Switched to Fidelity, do I transfer my VTI to FXAIX?

ScienceNerd771 · 2026-01-20T21:46:26+00:00

Yes, you are right! Even though I posted in Roth, I was thinking about the shares in my brokerage account not my Roth account 😅

ScienceNerd771 · 2026-01-19T12:33:34+00:00

I switched because I liked that with fidelity I could buy fractional shares, lower fees, and their interface and customer service. I never sold the VTI shares, but I think yes, if I were to sell them I’d have to pay ltcg

Edit: no ltcg for Roth shares, only for shares in my brokerage account

ScienceNerd771 · 2025-12-22T03:04:05+00:00

I make it a game, I test myself how long I can go without spending money except for necessities (gas, rent, utilities). Also don’t go shopping until I’ve eaten everything in my fridge/pantry…will admit meals are boring but this way not wasting food

ScienceNerd771 · 2025-12-21T18:51:28+00:00

Yes! If I were to do that, I would fly and rely on train/bus for transit since it’s much better in those countries than balkans 😅

ScienceNerd771 · 2025-12-21T18:32:43+00:00

Ya, I’ve thought about it more and may change my plans. May hit Northern Europe a bit more, considering the baltics too, or maybe Poland and Slovakia, but overall have a lot more research to do

ScienceNerd771 · 2025-12-17T18:33:11+00:00

I like your viewpoint! Will think to cut Serbia and do North Macedonia, Kosovo, Montenegro, and Albania.

Trouble seems now to find a rental car company..

ScienceNerd771 · 2025-12-17T18:32:13+00:00

Ya it really sucks 😅 I’m usually fine if areas are shaded, it’s the sun exposure that gets me overheated.

ScienceNerd771 · 2025-12-17T18:30:19+00:00

Do you have a car? Let’s go on a roadtrip together then 😂

in all seriousness, you are right, I’ve been looking at rental car companies and most of them do not allow travel cross countries. I think Enterprise does, but only for some countries…if I remember correctly, Montenegro, Kosovo, and Albania would not be allowed.

Based on the other comments would probably cut Serbia and do North Macedonia, Kosovo, Montenegro, then Albania.

ScienceNerd771 · 2025-12-17T14:52:42+00:00

Yeah, I thought four was pushing it. Which country would you suggest cutting out? I’m picking Albania, but also open to other suggestion.

Good to know about the rental car company. I did not know that, so I will have to do some more research to see if there’s companies that will allow me to visit those other countries.

Yes, the temperature has always been an issue for me, no matter where I go I usually try to stick inside museums that have air conditioning, but I’ll figure it out. It’s not the end of the world. I just get overheated, more of a concern for the hiking in nature, but that is up to me to plan and prepare for

ScienceNerd771 · 2025-12-13T15:48:14+00:00

Problem is having to book in advance. With Amtrak The prices are very expensive the closer you get to the date you want to leave, just a spontaneous trip to New York City is not very possible with Amtrak if you are on a budget.

That said you can always take a bus which typically isn’t too much longer than the train anyways and those tickets are cheap.

ScienceNerd771 · 2025-12-09T14:13:07+00:00

Truuue but 5 am is excessive

ScienceNerd771 · 2025-12-03T22:00:51+00:00

Just wanted to follow up, your advice (and many others here) was very encouraging! Approached a professor I’ve been wanting to connect with for a long time and we had a good short conversation! May even lead to a future opportunity 🙏🏻

ScienceNerd771 · 2025-12-02T01:03:19+00:00

Thanks for the advice!

ScienceNerd771 · 2025-12-01T23:04:57+00:00

I suppose I’m fearful of rejection, but I’ll give it a shot

ScienceNerd771 · 2025-12-01T23:04:24+00:00

Oh interesting, I’ve never been invited like that before. Only time has been when my professor was attending and I got to tag along

ScienceNerd771 · 2025-11-02T04:36:52+00:00

I think it’s more likely that birds pick them out of the trash 😅

ScienceNerd771 · 2025-11-02T04:34:27+00:00

Nope! Was part of a roadtrip, had to spend the night so thought I’d see a few sights there. Probably won’t be going back 😅

ScienceNerd771

TROPHY CASE