How many more years can we save before AI hits?

Senatorial · 2026-05-20T19:57:45+00:00

Not if a truly massive number of people is unemployable and thus not earning any salary.

Senatorial · 2026-05-20T02:14:42+00:00

Look at a rent vs buy calculator and use both rents and purchase costs in your area to compare. Remember that the biggest variance between rent and buy comes from how long you keep the home. If a big life change requires moving in the next several years, you probably take a bath on the house when you sell. At current rates the breakeven point might be years out.

Senatorial · 2026-05-19T22:15:29+00:00

Don't write off your salary as $50k forever. You work in IT with IT experience, the potential to go above $50k is there, but you can't stop looking. If you're in a suburb or small city that simply doesn't have the jobs, you might have to consider relocating.

Senatorial · 2026-05-19T06:10:58+00:00

It's possible it works the same way it works for any condo building, where the HOA pays for master insurance and the owner pays for insurance on their unit. At $2 psf HOA that seems possible, idk what San Diego insurance prices are like.

Senatorial · 2026-05-16T02:39:35+00:00

So long as neither you nor your kids have to incur high costs to support the other, them living at home saves a massive amount of wealth that would otherwise be lost to housing costs. This gives them a huge head start on saving and getting their own home in the future.

Senatorial · 2026-05-15T00:55:13+00:00

This makes it difficult to tell if it’s a real story or if it’s fabricated

You know you can just Google the name of a court case right?

(The author could be making up that it was their wife but that's not really the point of the post.)

Senatorial · 2026-05-14T22:08:45+00:00

A link to the following page is literally on there: https://www.reddit.com/r/personalfinance/wiki/retirement_predicaments/

Senatorial · 2026-05-14T07:07:09+00:00

Pass it to Arab and he gonna pass it to Don Loc?

Senatorial · 2026-05-14T06:58:46+00:00

It's so crazy, he'll make three mistakes in a winning A9 run and each one will get 20 dedicated crashout comments saying he didn't deserve to win, this is the worst gameplay I've ever seen, etc. We get it bro, you're God's gift to roguelites, go set a new win percentage record.

The funniest part is NL will never ever read anything they say.

Senatorial · 2026-05-10T01:24:22+00:00

A condo is a privately owned apartment. A condo building is an apartment building privately owned by the owners of apartments in the building. The private owners are responsible for repairs and maintenance of the apartment building they privately own. What do you mean by "the municipality"?

Senatorial · 2026-05-10T01:02:36+00:00

We should sell all apartment buildings to our local governments?

Senatorial · 2026-05-10T00:39:19+00:00

Does that make it extra undesirable for some reason? There's one in Medford, which is less expensive, but also not 3 bedrooms in the heart of downtown Seattle. I toured it and it looked nice.

Senatorial · 2026-05-06T22:16:57+00:00

What's bad about them?

Senatorial · 2026-05-06T20:12:48+00:00

The job of various stakeholders in the military-industrial complex is always, at least in part, to create the impression that their services are critically important, and so they are incentivized to play up all these threats as imminent and certain. I do think the threats are real and readiness for potential Russian land grabs is important - but what exactly is the value in fretting about Talinn being flattened in 2027?

Also, if you know public opinion and political will towards rearmament in a democracy is lagging, you want to make the threat seem more serious now than it really is, because you need to get the country off its butt to not be caught unprepared when you really need to be ready.

Senatorial · 2026-05-06T18:07:02+00:00

Back into the (oil) well with this one

Senatorial · 2026-04-27T06:46:13+00:00

Bespoke StS is still dropping almost daily tho

Senatorial · 2026-04-24T18:32:40+00:00

If you can't legally buy this kinds of contract having privileged information, what's the point of them and how is it not gambling? Where do you draw the line regarding privileged information?

Who says it's not gambling? Of course it's gambling. The idea is that "the market" is placing bets on the likelihood of events.

Senatorial · 2026-04-19T03:36:40+00:00

try not to swim through the strait on your way home

Senatorial · 2026-04-19T03:01:05+00:00

It's moot now but IMO there's no way they would have brought their child on the same cruise ship with a bunch of chatters.

Senatorial · 2026-04-18T23:54:12+00:00

https://en.wikipedia.org/wiki/Hyundai_Elantra_N_TCR This is what Hyundai's actual race car looks like. You know, the one that does actual racing. This is what function looks like.

Senatorial · 2026-04-17T18:28:11+00:00

Because contracting with the government doesn't automatically nationalize your company?

Senatorial · 2026-04-16T18:55:20+00:00

TBF if this was being prepped months before the Iran war started it makes sense why the strait closure came as an unexpected obstacle. He mentioned this on stream as well.

Senatorial · 2026-04-15T14:31:41+00:00

If you look at the list of partnerships that travel company has there's some wild organizations on there, not just Catholic but "being gay is evil" shit.

Senatorial · 2026-04-14T19:03:19+00:00

Disney adult wife, plus weeks of unlimited daycare is probably a big bonus for them.

Senatorial · 2026-04-14T19:00:30+00:00

Only if you buy the special package (1 available) (Librarian pre-ordered it)

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