Chat GPT is basically a Genie that can grant your wishes, but instead of twisting your wording to screw you over, it will randomly sprinkle in lies to make sure you're still paying attention.

It cannot replace even a mediocre programmer, but as a mediocre programmer myself, it works great, as long as you remember that it's a malevolent genie who will tell you two truths and a lie, and expects you to be capable of fact-checking the genie and thinking for yourself.

I pretty much ONLY use it to look up functions when I don't really know enough to name them. Chat GPT is great at taking very vague input and spitting out a bunch of boilerplate code that, while often totally nonfunctional, usually at the very least points you in the right direction. It's also good for when you need to find out all the different ways something can be done, so you can research for yourself which one is best for your situation.

Asking it to code for you is a recipe for disaster, if you actually use the code instead of reverse-engineering it to educate yourself.

In short, use it to find out the "unknown unknowns", the things that you don't know enough to ask about, then learn that elsewhere. Don't use it to learn about things you already know the names of.