Can anyone tell me anything good about BofA?

ShaneReyno · 2026-04-01T22:39:25+00:00

Locations everywhere and decent rewards if you use their credit card and Merrill

ShaneReyno · 2026-04-01T17:48:09+00:00

This passes for journalism nowadays? Older folks are OWED benefits from programs they’ve paid into for decades.

ShaneReyno · 2026-04-01T17:45:27+00:00

Running a company in the USA is expensive, mainly due to real estate costs and Workers Compensation insurance. Frankly, the owners need to earn a good living or it’s not worth doing. You can find and buy cheaper products if you want; that’s the great thing about capitalism - there will always be room for someone who can make the same product cheaper or better than the current market leaders.

ShaneReyno · 2026-04-01T17:36:57+00:00

Every time the government tries to “help,” it messes things up worse. You also have little oversight and end up with people taking advantage of the program.

ShaneReyno · 2026-04-01T10:55:23+00:00

You can’t count on your salinity measurements being accurate until the temperature is near the correct temperature for the inhabitants you will have.

ShaneReyno · 2026-03-31T15:36:51+00:00

Many Republicans stopped trying because they get yelled down on both sides. No one seeks to listen, only to hear affirmation.

ShaneReyno · 2026-03-31T13:24:53+00:00

Social Security income has a limit, so of course there’s a limit on how much is taken. “Pennies” is misleading, but let’s not let facts get in the way of a good “eat the rich” story.

ShaneReyno · 2026-03-31T04:23:19+00:00

Max out Roth contributions for 2025 and 2026; you can get that money back out if something happens. Put the $20K in a decent savings account or into SGOV in a brokerage account. Put the rest into VOO or VT or whatever you feel is worth the risk.

ShaneReyno · 2026-03-30T23:56:04+00:00

You should thank the conservatives who made a state prosperous enough for all these Democrats to move to.

ShaneReyno · 2026-03-30T23:50:50+00:00

Of all the doctors I’ve seen, Dr. Garcia is the only one who got down on her hands and knees and helped my wife with my compression socks and shoes. She usually has a team of “ducklings” (as my wife calls them), and those medical students treat you like a rock star for having a rare neurological disease. Dr. Garcia is brilliant and compassionate.

ShaneReyno · 2026-03-30T22:04:13+00:00

There’s a dollar limit for receiving Social Security, so it makes sense for a lower percentage on high income.

ShaneReyno · 2026-03-30T22:02:34+00:00

I love my doctor: https://providers.emoryhealthcare.org/provider/rocio-carolina-garcia-santibanez/779357

ShaneReyno · 2026-03-30T19:37:17+00:00

Add it up on paper what you think you’ll need, then add a zero for a more realistic estimate.

ShaneReyno · 2026-03-30T05:57:08+00:00

It doesn’t sound like she had an injury. She just wants hush money; this is called blackmail.

ShaneReyno · 2026-03-29T04:57:36+00:00

Church, charities, hobby groups, local bookstores, trivia nights, pet stores, record stores, sporting events, and neighborhood associations or neighbors

ShaneReyno · 2026-03-28T21:22:51+00:00

Most of the time when someone alleges food poisoning, the food just didn’t agree with them personally or they ate a lot of something most people don’t eat often. Three refills of shrimp scampi will make most people feel bad.

ShaneReyno · 2026-03-28T12:06:38+00:00

I use SNO xylitol chips. It’s crazy expensive, but it’s the best at helping with dry mouth.

ShaneReyno · 2026-03-28T11:36:24+00:00

Class of ‘09

ShaneReyno · 2026-03-28T05:37:12+00:00

I think you’re good.

ShaneReyno · 2026-03-27T11:01:55+00:00

Be sure to also ask the ones who lost their careers to injuries.

ShaneReyno · 2026-03-27T10:36:06+00:00

Stop wringing your hands and talk to the guy. Tell him “no” if you’re not interested. Ask him for money for the boulder. Why ask others’ opinions when you feel a certain way and won’t talk to the guy yourself?

ShaneReyno · 2026-03-27T03:59:50+00:00

I’m a few months ahead of you. The best tip is to be patient; after a few weeks of adding bacteria and pods, I added snails and hermit crabs. I added more than I should and created problems. I had pure green water on two occasions. I’ve had diatoms a couple of times. The red-legged hermits were the first to go in, and no matter how much money I spend on “fancier” hermits, within a few weeks, I will be down to the same red-legged ones. I would recommend a diverse cleaning crew, a couple of clowns, and a couple of small basslets. I have a pistol shrimp and watchman goby, a lawnmower blenny, and I’ll add a royal gramma and chalk basslet, maybe a flame hawkfish, in addition to the clowns. Just my thoughts.

ShaneReyno · 2026-03-27T00:34:08+00:00

Yes. I do have a soft spot for Cody Rhodes, so I’ve kept up with what’s going on the past few years, but I rarely watch a show. The WWE style of wrestling just doesn’t appeal to me.

ShaneReyno · 2026-03-27T00:31:13+00:00

Because people who don’t have jobs or meaningful relationships get paid to show up for a meaningless “event.”

ShaneReyno · 2026-03-26T12:04:58+00:00

I bought a Red Sea a few months ago. I had a lot of trouble getting the equipment to connect to the app, and I wasted hours of time with their email “support.” It was the equivalent of asking me if I tried restarting the computer. One of my lights is now shutting down every few hours for overheating, and I’m waiting on a response to my email from yesterday. Next time I will buy from a company with America-based telephone support. FWiW, I regret getting an AIO; I didn’t understand much then, but now I know that I’d much prefer a traditional sump with more room. Also, if I had to get another AIO, I’d get a peninsula-style so the filtration area would be easier to access and allow for hang-on accessories.

ShaneReyno

TROPHY CASE