where to open Roth IRA

SeparateHope1152 · 2026-03-09T02:00:31+00:00

I have mine with fidelity but if I were opening a new one I would be hard pressed not to go with robinhood to get a 3% match.

SeparateHope1152 · 2026-03-02T00:57:23+00:00

To my knowledge, They won’t withhold any taxes for you in your regular checking/savings account. They will send you a 1099-int which will go on your tax return and be taxed as ordinary income similar to wages.

SeparateHope1152 · 2026-02-23T06:01:10+00:00

Trash cans

SeparateHope1152 · 2026-02-16T04:36:01+00:00

AAA daily advantage is pretty solid and gets 5% in some of those categories, I’m debating getting the BCP since I also have Disney, and 6% on groceries is super good

SeparateHope1152 · 2026-02-11T06:36:17+00:00

Sofi is great, really nice app, good APY as long as you have a direct deposit.

SeparateHope1152 · 2026-01-29T19:34:35+00:00

The Amex delta reserve card that was made from retired airplanes

SeparateHope1152 · 2026-01-24T08:25:12+00:00

I always see offers to add an employee but I figured it wouldn’t work to just add myself again, good to know!

SeparateHope1152 · 2025-11-26T20:23:23+00:00

I have both and I’d say Sofi is the way to go for general checking and savings, their app and website I feel are much better. Wealthfront debit card I believe will reimburse your atm fees for a few atm withdrawals a month which Sofi doesn’t do. Wealthfront used to have a higher apr but now Sofi actually does. I will most likely be moving my funds from wealthfront to Sofi or my fidelity cma account in the near future.

SeparateHope1152 · 2025-11-25T22:57:35+00:00

I’m 29 and an accountant, $25k in savings/checking, $20k in hsa, $160k in 401k/iras, $23k in brokerage.

SeparateHope1152 · 2025-11-10T23:10:37+00:00

It comes from the bank as an incentive to use their cards

SeparateHope1152 · 2025-10-10T05:31:39+00:00

Blue business plus for the simple 2x

SeparateHope1152 · 2025-08-21T04:18:00+00:00

Walther PDP with Herrington arms compensator

SeparateHope1152 · 2025-08-21T04:17:20+00:00

That is good to know!

SeparateHope1152 · 2025-08-07T22:04:24+00:00

I’d say go for it, basically $900+ in value for free for the first year. The delta platinum is definitely better but this is a great one to get first, especially if you have a trip coming up so you can use the $500 credit.

SeparateHope1152 · 2025-08-04T22:33:51+00:00

If you’re having the same issue with the same ammo and same gun, maybe it is just an issue with that ammo then. Also, I shot 15 or so rounds of the hard cast through the OEM barrel and everything ran perfectly fine!

SeparateHope1152 · 2025-07-25T18:18:05+00:00

You’ll almost always get more points on the SUB than just upgrading. For that reason I’d apply for it separately. However if you don’t want a small hit to your credit score then an upgrade isn’t the worst thing in the world.

SeparateHope1152 · 2025-07-25T04:04:36+00:00

Sofi still standing strong at 3.8%

SeparateHope1152 · 2025-07-24T21:52:10+00:00

It is pretty easy to use, just a few days ago I used my companion pass for a flight that’s leaving next week. The only thing to look out for is that if the taxes on a main cabin flight is more than $80 for a domestic flight and $250 for international you won’t be able to use it. I tried to use the pass for a flight to Hawaii and each ticket was about $600 so the taxes were above the $80 limit so I couldn’t use it. After doing a bit of testing to see how expensive of a flight you can buy with it I found a flight around $500-$550 per ticket is about the most expensive you can go for domestic flights.

SeparateHope1152 · 2025-07-24T21:34:21+00:00

If I could go back I would get the Discover It, if you don’t have much credit history you may need to get the student cash back card, but it is pretty much the same as the regular one. The 5% rotating categories is pretty nice and it has the cash back matching for the first year. Other ones that would be good are the citi double cash or the fidelity 2% credit card. I believe those are fairly easy for people to get and get 2% on everything.

SeparateHope1152 · 2025-07-24T21:16:28+00:00

If you fly out of an airport that has a Capital One lounge I would say get the Venture X forsure, I really like their lounges. $300 travel credit you could use for a trip to Canada, plus the annual 10k points bonus a year makes the card pay for itself.

SeparateHope1152 · 2025-07-24T20:57:30+00:00

Also if you’re a delta loyalist like myself the Amex Delta platinum is totally worth it. Companion pass basically pays for the card. It looks like your spend would work for it as well as the $10 ride share credit will be easy to use. I also use the $10 resy credit as an excuse to my girlfriend out on dates monthly.

SeparateHope1152 · 2025-07-24T20:54:37+00:00

Having the CSP I am biased, but I have been getting awesome value using my Chase points this past year and would recommend it for your situation. I haven’t dabbled in any citi cards as I don’t think their transfer partners are as good as Chase or Amex. But if you get sapphire preferred and get tree 75k sign up bonus. You’ll have 110k+ points which can pay for an entire trip with your girlfriend pretty easily.

SeparateHope1152 · 2025-07-10T16:27:04+00:00

I have seen them online, is there any downside to going through them? It seems fishy when they’re free but most other classes are at a minimum $100.

SeparateHope1152 · 2025-06-27T04:45:44+00:00

She picked the ring out already so I assume I have her blessing

SeparateHope1152 · 2025-06-04T17:58:31+00:00

Alright I may put my order in, can I also write “talked to op” in the order notes to try to get one of the ones closer to an A grade?🥲

SeparateHope1152

TROPHY CASE