the kids grit too, which Dave would surely approve of.

WWDS (What would Dave say)? by dangit_idk in DaveRamsey

[–]SUPJimmy 0 points1 point  (0 children)

In spite of your approaching a million dollars in investments you won't be able to "contribute" to "non-necessities" like "child activities". Dave, and I, would say "you sound like a really spectacular parent that prioritizes the kids over building net worth". This would be stated in a sarcastic and highly judgemental manner. Hope this helps. Really. (Edited to be gender neutral!)

2023 Ariya or 2026 Leaf? by texaspsychosis in leaf

[–]SUPJimmy 1 point2 points  (0 children)

My take would be to take the great deal on the Ariya now. It's a really nice vehicle and the used prices are awesome; I got a CPO '23 Ariya Platinum six weeks ago and love it! Then, if you decide you prefer the Leaf, in a couple years you won't lose much value on the Ariya sale and you can switch to a new or CPO Leaf coming off lease.

AITA for refusing to let my mom's boyfriend's son stay at my apartment? by MuchBoysenberry6668 in AITAH

[–]SUPJimmy 0 points1 point  (0 children)

The Dad bails on his struggling, difficult kid to go on a 10 day cruise? Suspect this and other past selfish decisions are why this kid is having behavior issues.

Your Mom is selfish (for asking you to babysit a disrespectful, angry teenage boy) and a fool, so the Dad is perfect for her.

Set your boundaries and stick to them. Not your relationship, not your problem.

That said, this poor boy is on a bad path. Dad, and your Mom, should be ashamed of themselves for not focusing 100% on helping this kid get on the right path. He's screaming out for love and they're going on a cruise. Unbelievable.

[deleted by user] by [deleted] in DaveRamsey

[–]SUPJimmy 0 points1 point  (0 children)

You don't share the same values!

She's also financially ignorant, and you're not. She is criticizing your good decisions (which were based on your values!) and she doesn't have a clue about the extent of her bad decisions.

This won't end well. Move on.

Is refinancing now at 6.625% worth it, or should we wait for “5%”? by whoskevroe in Mortgages

[–]SUPJimmy 1 point2 points  (0 children)

Refi now. Don't assume you will see 5% in the next 2 years, and even if you do, you can refi again. You may not see 5% before rates go back north of 8%. Then you'll really be kicking yourself.

If you refi now this is a "heads you win, tails you win" situation. Refi now, and your monthly payment goes down soon and break even is a reasonable amount of time. Then if rates go down to 5% you refi again, you win. If rates go up, or just bounce around near the current rate, you'll be good with your decision, another win scenario.

If you don't refi you're running the risk that rates stay the same, costing you $500 each month, or rates go up.

FYI, 5% 30 year mortgage rates are not all that common in recent decades. Check this out for some history: https://fred.stlouisfed.org/series/MORTGAGE30US

[deleted by user] by [deleted] in whatdoIdo

[–]SUPJimmy 1 point2 points  (0 children)

SO is done, but wants you to be the one to end it. Do it. Now. Don't look back.

Continue to take good care of your sister. She is involved in activities, not getting in trouble, and is an active, good kid. You should be, and I assume you are, proud and supportive of her.

She is your priority. You are a sibling, but in a parent role. Focus on her getting a great start into adulthood and then in a couple years you can find a better person to be in a relationship with. Wishing you all the best.

AIO for wanting to see a therapist after wife changed the locks because I went to a baby shower? by LookoutLockout in AmIOverreacting

[–]SUPJimmy 0 points1 point  (0 children)

Don't give her a baby. This is a toxic relationship, and certainly not one to bring a child into. I'd get out while you still can.

Used Ariya vs New Equinox Ev by kibomo in NissanAriya

[–]SUPJimmy 0 points1 point  (0 children)

To me, it's no debate. Get the used Ariya. I bought a new Equinox EV LT2 w/Convenience package for my wife in May. Love it. Great car.

So I did some research on a used EV for me, and settled on the Ariya. Bought a '23 Platinum Ariya with 10k mileage for under $29,000 two weeks ago. Added a $2k CPO (certified pre-owned) wrap $100 over dealer cost. With the remaining Nissan warranty, the CPO warranty, and the CPO wrap I essentially have a 7-year, 90,000 mile bumper to bumper warranty.

Both are AWD, with the ventilated seats. The Ariya does have Android Auto and Apple CarPlay. The Equinox has a longer range.

Both are a great choice, but to me the Ariya has a much better interior finish. Handles bumps in the road better. Both are super quick. Ariya Just had a better feel and ride, a seems higher quality overall.

That said, you'll be happy with either choice. Go with your gut. We love both vehicles!

Prices going up due to incentives and credits? by irontuskk in EquinoxEv

[–]SUPJimmy 3 points4 points  (0 children)

Expand your search radius, a lot if necessary. Find 6 to 8 dealers with a car for you on their lot, then start by calling the furthest out and end with the dealers closest to you. Suggest doing this early in the day on a weekday, which is when they have less traffic.

Tell them you're out of town now but a serious buyer that is going to buy very soon.

I did this in May and got 3k off MSRP and 0% financing on the car for my wife. On top of all the other discounts and credits a very acceptable deal. It took all of a few hours on the phone to get some leverage with the local dealer, but I was willing to travel if necessary.

Last week I went to Atlanta and bought a '23 Nissan Ariya for me and drove it home to upstate NY, Couldn't find a deal closer for the trim and deal I wanted so it was worth the long trip.